G Fund

[The_Technician]

Looks like the 5th of july for the next increase....

What say u MM.....5th also....

The Technician:dude:

[mlk_man]

Yes sir, 5th looks like the date to me. As of right now, the next should be 7\11 and then 7\19.

JMHO of course,

M_M

[mlk_man]

mlk_man wrote:
Yes sir, 5th looks like the date to me. As of right now, the next should be 711 and then 719.

JMHO of course,

M_M

What's going on with site Tom. Now my front slashes aren't showing up............:%

The above dates should be 7-11-05 and 7-19-05.

M_M

[mlk_man]

Had to re-calculate my G fund numbers for July because I believe it will pay out lower than last month.

Now I have it paying on July 5th, July 12th, July 20th, and Aug 1st. :^

[tsptalk]

test...

7/11, 7/11/2005

[tsptalk]

What's going on with site Tom. Now my front slashes aren't showing up

That was strange mlk. Let me know if you see this problem again. Use PM, I'll see them faster than just a post.

Thanks!

[The_Technician]

Testing ......7/11/2005

[The_Technician]

I figuring the 12th or 13th for the next increase.....What did you guess MM.....the 11th was it....???

:^

[mlk_man]

mlk_man wrote:

Now I have it paying on July 5th, July 12th, July 20th, and Aug 1st. :^

[The_Technician]

I'm figuring the 18th or 19th for the next increase.....

Trend is the G-curve is in a hump and needs to come back down to the base line or lower .......which tends to take longer to get the next increase....so expect longer days between increases.....:^

:dude:

[alaskanmoosehunter]

The Technician wrote:
I'm figuring the 18th or 19th for the next increase.....

Trend is the G-curve is in a hump and needs to come back down to the base line or lower .......



Hey Tech,

Where did you find a chart for the G Fund? Or are youjustgoing by the return trends? I sure would like to see one.

Thanks,

Ben

[The_Technician]

I copy the data from the govt site and plot it myself in Excel......

:^

[The_Technician]

Looks like it could be the 27th or 28th for the next increase....

:^

[mlk_man]

My calculations say today and the 27th. But who knows.............:shock:

[The_Technician]

MM, I'm just curious, how are you doing the calculations for your date predictions.....???

:^

[mlk_man]

The Technician wrote:
MM, I'm just curious, how are you doing the calculations for your date predictions.....???

:^



Crystal ball................:^

Actually I'm taking the rate of last month's 10yr bond and adding the difference between the 3yr and 5yr bond. I then divide by 365 to get the daily rate for the G fund. Once it goes up another penny, cha-ching.

Not sure if it works correctly yet or not. Still a work in progress. But you asked for it.

M_M

[The_Technician]

I mearly take the going rate of increasefrom the recent 50 days...its close but it still is hard to make certain which day they chose.....I also use a plot of ghe G fund increase to get a visual to speculate.

:dude:

[The_Technician]

I'm figuring the 8th for the next increase.....actually I've got data that predicts the 7th, but its on the weekend....

Trend is the G-curve is finishing a hump and needs to come balance with the average....expecting to trend shorter and shorter days toget the next increase....so expect shorter days between increases over the next several months.........:^

[The_Technician]

Predicting 8/22 for the next increase.....

:dude:

[The_Technician]

Hmmm, getting pretty good with these guesses....

Now I'm figureing th 31st for the next increase....

Tell me punk, do you feel lucky????



Heeeellll yeahhhhhh!

:^

[mlk_man]

LOL, get 3 in a row and then I'll say you're good. Until then, I'll call you lucky. :P

Good luck wit dat penny!

M_M

[SkyPilot]

Has anyone done the research to see if getting the penny (even perfectly timed) would return greater gains than being in an even mix of C,S & I?

[The_Technician]

Yeah, I just did that calculation....

With the CSI evenly distributed 33.33% since March, it outperformed the G 5.57% to 4.28%....I don't have any data before that at the moment....

Most of that gain came in the run up of C and S in July.....if it wasn't for that rise, where would we be.....

:^

[The_Technician]

Let me reissue that predicted date....made a calculation adjustment on the recent interest gains.....guessing -the G should jump another penny on 8/30.....

Going for 3 in a row MM!!!

:l

[nnuut]

TECHNICIAN Said,

Let me reissue that predicted date....made a calculation adjustment on the recent interest gains.....guessing -the G should jump another penny on 8/30.....


Man! Tech you are really getting good at this "G" Fund Penny palm reading stuff.

Thanks, I know it's not easy.

[The_Technician]

Well charting it helped alot....calculations on the recent 50 day interest rate slope is also helping....it gives you a decent predicted date from late data....

Hope it proves worthwhile...only way I could figure getting any kind of a handle on it being that is fluctuates so much.....

:^

[nnuut]

Technician,

OhGREAT KARNAK, when will the PENNY Drop? :%

[biggdog1]

I say Wednesday.

[The_Technician]

Can't tell my merry fellows.....my prediction software is at the office!!!!$%#@^&!:@

Didn't know I couldn't go back to the office when I left......and I don't have the updated version at home....

I'd just let it limp along on the same number of days from the last update span....it seemed to bethe going number of days at the time that I look last at the data....

:@

[The_Technician]

I reinvented the software......about the same calculation=,,,,,just a different method .....I believe the G will advance 6 Sept....lets see how the new stuff does...

:^

[The_Technician]

Well I couldn't be around to get the last G fund increase....looks like we may have another around the 19th....I sure as heck was surprise by the last, but there has been an increase in the gain over the periods...

:dude:

[Mike]

If I didn't know better, I'd swear the G fund is tracking the 10 year bond rate.

[mlk_man]

It's about a 12-yr bond, if we had one. What I was doing was taking the difference between the 3 and 5 year and adding it to the 10-yr. Comes close but not worth the penny to track it.

[The_Technician]

Mike wrote:
If I didn't know better, I'd swear the G fund is tracking the 10 year bond rate.
Yep looks that way Mike.....but the variations are different in the shorter time periods....long term, they are tracking somewhat....

Still hard to predict though.....even though I'm getting some hits on the dates...

:^

[The_Technician]

Mike wrote:
If I didn't know better, I'd swear the G fund is tracking the 10 year bond rate.
Yep looks that way Mike.....but the variations are different in the shorter time periods....long term, they are tracking somewhat....

Still hard to predict though.....even though I'm getting some hits on the dates...

:^

[The_Technician]

Yeap, true as can be, you just can't predict the G fund exactly.....

:?

[The_Technician]

Made a new date calc.....looking for the 27th to be the next penny update.....missed this last one on the day.....its was the day after the 19th....

What can I say, the interest rate changed here lately but I did get it close by a day.....

Slope's a'changin......:dude:

[The_Technician]

Hmm again one day off.....short term slope rates are changing frequently till end of year...looks like we aregoing to get an earlier than expected rate change on the next date....my predicted date is 10/6, but I swear by visual perception from past data on similar circumstances on the chart it will happen earlier....at least a day or two....

:dude:

[mlk_man]

Technician, what are the chances of getting that penny today? I'm considering moving over to bonds.

Thanks,

M_M

[The_Technician]

Looks like its either today or tomorrow MM....looks good on the current graph ....sorry that I couldn't tell for sure a few days ago....

:^

[mlk_man]

Thanks!

[Sr]

mlk_man wrote:
Technician, what are the chances of getting that penny today? I'm considering moving over to bonds.

Thanks,

M_M

Looks like you are not alone. Heck, the gov site must have crashed today evening with every one reaching it to change their contributions to safety zone in G fund becausemany were saying they can't access it after COB today !!!

[mlk_man]

Sr wrote:
mlk_man wrote:
Technician, what are the chances of getting that penny today? I'm considering moving over to bonds.

Thanks,

M_M

Looks like you are not alone. Heck, the gov site must have crashed today evening with every one reaching it to change their contributions to safety zone in G fund becausemany were saying they can't access it after COB today !!!


Is this why it didn't pay today? :%

[The_Technician]

Well, I had been getting data that said the 6th was going to be the pay day...but with today's market you just can't tell.....I'm now calculating the 12th for the next pay out....with the 11th as a possibility.........

U just never know...

G Fund is ruling....not that I want it to, but it is......thought I would give it a thumbs up!!!!

We're slip sliding away.......

:dude:

[The_Technician]

Well after that miss I will wonder about the rest of the year....

Next projected G fund rate increase date is 21 Oct.....of course with most already in the G fund, it doesn't really matter....

This is almost like shutting your eyes and throwing darts....but the last months of the year, I would expect some jostling around a bit on the rate increase date...

:dude:

[mlk_man]

I would think with long term rates rising, it would start coming a little quicker. Like back to 5-6 days instead of 7?

[The_Technician]

Since I predicted that the G would raise its rates on or about the 21st, I wonder if the rate increase was predicted on a Sat or Sun, would the TSP office wait until Monday evening to make the rate increase......anybody know about this situation...???

:^

[The_Technician]

Looking at the 29th for the next rate increase....is anybody interested...???

:dude:

[grandma]

Since your 29th is the Saturday you spoke of earlier:

I more than half-way expect they will wait until Monday-31st. ...putting off 'today' (Friday 28th) what they can do `tomororow' (Monday), and get oo of the office at quitting time for TGIF parties........:U

http://i4.photobucket.com/albums/y106/triso/grimace.gif

On the other hand, I more than half-way expect they will get the change in Friday before they leave work, so that they can enjoy the weekend and not have to think about doing that Monday morning when they are wanting to finish up their Halloween festivies planning...........:!

http://i4.photobucket.com/albums/y106/triso/yellow_guy_crazy_sm_clr.gif

[nnuut]

Tech Wrote;


Looking at the 29th for the next rate increase....is anybody interested...???

Oh, Yes GREAT KARNAK I am very interested! Keep up the good work. :^

[nnuut]

I'm sorry, it's CARNAC THE MAGNIFICENT

[The_Technician]

nnuut wrote:
I'm sorry, it's CARNAC THE MAGNIFICENT




Hold the horses NNuut.....you about to go off the edge there boy!!!

Always lovedCarnac.....I miss Johnny Carson.....even though Jay has his own style....

:^

[nnuut]

I agree Johnny was Great! Love Carnac.

But you are GOOD at that "G" Fund Penny palm reading stuff! Thanks,

Norman

[The_Technician]

Sure,

I really haven't done anything anyone else could have done.....unfortunately, it can't be perfect....the G fund can't be perfected....

But, thank you for given me the token there Norman.....I was (and still am to some others)"Dancing With Wolves", then I became "The Technician" on this board, and now you may call me Carnac courtesy of NNuut!!!

:uCarnac the Magnificent....hmmm has a nice ring to it.....

[The_Technician]

Well looks like we got the answer about the weekend Grandma....

Looking for the 4th for the next rate increase...

:dude:Carnac the Magnificient

[The_Technician]

Ok....we got the rate increase on the Monday after the 4th....looking at the 14th on the next increase....does that mean the 15th that we actually see it???? I would suppose its better to be early than late moving into the G fund....

The 14th is a Monday by the way.....

:^

[The_Technician]

I'm looking at the increase date again today.....looks like it could be the 15th-16th...

What can I say but some things have changed some.....thats why I took another look at it.....

:dude:

[The_Technician]

Well got it on the 15th....guess that's down the middle .....

I would expect any kind of manipulation till end of year for year end results to pan out.....

This morning the date seems to be the 21st....which is a Monday....

Good luck with it.....

:dude:

[grandma]

The Technician wrote:
I would expect any kind of manipulation ....Would or wouldn't?? We are never suprised when they do, yet this reads like you feel they will have to leave it alone from now on in ....??? Thank you :)

[The_Technician]

Well Grandma....I would expect any kind of manipulation to get the year end results....

In other words, expect the TSP to balance out the rate increase for the year end return....they jig and jog unexpectently this time of year...so the rate increase could come at anytime whenever they need to get the proper year end return....

:^

[The_Technician]

Once again, the G fund hits on the money......looking at Monday the 28th for the next pop......going at a penny at a time.....

:dude:

[The_Technician]

G fund delivers.....again

Looking for the 5th of Dec for the next penny

:^Carnac

[The_Technician]

Looking at the data this morning and it could be we're in for one of those "adjustments" late in the year.....we may not get the penny till tomorrow....

:dude:

[The_Technician]

Well it stayed true and increased today.....I'm not so sure that checking late into the predicted dates is good for producing results...I thought it would be more accurate and we would like to know before deadline....but we still have to consider the time of year where the TSP folks are trying to make adjustments....

I would guess being in early doesn't hurt.......next date is the 12th

:dude:

[The_Technician]

Carnac hits it again!!!!! ;)

What luck!!!! :l

I guess we'll go for the 19th next time.....:h

Man if I keep this up we all are going to get dizzy!!! Someone quit spinning me around like that.......!!!

No really, today was good and the 19th looks like it will be the date...:^

:dude:Carnac the Magnificient.....now if I could just get the C and S funds predicted.....yea.....right.....

[The_Technician]

Where is that turbin.....getting pretty good at this mysterical guessing....hit it again today .....shiny penny too......

Carnac says " look into the future in seven days and you will find a new penny...."

So we have a crystal ball reading and the 26th it is......MERRY CHRITSMAS!

:uCarnac the Magnificient

[nnuut]

You ARE the MAN! CARNAC THE MAGNIFICENT!

[Gilligan]

The Technician wrote:


So we have a crystal ball reading and the 26th it is......MERRY CHRITSMAS!

:uCarnac the Magnificient





Does your crystal ball know that the TSP will be closed on the 26th?

[nnuut]

:'That's Right Gilligan, It is!!!

[The_Technician]

Yeap.....and its expected thatyou should interpet it as the 27th........

:^

[The_Technician]

Well we got the delay till the 27th due to holiday and weekend.......

Carnac the Magnificientlooks into the ball and sees a foggy cloud until the new year.....the message is clear......"Given two business days into the new year and and you will see a new rate"....meaning ....look for the 3rd for the next increase.....

:dude:

[nnuut]

You hit the BULLSEYE again CARNAC, Good work!!:^:^:^:^

[Gilligan]

Tech,

I appreciate your work, I know you meant the 27th last time. I remember when Johnny, I mean Carnac the Magnifient appeared to make a mistake, Ed Mcmahan would correct him only to have Carnac come back with some wild explanation that would knock your socks off.

I noticed that the G fund gained a penny 7 Mondays in a row beginning on Nov 7th.

[The_Technician]

My pleasure.....but in Johnnies terms, "Yeah, we predicted that the increase was on Saturday, butthis is government at its best and it happened on Tuesday because we all took the weekend and holiday off together!"

How's that?

:^Carnac

[Gilligan]

Thats more like it ! :D

[Soldat]

G fund returns about 4% annually correct? Say the share price was double what it is now (in theory it should be someday, since it keeps rising). The penny drop will have 2x the frequency, yes? It seems the case, in order to maintain a 4% gain. A day far off, we could see a penny a day.

[FUTURESTRADER]

a G fund surprise!:shock:

[The_Technician]

Hmmm....we finally got that surprise alright....but I had been anticipating the early rate increase for over a month.....figured it would never come and it does on the final day of the year......

Shoulda figgered there would be a last minute adjustment........

My predicted date is now between 1/5 to 1/6 2006.....

:dude:No pat on the back this time Carnac....due to lack of experience.....

[Spaf]

The Technician wrote:

Shoulda figgered there would be a last minute adjustment........


Tech, That was the Santa Claus rally for 2005! :shock: Spaf

[The_Technician]

Market spewed out just like I thought.....2005 went out like a lamb....and now its 2006...its gonna be Red Heat (winding down)for a while I'm afraid....

:dude:

[Crasher]

Technician, I have been viewing your post on the G fund. Impressive. Can you let me in, on, how you are able to know when they are going to pay the penny increase.

Crasher

[The_Technician]

G'morn there Crasher....I calculate the predicted date...its rather intense and not easy to describe and it seems to me we're having success with it.......but it seems to be fairly accurate except when the TSP guys make adjustments...like they did here at EOY....I suspected they would do it and was looking for it since Nov...., but I didn't have the experience necessary to actually to predict when and if it would actually happen....

By the way, I'm "Carnac the Magnificent" on this thread .....courtesy of NNuut!!!:D

[nnuut]

It's MAGIC!!!!!!!!!!!!!!!!!!!! :D :D :D :D

[tsptalk]

My predicted date is now between 1/5 to 1/6 2006.....

I say 1/6, unless that EOY adjustment screwed things up, then it will be 1/9.

[Gilligan]

Carnac,
I noticed that the TSP Loan rate droped from 4.625% in December to 4.5% today. Since the G fund and the Loan rate are supposed to be the same that might move the penny drop back a day, so Tom might be correct on the 9th.

[The_Technician]

Carnac,
I noticed that the TSP Loan rate droped from 4.625% in December to 4.5% today. Since the G fund and the Loan rate are supposed to be the same that might move the penny drop back a day, so Tom might be correct on the 9th.

I'm not so sure this will actually enter into my calculation results....I know the G fund curve is currently high on average and will take longer to post the next rate gains....I didn't get a rate gain until 1/6/2006...

I guess we will have to wait and see... in other things.......the F fund is still outperforming the G ....and this should keep up.....I also see that we seem to be in a market mix where the F fund is starting up and the other funds seem to be topped out.....I really question what I see and how it will play out .....but anytime the F fund starts its longterm uptrend, I would speculate that CSI funds to begin a reduction in returns.....especially in a yield inversion....

[nnuut]

Might be Friday, but I'm bettin' on Monday!!!! :rolleyes:

[The_Technician]

Might be Friday, but I'm bettin' on Monday!!!! :rolleyes:

You da' man today NNuut...;) ..can you tell me why Monday stuck a nerve...?? It would be nice to know for future "Guesses"....was it the loan rate changing that made you go to Monday....

The G fund has really strung out since the last increase....its sort of out of wack since that end of year adjustment....:D

[nnuut]

Just a lucky guess. Last one was an adjustment after only 3 days, I thought this one would return to the normal of 6 days!! No great calculations on my part. You are still the GREAT CARNAC.
Norman:)

[Gilligan]

O Great Carnac,
Would your Crystal Ball have the number 17?

[The_Technician]

O Great Carnac,
Would your Crystal Ball have the number 17?

Actually Gilligan....Carnacs magicical numbers come out as the 16th.....

I went back and studied past performances (its a little late), but your are right NNutt...when the G fund does a rate change in short term, its a long term before the next change....so next time, lets all keep that in mind....

I just wasn't expecting the delay myself....it must have been the eggnog!!!

[tsptalk]

The 16th is a holiday so it should be the 17th.

[Gilligan]

G fund returns about 4% annually correct? Say the share price was double what it is now (in theory it should be someday, since it keeps rising). The penny drop will have 2x the frequency, yes? It seems the case, in order to maintain a 4% gain. A day far off, we could see a penny a day.

A couple of years ago the penny drop was about two weeks apart, now we are seeing it about a week apart. I believe that not only will we see a penny a day but several years down the road, when the G fund goes over $50 a share, we will be contemplating if the G fund will pay one or two cents for the next day.

[tsptalk]

Hopefully that days of 8% plus G fund returns won't come too quickly. If the G fund was around in the early 80's we would probably be looking at 15% to 16% returns. Of course that action comes with a price - ala higher inflation, higher mortgage rates, car loans, etc. It's amazing stocks were up over 30% in 1980 when you could have had a guaranteed double digit return in cash.

I'm sure there are some folks out there who can explain the economic of that to us.

[The_Technician]

Hey thanks Tom for noticing the predicted date was on the weekend.....we got paid on time!!!! Carnac strikes again with the help of the board owner.....!!!

Well, I think we should have a lottery....yeappp, its going to be a guessing game for the next payday on the G fund.......if you have an idea of when, then post it by noon Thursday.....and when I tell you who got it correct.....if you win, I nominate Tom to buy the beer!!!! I'm not rich enough....

Take a guess and maybe we will have some fun this week.......good luck....;)

Carnac the Magnificient......

[nnuut]

Cabernet Sauvignon please! Wed 25, Jan. 2006
Norman:rolleyes:

[Gilligan]

Thanks for the penny!
Monday the 23 of January. I’ll take one coconut juice in the shell please!

[dell]

Could someone please answer a question for me? If I moved to 100% G fund at 10:00am on Tuesday, how would my account be reflected at COB that day? ie - should my account have incurred Tuesday's losses in the C, S, and I (which it did) or should I have gotten the penny (which I didn't)?

THanks - Dell

[FUTURESTRADER]

Could someone please answer a question for me? If I moved to 100% G fund at 10:00am on Tuesday, how would my account be reflected at COB that day? ie - should my account have incurred Tuesday's losses in the C, S, and I (which it did) or should I have gotten the penny (which I didn't)?

THanks - Dell

thats right dell....your transfer puts you in front of the next morning's waves. it becomes effective the next morning, for market open.

[bkrownd]

Just remember, the deadline is noon Eastern time. You might need to factor in daylight savings time too, depending on your timezone.

[vectorman]

Could someone please answer a question for me? If I moved to 100% G fund at 10:00am on Tuesday, how would my account be reflected at COB that day? ie - should my account have incurred Tuesday's losses in the C, S, and I (which it did) or should I have gotten the penny (which I didn't)?

THanks - Dell

Just think of it as buying and selling shares. You sold your C, S and I shares at the COB price. This price is put out alittle after 7 pm at the TSP gov site. Then you bought G shares at the new COB price.

[dell]

Thanks for the explaining this to me.

Dell

[tsptalk]

I guess The Technician couldn't post on the board for some reason. He asked me to post this for him...


I was going to post the G fund date, its the 24th...will you post it for me.....thanks.....

[mlk_man]

I believe the next increase will be Monday the 23rd. Don't forget the holiday last week.................

[The_Technician]

Thanks Tom for getting that posted....I don't know what happened but I couldn't post after signing in.....it said I was signed in but it wouldn't let me post....but we got it in anyway.....

I tried to get in last night but I couldn't sign in on my internet provider site.....guess I'm having "sigh"- ning problems....

Well lets see when the rate increase comes in....I'm sure one of us is correct....

I was hunting Friday....I heard the market finally dropped like a brick.....duhhhhhh!!!

[The_Technician]

The date prediction hasn't been the same since they did the quick rate increase at the EOY.....I wonder when it will settle...

The new date is 30 Jan....

Thumbs up to MM and others who picked the 23rd..... :cool:

[Gilligan]

Carnac,
I think it would be a safe bet to go with Monday or Tuesday for a while. The penny drop has been occurring on the first trading day of the week for the last 3 months with the exception of the EOY adjustment.

[The_Technician]

Carnac,
I think it would be a safe bet to go with Monday or Tuesday for a while. The penny drop has been occurring on the first trading day of the week for the last 3 months with the exception of the EOY adjustment.

That would be a good bet seeing its generally is on a 5 day or so period....it should work until things start to skew some....

[The_Technician]

and the "Great Crystal Ball" says that the next increase is going to be on the ............7th!!!!
Hey we finally hit it on the nose today..(lets take a few bows to the great G fund for its magnificence)..thats good, it looks like it could be settling some.....

Carnac the Magnificient

[The_Technician]

and the "Great Crystal Ball" says that the next increase is going to be on the ............7th!!!!
Hey we finally hit it on the nose today..(lets take a few bows to the great G fund for its magnificence)..thats good, it looks like it could be settling some.....

Carnac the Magnificient

I went back to check the date calculation because I feel that there are some parameters that are not being properly updated when I do the initial calculation.......the date now says its going to be the 6th.......

Carnac

[nnuut]

The 6th Huh?
Carnac the Magnificient has spoken, count on it!!! :D

[dell]

Looking back, for how long has the G fund paid out a penny a week? Is this something we can always count on?

Thanks - Dell

[nnuut]

When the "G" Fund pays it pays a PENNY, no more and no less. The length of the time between payouts changes! I've seen it as short as 3 days and as long as 9 days. That's the trick calculating the length of the period. :eek:

[dell]

Thanks

[case585]

I've always heard that if you spend your day picking up pennys and looking at the ground for more. You need to look up because there's dollars flying over your head.

[case585]

I've always heard that if a man spends his day looking at the ground and picking up pennies, maybe he should look up because there's dollars flying over his head.

[dell]

Maybe if you would look where you are stepping more often, you would avoid pitfalls. Who said which saying?

[Todd]

What index or where do you go to find when the G fund is expecting to pay its penny increase?

[The_Technician]

What index or where do you go to find when the G fund is expecting to pay its penny increase?

that one should seek a man named .... "Carnac the Magnificent"....on the late show every evening on the tube....

Looking into the crystal ball again, she seems to be behaving thanks to Gilligan....(he seem to put the tap on it of late), all the clouds clear and it appears that the next shiny penny will appear on the ....oh noooo, the 13th!!!

Carnac the Magnificent

[Gilligan]

O Great Carnac,
If I tapped your crystal ball the G fund would lose a penny instead of gain a penny. Remember what happened when I cleaned out the Skippers compass?

Keep up the good work, Gilligan

[Gilligan]

I don't check it every day but I noticed today that the rate changed from 4.500% to 4.625%. I think the last time I checked it was on February 1st so this change took place in the last few days.

[Gilligan]

that one should seek a man named .... "Carnac the Magnificent"....on the late show every evening on the tube....

Looking into the crystal ball again, she seems to be behaving thanks to Gilligan....(he seem to put the tap on it of late), all the clouds clear and it appears that the next shiny penny will appear on the ....oh noooo, the 13th!!!

Carnac the Magnificent


O Great Carnac,
You hit the nail on the head again. Please remind your crystal ball that the 20th is Presidents Day, so the 21st will be the first trading day of next week.

[The_Technician]

Seems the old crystal ball has hit it again....what, its posting the next date, it seems to me its saying that we are on a weekly rate of change for the G.....so Monday it says but Tuesday it will be!!!

that is where things will start to get screwy....again

Carnac the Magnificient

[Gilligan]

Seems the old crystal ball has hit it again....what, its posting the next date, it seems to me its saying that we are on a weekly rate of change for the G.....so Monday it says but Tuesday it will be!!!

that is where things will start to get screwy....again

Carnac the Magnificient

Good job Carnac. Just keep you eye on the ball.

[The_Technician]

another penny, who is going to get anny......:D

Hmmmmm , looking into the crystal ball, whats this, I see Spaf on the other side!!!! Oh no!!! I got on the wrong wavelink!!!

Looks like we will be getting another penny next Tuesday.....the 28th....

[Spaf]

Tech,
The crystal ball is set to default to the G-Fund. The switch on the bottom will let you select other funds. Please read the operators manual. Make sure it spins the correct way, other wise "buy"-"sell" is reversed!
Spaf:)

[nnuut]

another penny, who is going to get anny......
Hmmmmm , looking into the crystal ball, whats this, I see Spaf on the other side!!!! Oh no!!! I got on the wrong wavelink!!!

Looks like we will be getting another penny next Tuesday.....the 28th....

One day the"G" will start doing "The Funky Chicken" again and having 4 to 5 day periods in between the 6 or 7s. We may be gitting close!!!!:eek: :eek: :eek: :confused:

[Gilligan]

Well the G fund paid a day earlier than Carnac’s Crystal Ball predicted, he must have been messing with that switch that Spaf was talking about. I believe Tech said something about Carnac going a vacation for a few weeks so I went over to Mr Howell’s hut today and he said that the G-fund has been paying its penny on the first trading day of the week since November 7 with the exception of the EOY adjustment. So Mr Howell said, “Watch for the penny again on March the 6th but no later than the 7th”.

[nnuut]

Well, Well, a 5 day period! How about that? Now the fun begins!!!:D

[mlk_man]

Nnuut, the G fund paid the penny after 5 days simply because of the holiday last week. No holiday and most likely it would of paid on that Monday. This also happened on Jan 23rd. The previous week was also a short week.

M_M

[mlk_man]

I would just figure that the G fund will pay on Monday unless it's a short week. Once it pays on another day that isn't shortened, then you'll probably wanna re-think that plan.

[Gilligan]

Mr Howell says, “Watch for the penny on March 13th and no later than the 14th.”

(Note: Mr Howell is not always right.)

[The_Technician]

I got a chance today to get on line.....looks interesting to say the least.....I really haven't taken enough time to look the market over....but I see the G fund paid a day early back a couple of weeks ago....

I believe we will get a pay day on the 17 th according to my calculations....thats a Friday I believe.....

[dell]

Wasn't the last payout on March 6? Shouldn't we get one before the 17th?

Dell

[DenverAce]

Okay Guys - This is more than fascinating - I just went back and read every Post in the Thread for the third time. PLEASE bare with me and Give me some feedback?

First of all, Carnac is Magnificent, has apparently Danced with Wolves in a previous life, and always appears Technically Sound!

Secondly, Why are there only six of us interested in this phenomenon? Timing this GUARANTEED Penny is quite significant is it not? We have 3 million Government Employees that think their G Fund is earning the 4% every day, when in fact their money could be earning in the Indexes for four out of five days and THEN Catch the Guaranteed Penny? I hate to say this out loud, but it is correct, Right?

Yes, I have seen other Postings (including Tom - “I love Ya Man”) talk about missing out on higher earnings in trying to catch the Penny or Looking Down for Pennies and Missing Dollars in the Air....... HELLO, ... this penny is GUARANTEED! C,S, I, & F are not, and never will be guaranteed. ZERO Risk - I keep trying to convince myself that MY Texas Holdem is Zero Risk - But It is Only the G Fund.

So .... I am trying to calm down - a Few More Dumb Questions:

Has Anyone asked the “TSP Governors” for the Magic Answer or if they would let us know the “When”?

Is the Daily rate of the (12 yr) (10+5-3) Bond really driving our Penny Pay Day? It just seems, looking at the past years Pay Days, that the Fund Wants to Pay on Mondays except when our Monday Holidays get the schedule off? I know I am not even smart enough to find you guys until now, and should not ask questions I do not even understand - just can’t help it. I have held these stupid questions for Months and Months....

When exactly do we confirm the Penny Paid? Is it around 7:00 pm at the TSP Site on the day of pay; Or is there another source to check? In other words is there any way to absolutely confirm the payment day, prior to the deadline for that day? (Just had to ask)

Thank you Guys for what You Do and in Advance for my feedback

Yet another TSP Talk Disciple
Greg

[Wheels]

Just like your 2nd grade teacher used to tell you, there are no stupid questions. I ask questions of the people on this site all the time and I have learned a ton doing so.

You are right. The majority of TSP participants don't get that their G fund money is paid only once a week or so. So, in theory, if you could be sitting in the G fund on all of the "pay out" days, then you could get the 5-6% that the G fund pays PLUS any other money you could scrape together in the other funds on the other days. That's the theory. The reality is that we will probably never be able to figure out EXACTLY what days to be in the G fund. I'm not sure if anybody here has gone to TSP to ask them how they figure the pay date but I'm sure they wouldn't tell you anything that would allow you to figure it out EXACTLY. You could come pretty close just by shooting for every 5 days.

Dave
<><

[nnuut]

Should pay the 13th no later than the 14th IMHO!:cheesy: Pretty easy now but when it gets squirrelly it's tough.:nuts:

[JerBer]

I guess I've never thought of timing the G fund to catch the penny, only of using it as a safe haven to avoid losing my hard earned money in the others!!
I guess it's all in how you look at something!

[dell]

You can go to the TSP.gov homepage and click on shares/prices etc (however it's worded) and get a real good picture of the historical pattern.

Dell

[Gilligan]

I believe we will get a pay day on the 17 th according to my calculations....thats a Friday I believe.....

Good to have you back Tech, I mean Carnac. I hope you had a good vacation. I was getting tired of treking back and forth to Mr Howell's Hut to get his G- fund prediction. BTW, he said if it didn't appear on the 17th it would be here on the 20th.

[Gilligan]

Is the Daily rate of the (12 yr) (10+5-3) Bond really driving our Penny Pay Day?

The rate I use is the TSP LOAN rate which presently is 4.625%. I dont try to catch the penny everytime. I did much better in the S and I yesterday. I mainly use the G-fund as a haven when the markets drop. The pay day has been about a week apart but I believe that will change in April.

I agree with Wheels, there are no dumb questions, I'm still learning also.

[Dave M]

There is another term in the equation and it is negative. Time it perfectly and you get all of G. Have earnings on the off-days in the stock funds, C. But then you must subtract the earnings you did not get because you were in the G-fund, call it little-c. So

G+C-c expresses the change in account value. Rearrange it to (G-c) + C and you see that if the market did well enough you come out behind by being 100G.

In the end it is akin to keeping some money in the G-fund at all times, say 35G, heh.

Dave

[DenverAce]

Thanks for the comments Guys.

I love to Learn. Since I found the site, I have been advocating to a lot of others that they at least "watch" their TSP Balances. Watching the dynamics will allow some people to begin to Learn.

Anyway - I LEARNED in the "feeling, kinesthetic, hands-on" way Yesterday. Was 100% G to catch the Penny on the 13th or 14th. Did not know by Mondays deadline of course that I had caught the Penny and therefore was still 100% G on Tuesday. I made my $200 and Missed Making $2,400???

I will have to sleep on Dave's equation some. That little c was huge yesterday! It does however, seem like an equation that expresses value compared to perfection.

[grandma]

Fedsmith.com had this lead-in this morning:

How Federal Retirement Funds are Used to Finance Federal Deficit (http://www.fedsmith.com/#5359)
The Treasury stopped making contributions Feb. 17 to the G-fund. The second step came March 3 when Treasury made a bookkeeping adjustment to the $15 billion exchange stabilization fund used in currency markets. Step three was to suspend investments in the civil service retirement and disability fund.
Date Posted: 3/15


And this is the article:
http://tinyurl.com/q7ypt

It doesn't sound to me like any of us in G fund are getting anything in there except our `donations.'

[Rod]

Fedsmith.com had this lead-in this morning:

How Federal Retirement Funds are Used to Finance Federal Deficit (http://www.fedsmith.com/#5359)
The Treasury stopped making contributions Feb. 17 to the G-fund. The second step came March 3 when Treasury made a bookkeeping adjustment to the $15 billion exchange stabilization fund used in currency markets. Step three was to suspend investments in the civil service retirement and disability fund.
Date Posted: 3/15


And this is the article:
http://tinyurl.com/q7ypt

It doesn't sound to me like any of us in G fund are getting anything in there except our `donations.'

I wouldn't worry about it. Think about it this way- the (G) invests in Gov. Securities, which equates to "security for the gov"!:cheesy:

Heck, our money in our checkings/savings account isn't "really" there either and is "raided" all the time by the banks themselves.

Our only peace is the FDIC. Payment of principle AND interest in (G) is also guaranteed by the US Gov. Pertaining to the US Treasury not making any contributions to the (G), the article you posted continues to say:


"It's a temporary tool and as soon as Congress raises the limit, all interest will be restored and there will be no adverse consequences for G-fund investors,"

So, let's not sensationalize it as if contributions have been stopped for good.

If we can't trust the Gov. with our (G) money, how can we trust them with our money in the banks??? Might as well place the $$$ underneath the mattress.

I just don't see any reason to fuss, unless they began raiding us in equities which ARE NOT backed by the US Gov.

God Bless:)

[charmedboi82]

My issue isn't with the taking of the money itself but rather with the absurd spending and lack of fiscal policy. This G Fund matter is just a symptom of the problem.

[Dave M]

Let The G-fund pay once every 5 trading days. Let c be the average daily return of the stock funds during those five days. Then we have the inequality,

(G+4c) > 5c, or

(G-c) > 0.

This will be true sometimes and untrue at other times, obviously. How often? Who knows? You can look it up. Let's say it is true a third of the time by varying magnitude. That means you are going to lose by 2/3rds of c. Therrefore you get (4 and 1/3) out of the possible 5 for 86%, equivalent to a 14G 86C permanent unchanging allocation.

Dave

[Rod]

My issue isn't with the taking of the money itself but rather with the absurd spending and lack of fiscal policy.

Unfortunately, that always has been and will always continue to be a problem.

Heck, we're all gov. employees here. We know how wasteful the spending truly is.;)

God Bless:)

[Wimpy]

Our only peace is the FDIC...

If we can't trust the Gov. with our (G) money, how can we trust them with our money in the banks??? Might as well place the $$$ underneath the mattress.




The FDIC is as bankrupt as the PBGC and Social Security. The FDIC was designed to counter the hoarding of dollars. They are totally helpless when it comes to the dis-hoarding of dollars.

The mattress trick worked back during the depression (deflationary times) when the dollar was KING.

The KING is about to be de-throned. Better put something with more tangible value between the mattresses.

In spite of the FED's 'fear of inflation' buzz, they are committed to creating inflation.

A comic book between your mattresses will hold more of its value than your paper dollars will when the dollar con-fidence game runs out of willing participants.

[Rod]

The FDIC is as bankrupt as the PBGC and Social Security.

Well, since you feel that way it sure would be unwise of you to have any bank accounts, wouldn't it?;)

God Bless:)

[FUTURESTRADER]

I made a 10% transfer out of G before deadline yesterday into S and I and TSP gave me that 10% on the close of the S and I for that day???..for an unexpected +$381..adds up to the dollar. First time I've noticed this. Anyone else? or another explanation??

thanks

[dell]

Congratulations !! You lucked out. I did a transfer on 3/14 to take place on 3/15. The transfer took place at the close on the 15th but my balance from the 14th to the 15th did not change; only my allocation. It does get frustrating.

Dell

[Wimpy]

Well, since you feel that way it sure would be unwise of you to have any bank accounts, wouldn't it?;)

God Bless:)

No, not really. It would be unwise, however, for a bank depositer to accept the 4 cent FDIC sticker, in the bank window, as a suitable hedge against a systemic collapse of the banking system and/or U.S. dollar.:confused:

[Rod]

No, not really. It would be unwise, however, for a bank depositer to accept the 4 cent FDIC sticker, in the bank window, as a suitable hedge against a systemic collapse of the banking system and/or U.S. dollar.:confused:

:D :D :D

[cowboy]

I made a 10% transfer out of G before deadline yesterday into S and I and TSP gave me that 10% on the close of the S and I for that day???..for an unexpected +$381..adds up to the dollar. First time I've noticed this. Anyone else? or another explanation??

thanks

This is a TSP imput mistake and will most likely be corrected prior to your quarterly statement coming out. I visited with TSP and they informed me that they claim they review all accounts quarterly and correct any errors and they recommend that you call them if you believe they have made a mistake on your quarterly statement as that is the oficial tracking of your account. I had a mistake on mine and they review it if you call in. The person informed me that my account at that time was being reviewed constantly as I made interfund transfers and was active. To make a long story short the TSP called me back and the mistake was actually mine as I was not reading the date of the transfers on the statement correctly. Interfund verifications are not an official balance on the account is my understanding.

[Gilligan]

I was getting tired of treking back and forth to Mr Howell's Hut to get his G- fund prediction. BTW, he said if it didn't appear on the 17th it would be here on the 20th.

Mr Howell said to watch for the penny on the 27th, however there is a slight chance it could arrive on the 24th!

[nnuut]

"G" Penny 3 April 2006.
Carnac the Magnificient told me! :nuts:

[mlk_man]

I don't know, paying on a Monday, that may be a stretch..........:p

[nnuut]

Nnuutin' to it; this year!!!:o

[Oldcoin]

"G" Penny 3 April 2006.
Carnac the Magnificient told me! :nuts:


Anyone herd from Carnac?

[nnuut]

I think he retired awhile back. Haven't heard anything from him sense the 12 March, I think.:confused:
Maybe he don't like us anymore? LOL!

[Gilligan]

Anyone herd from Carnac?

He went on vacation.

http://www.tsptalk.com/mb/showthread.php?p=38452#post38452

Post #38

[The_Technician]

Don't give away the store just yet Nuutt....I back off my vacation.....

[nnuut]

You were gone long enough, I thought you had retired, LOL! Nice to see you back. Hope you enjoyed your vacation. Have any fun?
Norman :nuts:

[The_Technician]

You were gone long enough, I thought you had retired, LOL! Nice to see you back. Hope you enjoyed your vacation. Have any fun?
Norman :nuts:

Long was good...needed that....no retirement, heck I'm just getting started...loved the beach....got a tan, went diving....Hawaii is just fun in the winter.....

I seem you guys are getting fairly decent with the G ....maybe I don't need to be posting the projected dates......

Late April fools!!!! Ha Ha ha .....gotcha....

Looking like the 3rd which is today....

[nnuut]

I wish I could say that I was just starting, but that not being the case, if I don't showup for an extended time period I may have had that ONE BAD DAY and BAM I"M GONE!!! 32.6 years and still holding on. :D Hawaii sounds GOOD! :cheesy:
Norman

[Gilligan]

The G fund interest rate was changed to 5%, up from 4.625% effective today. We should see the penny on Fridays in the near future.



http://www.tsp.gov/curinfo/data.html

What's New Current Information




This page was updated on April 3, 2006.

Employee Contributions — Beginning in 2006, there are no longer any percentage limits on employee contributions to the TSP. TSP contributions will be limited only by the restrictions imposed by the Internal Revenue Code.

Elective Deferral Limit (I.R.C. Section 402(g)) — The elective deferral limit for 2006 is $15,000. See the Fact Sheet "Annual Limit on Elective Deferrals."
I.R.C. Section 415(c) Limit — The limit for 2006 is $44,000.
Catch-up Contributions — The limit on catch-up contributions for 2006 is $5,000. If you are at least age 50 (or will become age 50 during the calendar year) and if you have made or will make the maximum amount of employee contributions for the calendar year (e.g., $15,000 in 2006), you may also make catch-up contributions to your TSP account. See the Fact Sheet "Catch-up Contributions."
Participant statements are on-line in Account Access on this Web site. Click on Your TSP Participant Statement for more information.
Loan interest rate for new loans is 5.000%.
Annuity interest rate index: 5.125% for annuities purchased in April 2006, and 4.500% for annuities purchased in March 2006. Click here for historical annuity interest rates.

[Oldcoin]

Don't give away the store just yet Nuutt....I back off my vacation.....


Wow…..good vacation and good to have you back. So did you loose your edge basking in the sun sipping Mai Tias?

[Oldcoin]

Wow…..good vacation and good to have you back. So did you loose your edge basking in the sun sipping Mai Tias?


Okay...just read your post on the economy and it appears you're edge is as good as ever. LOL

[The_Technician]

Got the old crystal ball out this morning.....I see its been in a rut ......can't seem to get her out of it.....lets rub her a bit and get the dust and grime off her....a little polish a little rubbing .....ahhhhh she lights up and what is the date......same rut.....next Monday......the 10th.....this is getting too easy.....even Nuutt is getting it right!!!!

If I could just see what the markets have coming....I could sell this baby!!!

I better start looking for another job!

Carnac the Magnificient

[nnuut]

"even Nuutt is getting it right!!!!" What gew talkin' bout Tech? :notrust:
Do you think the "G" fund moving up to 5% will effect the "PENNY DAY", I DO?

[The_Technician]

"even Nuutt is getting it right!!!!" What gew talkin' bout Tech? :notrust:
Do you think the "G" fund moving up to 5% will effect the "PENNY DAY", I DO?

U been making G fund predictions of late....u been good at it.....

[mlk_man]

I forgot to mention before the deadline that with the new rate kicking in, the penny may actually get payed this Friday instead of Monday.

[The_Technician]

G fund paying on the money again.....this Monday payment is uncanny.....

and it continues...next payment is the 17th, next Monday....;)

[The_Technician]

G fund paying on the money again.....this Monday payment is uncanny.....

and it continues...next payment is the 17th, next Monday....;)

Guess what day the payout is.......its like driving the first time in your life in an old truck and all you have to do is follow the wheel ruts in the road......

[Gilligan]

Guess what day the payout is.......its like driving the first time in your life in an old truck and all you have to do is follow the wheel ruts in the road......

Hey Tech,
Mr Howell doesn’t have a crystal ball, but he said to watch for the penny on Friday the 21st.

[biggdog1]

Are you the new "CARNAC" ? Great call on the penny today.

[Gilligan]

Are you the new "CARNAC" ? Great call on the penny today.

I am definitely not Carnac, no one can take his place, not even Jay Leno. As far as Mr Howells prediction for the 21st, even a broke clock is right twice a day. Several members have been predicting a Friday payout.

[nnuut]

Now it starts gettin' funkey!! This is when we need "Carnac the Magnificient"! Oh Great One come forward. :D

[The_Technician]

Now it starts gettin' funkey!! This is when we need "Carnac the Magnificient"! Oh Great One come forward. :D

Gee....I'm gonna have to check the puter and its digits......where's Mr. Howell, get the professor, find .......Gilligan!!!! What have you been up to!!!!!

Hmmm....payout day early this week.....gonna have to take a look see in the crystral ball and see what happened....

[tsptalk]

The way I figure it, at 5% we should get the penny every 6.57 days which means it could be:
7 days... 7 days... 6 days... 7 days, 7 days ... 6 days, etc.

Any increase at all would bring it to 7 days... 6 days... 7 days... 6 days, etc.

[The_Technician]

The way I figure it, at 5% we will get the penny every 6.57 days which means it could be:
7 days... 7 days... 6 days... 7 days, 7 days ... 6 days, etc.

Any increase at all will bring it to 7 days... 6 days... 7 days... 6 days, etc.

The last windowed year rewarded 4.52% and the rate appears to be changing as of the last two weeks....Something told me to consult "The Professor". He suggested I shorten my period of calculations due to the change and the result says it will pay out Friday the 28th.....interest rate changes of late seem to be affecting the payout dates.....;)

We have to be careful here, Gilligan is running about and most times when he trips on something it fixes it somehow........:cheesy: (Cracked the crystal ball....now I gotta go to the local 7-11 store and buy another one.......I gotta get another quarter and .......dang that bubble gum machine may be broke too!!!):blink: :rolleyes:

Carnac

[nnuut]

Tech,
I knew higher rates would effect the "G" payout sooner than later. Now the "G" starts doing the "Funky Chicken" again!:cheesy: Watch her dance now!:nuts:

[Spaf]

Funky Chicken!!.............:D
http://i21.photobucket.com/albums/b296/Spaf/Chickendance.gif

[mlk_man]

Play that funky music!!!





http://i21.photobucket.com/albums/b296/Spaf/Chickendance.gif http://i6.photobucket.com/albums/y216/mlk_man/ChickenLittle.gif

[mlk_man]

Hey, can I join in?





http://i21.photobucket.com/albums/b296/Spaf/Chickendance.gif http://i6.photobucket.com/albums/y216/mlk_man/ChickenLittle.gif http://i6.photobucket.com/albums/y216/mlk_man/People/HICK_K34.gif

[mlk_man]

Hit it Mike!







http://i21.photobucket.com/albums/b296/Spaf/Chickendance.gif http://i6.photobucket.com/albums/y216/mlk_man/ChickenLittle.gif http://i6.photobucket.com/albums/y216/mlk_man/People/HICK_K34.gif http://i6.photobucket.com/albums/y216/mlk_man/People/getdown.gif

[mlk_man]

Hey, where did everybody go................:(

http://i6.photobucket.com/albums/y216/mlk_man/People/getdown.gif

[nnuut]

Their following that "Funky Chicken", no tellin' which way he will go!:sick: :mad:

[nnuut]

What ya think CARNAC; Friday?:confused:

[The_Technician]

What ya think CARNAC; Friday?:confused:

Lets see....gotta take the sticky price tag off the box of the new crystal ball I picked up from the store the other day (the bubble gum machine was broke like I thought).....dang Gilligan, he really has to watch his step......looking at the instruction sheet it says rub it with a special silk cloth known for it static electrical characteristics, say some chant that I don't remember and set her up above your head to please the gods......hmmmmmmm.....ahhh yes I see a glow.....the chant.........dang if I aint getting old.....o yes I remember it now , ....I think it goes like this, "kill the chicken, rub the rooster, give a great big kiss and hope for a booster!" uhhh, I think I got it......oh well, breaking in these things can really burn your hair off ya know..........OK, got it on the table, its making all kind of colors and smoke and "POOF!!!"......it did it again.....singed my hair again!!!! DANG!!!!

Well it looks like we are ready again......bad thing about these crystal balls is when you start them up they really make a mess........gotta call the old "Hag" again for clean up today.......

Looking deep inside I see a date and ..........it says expect a pump on the next jump....or something like that....gotta stop watching basketball ......oh here it is .........Friday.....freaky Friday......

Well you never know when these things just start up but it seems to me it agrees with the data.....the 28th.......

Carnac the Magnificent.....(if the crystal ball would just tell me something about the other funds.......we'd be cooking......)

[nnuut]

The deed is done, the day is set!! Thanks "O Great One":cheesy:

[The_Technician]

Guess what .....this morning the date changed to the 29th...:embarrest: .which means Monday.....I can't explain why it has said that Friday has been the date all week and then it changed one day this morning.....but that what happened.....;)

I just went and recalculated and its either one.....depending on the window that I calculate on...so its Friday or Monday....

[mlk_man]

Better stick with Friday..............

[nnuut]

NOW it's, CARNAC THE WISHY WASHY???:confused:
I'm really confused now!:sick: LOL!

[Gilligan]

Upon seeing that Carnac’s new crystal ball has some bugs to work out, I trekked over to Mr. Howell’s hut for his advise and he said, “Gilligan my boy, watch for the next penny on Thursday, May the 4th.”

[mlk_man]

Not so easy when it doesn't fall on Monday every week huh? :blink:

[The_Technician]

NOW it's, CARNAC THE WISHY WASHY???:confused:
I'm really confused now!:sick: LOL!

I think we should start expecting earlier dates than predicted due to interest rate increases......we're in that early stage of new rate increases and I believe that will pump up the date some....when the rates stop increasing we should settle down again....:cheesy:

Some things you just have to adjust to until they settle....;)

[nnuut]

Yep, they think it's easy! When the "G" does the Funky Chicken it's hard to predict as we can see this morning, but Old CARNAC will get it right, he always does.;)

[The_Technician]

Gilligan, you making good date predictions there son...;) ...but given the rate increases, I would probably jump one day up to the 3rd......:)

Good Job, you should get the Skippers commendation for that....:D

CARNAC

[biggdog1]

Carnac I agree. Wednesday May 03 is the day for that penny !!!

[nnuut]

Or ----- The 4th!:D
Who said that? I said that!:cool:

[FUTURESTRADER]

looks like recent average is 4 days, so wednesday it is, tho I'd guess 20% probability it could be thursday. they can't make it too easy

[nnuut]

Well, well, looks like it will be the 4th for the penny. Who said it was easy? Darn Funky Chicken!!:mad:

[Pilgrim]

Well, well, looks like it will be the 4th for the penny. Who said it was easy? Darn Funky Chicken!!:mad:

You realize, of course, that the TSP gods monitor this site. They delayed it just to **** you off.

[nnuut]

I thought it would the 4th. Still 50% in the "G". I think they jumble the dates up just to mess us up!!:nuts: Dirty fracker Rackin"!!

[The_Technician]

You realize, of course, that the TSP gods monitor this site. They delayed it just to **** you off.

If that is so, its a compliment.....:)

[nnuut]

Hey CARNAC! It was just a guess on my part! Of course you knew that! OH ONE THAT KNOWS ALL!!:cheesy:

[Gilligan]

Mr. Howell said to watch for the penny on Wednesday the 10th.

[Spartan]

When bonds finally get bullish instead of bull5hit it will be a decent enough return to just catch the penny and sit the F for a few days. Depending on inflation, should be the G fund 4%+ then an average of 1/4 the F fund return. All depends on inflation and bonds, once Benny and the Rats finish huffing and puffing it could put you over 10% yearly with extremely low risk.

Any thoughts?

[Pilgrim]

Might work for this summer if bonds get going as stocks decline. Sit in F, jump to G for the penny, maybe play the wiggles in S and C, jumping in at low points hopint to catch a quick rebound.

Is a crystal ball that really works just too much to ask of life??

[robo]

Washington DC, May 4, 2006 - Total money market mutual fund assets increased by $6.29 billion to $2.039 trillion for the week ended Wednesday, May 3, the Investment Company Institute reported today.




http://www.ici.org/home/mm_05_04_06.html#TopOfPage

[The_Technician]

Might work for this summer if bonds get going as stocks decline. Sit in F, jump to G for the penny, maybe play the wiggles in S and C, jumping in at low points hopint to catch a quick rebound.

Is a crystal ball that really works just too much to ask of life??

I'm warming that baby up there Pilgrim...like your plan, looking for the time to put my new crystal ball to full use.....:D

I'm looking for around the 11th, that could be the date....:nuts:


I wasn't around this weekend....what happened .....???? Looking for this week to be interesting....as always....

[nnuut]

Got the old "G" Penny today, 05-10-2006~!:D

[Gilligan]

Mr. Howell says to watch for the penny on Wednesday, May the 17th.

[tsptalk]

The F fund better start performing. That G fund is perculating. :)

[Wizard]

Put me down for the 16th. Hopefully the higher rates will pay the .01 faster and faster. :)

[The_Technician]

Well I got the 17th, Gilligan got the 16th.....I bet its one of those two days......who wants to bet me.......

"She's been a hard one to nail down there Piper."

Lately, Its like trying to predict which way a pig is going to turn next......

[Wizard]

Well I got the 17th, Gilligan got the 16th.....I bet its one of those two days......who wants to bet me.......

"She's been a hard one to nail down there Piper."

Lately, Its like trying to predict which way a pig is going to turn next......


Mr. Howell says to watch for the penny on Wednesday, May the 17th.

Gilligan got the 17th too from Mr Howell.

I picked the 16th to add some spice/controversy to the next date.

[The_Technician]

Ohhhh....its too early in the morning.....:blink: Gilligan, Mr Howell, Wizard....Nuutt case.....oh, the light is too bright......brain is fried.....market don't make alot of sense......fools will dance until it drops.....

I need to wake up.......uuuuhhhhhhh:embarrest:

[Wizard]

Another quadrum, Tech? :)

Just pulling your chain.

[The_Technician]

Another quadrum, Tech? :)

Just pulling your chain.

Hey, you don't bother me none....at least you don't go around hoping for something to escalate even higher and higher and higher and ....well, its gotta give sometime.....and at this time its due.....and its quandrum......

Kinda like fluctuatiuns......a quandary of a conundrum.....

[Gilligan]

Gilligan got the 17th too from Mr Howell.

I picked the 16th to add some spice/controversy to the next date.

Thanks Wheels

[Wizard]

Thanks Wheels

No problem, Tom.

[Gilligan]

No problem, Tom.
Sorry Wizard,
My bad, I'm on the midnight shift so some things blur together.

[Wizard]

Sorry Wizard,
My bad, I'm on the midnight shift so some things blur together.

You and Tech are like two peas in a pod. Or you have a Wheels fetish.

No problem. Have a nice safe shift.

[Gilligan]

You and Tech are like two peas in a pod. Or you have a Wheels fetish.

No problem. Have a nice safe shift.

I had just read one on Wheels post. When Tech gets that crystal ball reading hes got that Carnac outfit on with that heavy turban on his head, so hes got a lot on his mind! Nnuut, where is that picture?

[The_Technician]

I had just read one on Wheels post. When Tech gets that crystal ball reading hes got that Carnac outfit on with that heavy turban on his head, so hes got a lot on his mind! Nnuut, where is that picture?

You know Gilligan, you've been nice to have around, when I'm not available I know the board will be able to count on your efforts to take the helm until I get back.....it sure has been finicky making the predictions of late with the interest rates changes and all....

Having more than one making the date prediction will only get better results.....keep it up "My Little Buddy" as the skipper would say.....:nuts: everybody give Gilligan a hand for his efforts of late!!!!:D

[mlk_man]

everybody give Gilligan a hand for his efforts of late!!!!:D

Hand for what, kissing your crystal balls.........sorry, couldn't resist......:nuts:

[Wizard]

You know Gilligan, you've been nice to have around

I would of loved to see this post if he did not agree with you. I am sure it would of started with "idiot" and ended with "idiot".
:embarrest:

Hey you two peas.....you are getting a little to close for me, we don't need no BrokebackGFundThread here. :D

[nnuut]

HEE! HEE! HEE! you as---------s just crack me up. Thanks I needed that.:D It's just NNUUTS!!!!:p BBGFT!

[nnuut]

You know it's not nice to hurt other Board Members FEELINGS!! Be nice or i'll sa-kd-ag Ya!:mad: Don't ya just love it? :). We are a family, don't have relatins with kin!:nuts: :ban: Just kidding!@#*(^%.

[Gilligan]

Funny guys, REAL funny.

[The_Technician]

Funny guys, REAL funny.

U try to pat someone on the back for doing a good job........

[mlk_man]

C'mon techy, you're the one looking for a "pat on the back". At least be honest if you can't "call it".

You'll see last year I tried to " figure the penny day", didn't work and wasnt' worth the effort. Didn't work for you either until it started coming on Mondays every day.

Lets be honest with each other, you need the "Gilligans" to make you feel better. No?

Nothing against you Gilligan, but it's spring and the "ducks" are migrating.......:blink:

[Griffin]

M_M

Hey, can you hold back for a few more minutes, he still hasn’t gotten back on the I-Fund thread. I don’t want to overwhelm him. He might have an aneurysm, and we won’t have anyone to laugh at.:)

Tech, just kidding. Remember, they laughed at Moses when he came down out of the mountain with the 15….uh ….10 commandments (see Mel Brooks – history of the world part 1).:D

[mlk_man]

LOL, gotta love Mel Brooks..........:D

[Gilligan]

Put me down for the 16th. Hopefully the higher rates will pay the .01 faster and faster. :)

Nice prediction

[Wizard]

Nice prediction

Prediction? :mad:

Just kidding. Thanks!

http://www.thehippo.com/webart/images/Crystal%20Balls_350.jpg

[Gilligan]

I have been waiting for Tech or Wizard to post the next pay day on the G-fund, but my patience ran out and I asked Mr Howell for the next date expecting him to say Monday the 22nd because of the recent 6 day cycle. He surprised me by telling me to watch for the penny on Tuesday the 23rd.

[Fivetears]

I have been waiting for Tech or Wizard to post the next pay day on the G-fund, but my patience ran out and I asked Mr Howell for the next date expecting him to say Monday the 22nd because of the recent 6 day cycle. He surprised me by telling me to watch for the penny on Tuesday the 23rd.For a hamburger today... I'll gladly pay you Tuesday. :D

[The_Technician]

I have been waiting for Tech or Wizard to post the next pay day on the G-fund, but my patience ran out and I asked Mr Howell for the next date expecting him to say Monday the 22nd because of the recent 6 day cycle. He surprised me by telling me to watch for the penny on Tuesday the 23rd.

G'morn all.....couldn't get on the board last week as expected......I was at home and I haven't been able to get on the board for months now....Tom and I are working on it.....interesting week I'd say.....

G fund prediction is 23rd......but as you know.....things are a bit spicy of late and I wouldn't doubt today either......

Until later....

[The_Technician]

Hmmm seems to me that the rate of increases are changing to an ever increasing slope.....I've got predictions on the 28th which would make it the 29th on Monday, but after looking at the data I wouldn't put it past it to jump on the 26th.....

So its either Friday or Monday.....

[mlk_man]

Hmmm seems to me that the rate of increases are changing to an ever increasing slope.....I've got predictions on the 28th which would make it the 29th on Monday, but after looking at the data I wouldn't put it past it to jump on the 26th.....

So its either Friday or Monday.....

Another great call.................:rolleyes:

How about Friday or Tuesday oh great one.........................

[The_Technician]

Another great call.................:rolleyes:

How about Friday or Tuesday oh great one.........................

Your right this time MM....Monday is a holiday.....kinda got tied up in the mix of things and forgot the holiday.......

Take the day off MM you need it.....

[mlk_man]

Your right this time MM....Monday is a holiday.....kinda got tied up in the mix of things and forgot the holiday.......

Take the day off MM you need it.....
And you need a bigger hat apparently.........but you know what, I don't see anyone but you saying how great you are these days. :blink:

The "Great Carnac" vs the "Duck"................bet they knock each other out. :D

http://i6.photobucket.com/albums/y216/mlk_man/Characters/70205.jpghttp://i6.photobucket.com/albums/y216/mlk_man/Fighting/pablo_platypus_prize_fighting_mode_md_clr.gif

[The_Technician]

And you need a bigger hat apparently.........but you know what, I don't see anyone but you saying how great you are these days.

The "Great Carnac" vs the "Duck"................bet they knock each other out.

http://i6.photobucket.com/albums/y216/mlk_man/Characters/70205.jpg


Then put up bud......I'll stand behind what I'm expecting from my future predictions.....guess warning you in April and early May wasn't enough for you.......:notrust:

You show a lack of respect and appreciation......your goal isn't to help others here, its just to irritate those who oppose you......:blink:

[mlk_man]

Then put up bud......I'll stand behind what I'm expecting from my future predictions.....guess warning you in April and early May wasn't enough for you.......:notrust:

You show a lack of respect and appreciation......your goal isn't to help others here, its just to irritate those who oppose you......:blink:
My "goal" is to weed out the BS'ers to protect the novice investors from know-it-all-shisters like yourself. http://i6.photobucket.com/albums/y216/mlk_man/Business/boss_beating_fist_on_his_desk_md_clr.gif

Bottom line, I'll have a better return than you at the end of the year. Now, put up or shut up..................http://i6.photobucket.com/albums/y216/mlk_man/Smileys%20Bubbles/OUTSID18.gif

[The_Technician]

My "goal" is to weed out the BS'ers to protect the novice investors from know-it-all-shisters like yourself. http://i6.photobucket.com/albums/y216/mlk_man/Business/boss_beating_fist_on_his_desk_md_clr.gif

Bottom line, I'll have a better return than you at the end of the year. Now, put up or shut up..................http://i6.photobucket.com/albums/y216/mlk_man/Smileys%20Bubbles/OUTSID18.gif

Who elected you ????? :nuts:

About knowing it all, "Knowledge is Power", I'm about there....as far as the end of year.......We will see.......shister, I think not....now that shows everybody what you know......

I think you should stop posting because its becoming a waste of yours and everybody elses time......you just washing the same old clothes over and over and over ........:nuts:

[mlk_man]

Who elected you ????? :nuts:

About knowing it all, "Knowledge is Power", I'm about there....as far as the end of year.......We will see.......shister, I think not....now that shows everybody what you know......

I think you should stop posting because its becoming a waste of yours and everybody elses time......you just washing the same old clothes over and over and over ........:nuts:

You sound like Lex Luthor...........:rolleyes:

When you gotta deal with BS'ers, sooner or later your gonna get some on ya.........helps to wash the funk out once in awhile................