Thread: FEHBP 2009 Open Season

Heres the number if you want to call the Aetna pharmacy to see if your meds are covered.1-866-782-2779

Originally Posted by KevinD

Heres the number if you want to call the Aetna pharmacy to see if your meds are covered.1-866-782-2779

Thanks, KD! Much appreciated!

Lady

Just wanted to report back on my switch from BCBS to Aetna. I found out the hard way this morning that I had no clue what prescription meds cost in today's world.

Aetna is a high deductible plan ($1500) with a health savings account (HSA). My insurance premium is $5 a month after an automatic deposit is rebated to my HSA each month. I can pay the deductible with the savings from my insurance premium. I pay full price for medications until my deductible is reached. .... And that is what has kept me busy this morning!

I got new prescriptions for all my maintenance meds a couple of weeks ago and sent them in to the aetna mail order pharmacy along with my debit card number. Today the payments started hitting my bank account and OMG!! I've already met my deductible!!

So I've been scrambling to put more money into my checking account before my mortgage auto-payment hits in a couple of days.

FYI, just in case anyone else switched to Aetna and needs medication.

Lady

Grrr... Found out this morning that my TSP transaction didn't "take" on their website. Which means my increased contributions won't start for another 3 weeks.

Originally Posted by ChemEng

So I finally got everything resubmitted and reelected.

This change actually got me back up to the TSP contribution limits (again) since lowering our contribution amounts to have our son. The combination of the reduced premiums and reduced HCFSA needs (plus January's COLA increase) got me back to where I was a year ago this time.

Just hoping there isnt too strong a bounce by the time my contributions kick in!

We had that sticker shock too. Wife's birth control was ~$60, but it was absorbed by the health fund. We've never been wasteful with our insurance benefits, but it does have the secondary effect of seeing how much things actually cost outside the BCBS walled garden. Regardless, it was still the right move to make.

We went with the CDHP instead of the HSA. So our experience is a bit different than yours Lady. While I understand the goodness of an HSA, Im not to comfortable with the risk position it would put us in (even both being <30 and healthy).

Scott

Originally Posted by XL-entLady

Just wanted to report back on my switch from BCBS to Aetna. I found out the hard way this morning that I had no clue what prescription meds cost in today's world.

Aetna is a high deductible plan ($1500) with a health savings account (HSA). My insurance premium is $5 a month after an automatic deposit is rebated to my HSA each month. I can pay the deductible with the savings from my insurance premium. I pay full price for medications until my deductible is reached. .... And that is what has kept me busy this morning!

I got new prescriptions for all my maintenance meds a couple of weeks ago and sent them in to the aetna mail order pharmacy along with my debit card number. Today the payments started hitting my bank account and OMG!! I've already met my deductible!!

You should really look at the Humana HMO. I live in Chicago and 90% of the doctors appear to be part of the plan. It is one of the cheapest plans, no deductable and small co pays.