I feel an IFT coming on... may take a 50% position How low will it go? BT thinks we head back up tomorrow...
50% S, 50% C 06 Mar, was 100% G; 80% S 20% C COB 08 Jan '24; 100% G COB 14 Nov; was 100% C COB 31 Oct (Boo!); was 100% G COB 12 Oct; was 50% C, 50% S COB 22 Jun; Life is good!
Auto Tracker question... I have my contributions going in at 100% S, so as I cool my heels on the lilly pad with one foot in the F pond, I've accumulated ~ 2% in the S fund. I'm guessing these gains are negligable, but hey, they may mean a few spots higher in the list. Thoughts?
50% S, 50% C 06 Mar, was 100% G; 80% S 20% C COB 08 Jan '24; 100% G COB 14 Nov; was 100% C COB 31 Oct (Boo!); was 100% G COB 12 Oct; was 50% C, 50% S COB 22 Jun; Life is good!
If by 'the list,' you mean the autotracker, then I don't believe the list is affected by your real contributions. If you are only in G and F on the tracker, then the list is unaware of anything else.
Also, depending on a few other factors not mentioned in your post, that 2 % could be only contributions...and they could actually be losing, even though they make up 2 % of your account.
[COLOR=#0000ff][FONT=comic sans ms][I]"In the land of idiots, the moron is King."--Unknown[/I][/FONT][/COLOR]
Personally I don't think it's worth it. The AT reflects your IFT decisions -- not your account balance. Let the TSP take care of that for you. I always have my contributions go into the equity funds as a kind of dollar cost averaging thing. They will get merged with the rest of your funds in the next IFT.
Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2025
Past Returns: 2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%
I agree with Cactus, the AT to me is supposed to represent your decisions for reallocation. That way we can compare our decisions against others on the list. If you're trying to always keep your account updated to reflect your actual TSP account you'd end up using IFTs just to 'fix' your allocation.
Thanks guys, kind of what I was thinking... Yes, the DCA approach for contributions, then rolling into the next reallocation, that's the ticket!
50% S, 50% C 06 Mar, was 100% G; 80% S 20% C COB 08 Jan '24; 100% G COB 14 Nov; was 100% C COB 31 Oct (Boo!); was 100% G COB 12 Oct; was 50% C, 50% S COB 22 Jun; Life is good!
I hope I'm not waiting too long again, will see what Monday brings (lower.... lower...??? ). Have a great weekend everyone! :toung:
50% S, 50% C 06 Mar, was 100% G; 80% S 20% C COB 08 Jan '24; 100% G COB 14 Nov; was 100% C COB 31 Oct (Boo!); was 100% G COB 12 Oct; was 50% C, 50% S COB 22 Jun; Life is good!
Was having trouble finding myself... in the thread list! Thought I better pop in and stay visible. Looking to jump on the train (capitulation, then look out below)! Not quite there yet, maybe analysis would help, a few hours on the couch... "So... how do you feel about that?" At any rate, I'm getting bored waiting for a pullback...
50% S, 50% C 06 Mar, was 100% G; 80% S 20% C COB 08 Jan '24; 100% G COB 14 Nov; was 100% C COB 31 Oct (Boo!); was 100% G COB 12 Oct; was 50% C, 50% S COB 22 Jun; Life is good!
You have to swing big when it seems outrageous to be doing so. The market is partying like it's 1995. A good year for small town girls with independent means - from a Frank Sinatra song. You should rejoice and join in.
50% S, 50% C 06 Mar, was 100% G; 80% S 20% C COB 08 Jan '24; 100% G COB 14 Nov; was 100% C COB 31 Oct (Boo!); was 100% G COB 12 Oct; was 50% C, 50% S COB 22 Jun; Life is good!
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EFA (I Fund) (delayed) (Stockcharts.com Real-time) |
BND (F Fund) (delayed) (Stockcharts.com Real-time) |
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