Roll over to an outside IRA
Partial withdrawal
Monthly Payments based on your specified dollar
Monthly payments based on IRS Life Expectancy
Just leave it with TSP until 70 years old
Not sure yet
Annuity
Other options not mentioned above
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
http://share.robinhood.com/mariloc1
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
http://share.robinhood.com/mariloc1
I Fund at 12 noon- August 2015
8/3 -.02% -$.03 8/4 -.26%
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
http://share.robinhood.com/mariloc1
Date Noon End of Day +Gain/-Loss 8/3 -.02% -.26% $-.033 8/4 -.26% +.08 8/5 8/6 8/7
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
http://share.robinhood.com/mariloc1
I fund
Date Noon End of Day +Gain/-Loss 8/3 -.02% -.26% $-.033 8/4 -.26% +.08 $-.01 8/5 8/6 8/7
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
http://share.robinhood.com/mariloc1
I FUND
Date Noon End of day Gain-/Loss 8/3 -.02% -.26% -$.03 8/4 -.26% +.08% -$.01 8/5 +.49% +.53% +$.0
It looks like TSP will owe us tomorrow...or it's a payback from yesterday..
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
http://share.robinhood.com/mariloc1
Here Maricar, don't let the numbers overburden you. These little ones will always bring you comfort.
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
http://share.robinhood.com/mariloc1
July Outlook:
It is interesting to note that for the last four (4) years, the S fund was negative (-) in July of 2015, 2014 and 2012.
F, C and I Fund were negative in July 2014 only.
I wonder what July 2016 will bring...
F Fund C Fund S Fund I Fund 2015 0.74% 2.10% -0.12% 2.08% 2014 -0.19% -1.37% -4.38% -1.95% 2013 0.13% 5.10% 6.88% 5.29% 2012 1.38% 1.40% -0.62% 0.56%
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
http://share.robinhood.com/mariloc1
MC,
Per your request !
Now that you are retired, you can roll your TSP balance over into an IRA...
What I did ? I opened a new "traditional" IRA with USAA, and rolled over all but 3 years of my estimated monthly withdrawal rate to a self-directed brokerage IRA there....rolled all of the Wife's 403(b) (Teacher) retirement account, too, into an IRA in her name...then drew down the balance on my TSP in equal monthly payments.
I did it that way because I could withdraw from TSP without penalty, but I couldn't withdraw from my IRA until I was 59.5...thus the 3 years left in TSP...
I assume many different companies also offer brokerage trading IRAs...do your "due diligence" if you decide to go that route !
FWIW...this worked out beautifully for us...we had the monthly TSP withdrawal when needed, early on in my retirement. And now I can trade our retirement funds as I see fit, NOT subject to the stupid 2 IFT rules of the TSP !
I've focused on a conservative allocation of "buy-and-hold" stocks and funds, with a target of a 4% dividend (except for the bonds !), that matches my pre-retirement estimated withdrawal rate. OTOH, our expenses have been lower than I estimated (so far !), so I haven't even tapped either IRA since our TSP was drawn down to zero in July 2015...almost a year ago !
I also keep a portion of money in cash (to avoid trading on margin, etc), and some set aside to trade stuff like the VIX, and a premium service...my "mad money" ! Just plugged in the numbers as of 26 June, and my "mad money" is up to 11% of our total retirement assets...a little higher than I would normally have it...
Anyway...HTH !!!
Stoplight...
"Too old to rock and roll...too young to die"... - I. Anderson
S&P500 (C Fund) (delayed) (Stockcharts.com Real-time) |
DWCPF (S Fund) (delayed) (Stockcharts.com Real-time) |
EFA (I Fund) (delayed) (Stockcharts.com Real-time) |
BND (F Fund) (delayed) (Stockcharts.com Real-time) |
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