XL-entLady
05-05-2008, 12:38 PM
Hi, I’m a newbie to this forum. I found it the other day by clicking on a link in a GovExec.com article on the IFT restrictions. And the first thing I want to say is whoever came up with this idea and started this site absolutely ROCKS!:D
I’m a newly retired FERS employee. I recently had to do a disability retirement that was several years earlier than my originally planned retirement date. I have a TSP amount in the low six figures, I’m tapping it using the monthly payment option for withdrawal, and I have to make it last a L-O-N-G time. So being able to discuss investment strategies with you all will be a valuable aid to me, especially now that we only have two IFTs each month (yes, not counting those additional moves to G).
I leave half my account in G all the time, because I’m retired and I’m chicken.
I invest the other half by tracking rolling averages. In mid-2003, I started tracking the fund prices once a week and comparing them to their performance over the last 50, 100, 150 and 200 days. That gives me a clear picture of where the market has been - - although that isn’t always where it is moving! Sometimes my system works well, sometimes it doesn’t. But it’s the best I know at the moment. That’s why I’m here to learn.
I’m a newly retired FERS employee. I recently had to do a disability retirement that was several years earlier than my originally planned retirement date. I have a TSP amount in the low six figures, I’m tapping it using the monthly payment option for withdrawal, and I have to make it last a L-O-N-G time. So being able to discuss investment strategies with you all will be a valuable aid to me, especially now that we only have two IFTs each month (yes, not counting those additional moves to G).
I leave half my account in G all the time, because I’m retired and I’m chicken.
I invest the other half by tracking rolling averages. In mid-2003, I started tracking the fund prices once a week and comparing them to their performance over the last 50, 100, 150 and 200 days. That gives me a clear picture of where the market has been - - although that isn’t always where it is moving! Sometimes my system works well, sometimes it doesn’t. But it’s the best I know at the moment. That’s why I’m here to learn.