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Thread: Finally Joined Up With TSPTalk-5yrs Retiree

  1. Default Finally Joined Up With TSPTalk-5yrs Retiree

    Happy to finally say Hello. I'm retired now for 5 years and when working used to often visit this site to learn and get a feel for what like minded investors were doing with their TSP accts. I loved reading the Coolhand posts and other OGs that don't appear as active anymore. Anyhoo, seems life got in the way and I retired earlier than planned for caregiving and immediately went fairly conservative with my TSP acct allocation:
    50G 4F 20C 16S 10I
    Eventhough my current PRR is 17.47%, I just feel sick about missing out on the bull run in 2020/2019 and knowing how much more would've been in my account if I'd moved from the no growth G fund!! UGG... Sooo, here I am, deciding to be more actively involved with my account and TSPTALK community is where I think I can gage what/when investment allocations would work for me. I'm a bit risk adverse, yet at the same time this is savings I'll probably not tap into for another 5 to 10 years so I want to get better results than just parking 50% in the G fund. I've never done an IFT so been reading up here since joining yesterday. Now that I'm in, feeling to iffy to make any moves right now. Umm..this is not gonna be easy 😕


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  3. #2

    Default Re: Finally Joined Up With TSPTalk-5yrs Retiree

    Thanks for joining us, TonysSista! Glad to have you!
    Tom
    Market Commentary | My Blog | TSP Talk Plus | |

    I am not a Registered Investment Advisor and this is not investment advice. Please do your own due diligence.

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  5. #3

    Join Date
    Apr 2008
    Location
    Cleveland, Ohio
    Posts
    12,148

    Default Re: Finally Joined Up With TSPTalk-5yrs Retiree

    Welcome aboard. Hope to see more posts.
    May the force be with us.

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  7. #4

    Join Date
    Jun 2004
    Location
    Boiled Peanut, Georgia, USA
    Posts
    76,383

    Default Re: Finally Joined Up With TSPTalk-5yrs Retiree

    Welcome to the Forum TonysSista, I hope your retirement is as good as mine!!



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  9. #5

    Default Re: Finally Joined Up With TSPTalk-5yrs Retiree

    Welcome! You will not regret joining this website. This site has a lot of information.
    99% of the time, they are correct.The 1% is partially correct, but lacking a follow up or maybe old information.
    Make sure sift through them and check the dates of posting.Things change overnight.
    TSP Talkers are not financial advisors, but they actually lived and survived these financial turmoils.
    Enjoy the site.
    Emotions should never play a role in one's investing strategy!
    No to Greed...No to Fear!
    http://share.robinhood.com/mariloc1

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  11. #6

    Join Date
    Oct 2008
    Location
    Stinking desert valley of bad air quality, AZ
    Posts
    2,993

    Default Re: Finally Joined Up With TSPTalk-5yrs Retiree

    Quote Originally Posted by TonysSista View Post
    … I've never done an IFT so been reading up here since joining yesterday. Now that I'm in, feeling to iffy to make any moves right now. Umm..this is not gonna be easy 
    My advice FWIW would be to do a small IFT now (like Monday) just to get a feel how it works. Make sure you can log in to TSP.gov and get the third party authentication. Either by text or email. If you really don’t want to move anything I believe you can cancel at the end. I would make a small move to make sure it works. Check it out now to avoid stress later. I have found that if you want to move something around the same day, logging in NLT 1115 Eastern time is good. Most of the time the authentication code in text is instant. Around noon Eastern time it can take a while to get the code and often I have to ask for another.

    Good luck. Your earnings so far are great it appears.

    PO

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