Just kicking the horse one more time... With the great comments and references posted here, it really does seem simple. All my eggs are in one basket, traditional TSP. I will be 56 in a couple weeks (my MRA). I have 30+ years credible years of service. End of the year, I can retire, take a one time lump sum TSP withdrawal then start monthly TSP withdrawals without being subject to a 10% early withdrawal penalty as long as the money remains in TSP. Once again, it seems simple and consistent with everything I've read. PLEASE correct me if I'm wrong. So my retirement will read: 30+ year pension, TSP, and I qualify for the FERS SRS until I reach my early SS age 62...also know it's all taxable income. If all is correct, looks very good to me and already have plans for the next stage of life...no boredom here. I just still don't understand why, after asking two different so called tax experts, they didn't have a clue. As we all know here, I'm not the only FERS employee/retiree with a TSP in the world.
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