View Poll Results: Which TSP option/s did or will you choose upon Retirement?

Voters
115. You may not vote on this poll
  • Roll over to an outside IRA

    24 20.87%
  • Partial withdrawal

    17 14.78%
  • Monthly Payments based on your specified dollar

    31 26.96%
  • Monthly payments based on IRS Life Expectancy

    5 4.35%
  • Just leave it with TSP until 70 years old

    18 15.65%
  • Not sure yet

    29 25.22%
  • Annuity

    0 0%
  • Other options not mentioned above

    6 5.22%
Multiple Choice Poll.
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Results 169 to 180 of 334

Thread: Maricar19 Account Talk

  1. #169

    Default Re: Maricar19 Account Talk

    Quote Originally Posted by burrocrat View Post
    is it like you are luke and bm is darth or something?

    (please skip the heavy breathing).

    also, if one joins a premium service do both get to trade it? like attorney client privelege or something?
    Burro,when it comes to trading, the family motto is "to each his own"
    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1

  2.  
  3. #170

    Default Re: Maricar19 Account Talk

    Quote Originally Posted by Maricar19 View Post
    Burro,when it comes to trading, the family motto is "to each his own"
    so who is on top?
    100g

  4.  
  5. #171

    Default Re: Maricar19 Account Talk

    Quote Originally Posted by burrocrat View Post
    so who is on top?
    End of conversation, burro!
    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1


  6.  
  7. #172

    Default Re: Maricar19 Account Talk

    Quote Originally Posted by Maricar19 View Post
    End of conversation, burro!
    well! i never! obviously mari is. but full disclosure would be considered a common courtesy. think about it.
    100g

  8.  
  9. #173

    Default Re: Maricar19 Account Talk

    I Fund at 12 noon- August 2015

    8/3 -.02% -$.03
    8/4 -.26%
    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1

  10.  
  11. #174

    Default Re: Maricar19 Account Talk

    Date Noon End of Day +Gain/-Loss
    8/3 -.02% -.26% $-.033
    8/4 -.26% +.08
    8/5
    8/6
    8/7
    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1

  12.  
  13. #175

    Default Re: Maricar19 Account Talk

    I fund
    Date Noon End of Day +Gain/-Loss
    8/3 -.02% -.26% $-.033
    8/4 -.26% +.08 $-.01
    8/5
    8/6
    8/7
    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1

  14.  
  15. #176

    Default Re: Maricar19 Account Talk

    Date Noon End of day Gain-/Loss
    8/3 -.02% -.26% -$.03
    8/4 -.26% +.08% -$.01
    8/5 +.49% +.53% +$.0
    I FUND
    It looks like TSP will owe us tomorrow...or it's a payback from yesterday..
    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1

  16.  
  17. #177

    Default Re: Maricar19 Account Talk

    Here Maricar, don't let the numbers overburden you. These little ones will always bring you comfort.


  18.  
  19. #178

    Default Re: Maricar19 Account Talk

    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1

  20.  
  21. #179

    Default Re: Maricar19 Account Talk

    July Outlook:

    It is interesting to note that for the last four (4) years, the S fund was negative (-) in July of 2015, 2014 and 2012.
    F, C and I Fund were negative in July 2014 only.
    I wonder what July 2016 will bring...

    F Fund C Fund S Fund I Fund
    2015 0.74% 2.10% -0.12% 2.08%
    2014 -0.19% -1.37% -4.38% -1.95%
    2013 0.13% 5.10% 6.88% 5.29%
    2012 1.38% 1.40% -0.62% 0.56%
    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1

  22.  
  23. #180

    Default Re: Maricar19 Account Talk

    MC,

    Per your request !

    Now that you are retired, you can roll your TSP balance over into an IRA...

    What I did ? I opened a new "traditional" IRA with USAA, and rolled over all but 3 years of my estimated monthly withdrawal rate to a self-directed brokerage IRA there....rolled all of the Wife's 403(b) (Teacher) retirement account, too, into an IRA in her name...then drew down the balance on my TSP in equal monthly payments.

    I did it that way because I could withdraw from TSP without penalty, but I couldn't withdraw from my IRA until I was 59.5...thus the 3 years left in TSP...

    I assume many different companies also offer brokerage trading IRAs...do your "due diligence" if you decide to go that route !

    FWIW...this worked out beautifully for us...we had the monthly TSP withdrawal when needed, early on in my retirement. And now I can trade our retirement funds as I see fit, NOT subject to the stupid 2 IFT rules of the TSP !

    I've focused on a conservative allocation of "buy-and-hold" stocks and funds, with a target of a 4% dividend (except for the bonds !), that matches my pre-retirement estimated withdrawal rate. OTOH, our expenses have been lower than I estimated (so far !), so I haven't even tapped either IRA since our TSP was drawn down to zero in July 2015...almost a year ago !

    I also keep a portion of money in cash (to avoid trading on margin, etc), and some set aside to trade stuff like the VIX, and a premium service...my "mad money" ! Just plugged in the numbers as of 26 June, and my "mad money" is up to 11% of our total retirement assets...a little higher than I would normally have it...

    Anyway...HTH !!!


    Stoplight...
    "Too old to rock and roll...too young to die"... - I. Anderson


  24.  
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