Page 30 of 30 FirstFirst ... 20282930
Results 349 to 352 of 352

Thread: Alternate LMBF methods

  1. Default Re: Alternate LMBF methods

    Hello, been following this thread for a few months, and I have been trying to figure out why the last post is on here is true, and none of the various LMBF plans do as well as buy and hold over the long term.. I was thinking maybe there is a way to track the funds on a more detailed scale when the LMBF keeps us in the same fund for multiple months..

    I was wondering if anyone has thought of trying to track the Best fund on a weekly basis when we spend multiple months in the same fund?


    Sent from my iPhone using TSP Talk Forums

  2.  
  3. #350

    Default Re: Alternate LMBF methods

    You can basically think of these methods as following a ~20 day moving average with changes set to go in to affect for the next month. There are other moving averages posted around the forum. Check out Ravesfan's thread: https://www.tsptalk.com/mb/members-a...ount-talk.html. He usually gives us the 15 & 60 day best and worst funds.

    The problem with any of these methods is that they follow a trend that may not sync well with what the market is doing at any particular time. The market can stay on a trend for months or it can swing wildly daily or anything in between. At worst your method can be perfectly out of sync with the market. There have be months where the LMBF methods were in the market for a big loss followed by a month in the G Fund when the market recovered.

    I'm afraid you will find that switching to a weekly trend will produce wilder swings and less gain not to mention we are only allowed 2 IFTs a month. You can look at the early posts of this thread to see people have tried shorter trends and the results weren't any more favorable. Finally be aware that all this analysis is hindsight. You can't go back and change what you should have done and changing it now frequently doesn't align with the current trend in the market if any.

    Whatever system you choose to use, you should check out the performance over several years. Anyone can have a good year like the LMBF methods did last year, but it is the accumulation over years that counts for our retirement.
    Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2022
    Past Returns:
    2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%

  4.  
  5. #351

    Default Re: Alternate LMBF methods

    Here is the monthly return as of 1/28/2021:

    Date G Fund F Fund C Fund S Fund I Fund
    28-Jan-2021 0.06% (0.62%) 0.92% 4.38% 0.56%
    The S Fund is the winner once again, so all our methods stay in the S Fund for another month.
    Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2022
    Past Returns:
    2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%


  6.  
  7. #352

    Default Re: Alternate LMBF methods

    Here is the monthly return as of 2/25/2021:

    Date G Fund F Fund C Fund S Fund I Fund
    25-Feb-2021 0.07% (2.26%) 3.24% 4.83% 3.87%
    The S Fund is the winner once again, so all our methods stay in the S Fund for another month.
    Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2022
    Past Returns:
    2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%

  8.  
Page 30 of 30 FirstFirst ... 20282930

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
SPY (C Fund) (delayed)
Alternate LMBF methods
(Stockcharts.com Real-time)
DWCPF (S Fund) (delayed)
Alternate LMBF methods
(Stockcharts.com Real-time)
EFA (I Fund) (delayed)
Alternate LMBF methods
(Stockcharts.com Real-time)
BND (F Fund) (delayed)
Alternate LMBF methods
(Stockcharts.com Real-time)

Yahoo Finance Realtime TSP Fund Tracking Index Quotes