Survey FERS or CSRS

[biggdog1]

I was just wondering. Would anyone be interested in telling whether you are FERS or CSRS? I'm just curious because it seems I don't have enough bones in my TSP and I'm guessing it's because most everyone contributes more or they must be pretty high up the GS-level to have 100's $ in the TSP.

[tsptalk]

FERS here.

[Show-me]

FERS

[grandma]

FERS, lower end of the totem pole; even at max contributions.

[GALLO1]

FERS GS-11 Going 5% to 15%

[Shazbat]

FERS as well, 15%

[coolhand]

FERS, 15%

[EW_ret]

CSRS with 36 years of federal service.Ten ofthese years is military. I contribute 10 % plus the max catch-up of $4,000 to TSP.

[cowboy]

FERS and at the MAX of 15%. I haveplenty of timeunless I am too effective and they lay me off! LOL!!:D

[smine]

CSRS with28 years plus 10 % plus the max catch-up of $4,000 to TSP.

[nnuut]

CSRS :^

[Spaf]

FERS!

[SkyPilot]

FURS, FIRZ and FERS



13% and adding 1% each year until IRS limit

[SkyPilot]

..

[mayday]

FERS 15%:oo

[tsptalk]

GALLO1 wrote:
FERS GS-11 Going 5% to 15%
Excellent!

[biggdog1]

Thanx for everyone's input so far. It seems to date most are in FERS. Those of us that are CSRS are almost lifers (30+ years Govt. service) The branch that employs me U.S.P.S. seems to be doing it's best to get us retired ASAP. Thank God I didn't transfer to FERS when offered.

[JohnnieB1]

FERS 22 yrs

15% plus catch up

i am 50 this year....

GS 15, DOI

I hope to have at least $700K in TSP in 2013 when i am ready to go.....

100%G now.............

[mlk_man]

FERS, GS-12 with 7 years military and7 years civilian service. Did 7 years govt. contract in between. Was contributing the max but now only contribute 5%. Have also added all my catch-up monies.

7th year? Ut oh, time to look for another job!!!

Will retire in 4.5 years.

[jgpalmerdds]

FERS: 1.5 yrs

funding TSP to the 5% match level, Funding Roth IRA's fully (wife and I). This was a change starting this month for us.

[Dogdaddy]

I'm retired..Wife is GS-14.... DOI 21+ yrs Retires 4/09..IRS MAX plus catch-up.

[rokid]

CSRS

10% plus catch-up

FERS

FERS 21yrs and drooling with envy of those in CSRS.

Neither. I quit :^.

[tennisguy]

Fers
29 years and 4 months to go
Put in the Max 15%
:^

[biggdog1]

So far 16 FERS - 5 CSRS Thanx, still a few members unanswered if you're interested.

[MohammadXX]

CSRS 10% plus some catch-up.

[Mike]

~ 2 1/2 years, FERS... contributing maximum since I became TSP-eligible in June of '03. Started / maxed out the Roth last year and am doing so again this year. I have about $5 left for survival after all this witholding. :l

[mlk_man]

Mike wrote:
~ 2 1/2 years, FERS... contributing maximum since I became TSP-eligible in June of '03. Started / maxed out the Roth last year and am doing so again this year. I have about $5 left for survival after all this witholding. :l
Go get ya 2 gallons of gas and pack of Tic Tacs and go cruisin'! :P

[mlk_man]

mlk_man wrote:
FERS, GS-12 with 7 years military and7 years civilian service. Did 7 years govt. contract in between. Was contributing the max but now only contribute 5%. Have also added all my catch-up monies.

7th year? Ut oh, time to look for another job!!!

Will retire in 4.5 years.
Forgot to mention I'm maxing out my Roth and Traditional IRA's also.

[nnuut]

Repeat >>>>Oh! forgot, CSRS and 31 years, 7 months, 21 days. Why am I so conservative with my investments? ?:^

Norman

[Aggie76]

FERS. Will be 15% next month.

[Brewnet]

CSRS - down to 7%; paying off bills as quickly as possible.

In 6 weeks I will have 40 years of service.:u

[biggdog1]

Congrats BREWNET! ! ! But don't go beyond that 40/4 you'll be wasting time for more retirement from CSRS.

[Brewnet]

Thanks; man that looks fun! I actually wanted to max out at 41 yrs 11 mos, but I don't think so anymore. I'm sure you understand that part.

[nnuut]

Darn Brewnet, you make me feel like a Whippersnapper!:^

Best of luck on your retirement!!!!! YEAH!

[biggdog1]

I would like thank everyone again who responded to the survey. Just as I had suspected, most are FERS. There is no need for further replies. Tom after this post can you delete all and close the survey?

[Dave M]

I'll just put in my two cents. FERS with 20, going for 25 and then I'm outtahere. I kick in the max 15% plus 4k catch-upboth of which will escalate annually. Not bad on a GS12 salary but we do get a25% SSR which helps

What I want to know is, when there is just one guy left in federal service in CSRS, who is going to pay his entitlement?

Dave

[Bigfoot15d]

:)CSRS for 26 years. TSP since 1980; investing as much as permitted. 10% now.

New to TSP Talk. Do you guys follow the investmentadvice here? If so, whose do you most trust?

Thanks

[Spaf]

Bigfoot15d wrote:
:)CSRS for 26 years. TSP since 1980; investing as much as permitted. 10% now.

New to TSP Talk. Do you guys follow the investmentadvice here? If so, whose do you most trust?

Thanks

We talk and learn to manage our funds ourselves. None of the members to my knowledge are licensed financial advisors. Surely don't want the SEC after us.

Rgds :D Spaf

[vectorman]

FERS, maxed, FAA since 1988, 9 1/2 yrs until retirement.:^

[biggdog1]

Bigfoot15d wrote:
:)CSRS for 26 years. TSP since 1980; investing as much as permitted. 10% now.

New to TSP Talk. Do you guys follow the investmentadvice here? If so, whose do you most trust?

Thanks
These guys have helped me a lot. Everyone has their own methods,but it seems most give sage advice. Like SPAF says "nobody here are actual financial advisors"Take care, thanx for the reply.

[vectorman]

Bigfoot15d wrote:
:)CSRS for 26 years. TSP since 1980; investing as much as permitted. 10% now.

New to TSP Talk. Do you guys follow the investmentadvice here? If so, whose do you most trust?

Thanks

Keep track of the tallies,they speakvolumes.

http://www.tsptalk.com/mb/forum1/1952.html

http://www.tsptalk.com/mb/forum12/1993.html

[alaskanmoosehunter]

WG-08 at 15%...Can't wait until 2006 to go 20-22%


Do you guys follow the investmentadvice here? If so, whose do you most trust?


Personally, Not really! But I like to see what others are doing to get any new ideas.

Plus I find some comic relief in some people...they make me laugh when they get on each other.

[yakers]

CSRS max % contribution from begining of TSP (was 5% for a long time). Now10% + catch up. Since there is no matching in CSRS I may drop down the TSP contribution to fund a Roth IRA, a way to diversify fund sources in retirement.