Thread: Interfund Transfer 12/27 for 12/28/04

This may be a good day to do it Tom. Futures are up, dollar is little changed and overseas markets, although somewhatmixed,appear to be down modestly overall.

Think I'll morph into a Lemming today...:l.

I'm allocating 50% C, 25% S, 25% I. Hope it is the right thing to do. I have seen a nice increase in my account, thanx to everyone's input. You all have been a real help to me. Lets hope for a positive 2005! Question? How often should we be thinking about making interfund transfers? I have about 9 years till retirement. Appreciate any advice. :^

One more thing. I ha ve 19.43% in G, 40.29% in C, 20.33% in S and19.95% in I. Don't know if this helps or not.



RICH

richrob3 wrote:

I'm allocating 50% C, 25% S, 25% I. Hope it is the right thing to do. I have seen a nice increase in my account, thanx to everyone's input. You all have been a real help to me. Lets hope for a positive 2005! Question? How often should we be thinking about making interfund transfers? I have about 9 years till retirement. Appreciate any advice. :^

One more thing. I ha ve 19.43% in G, 40.29% in C, 20.33% in S and19.95% in I. Don't know if this helps or not.

Hi Rich -
By "allocating" it sounds likeyou talking about your paycheck contributions since you currently have 19.43% in the G fund etc. When I doa transfer, I am talking about interfund transfers where I move myentire balanceinto a new allocation, not a contribution allocation change which only effect new deposits.

Also, and I don't mean to target you because I get a lot of emails with this same question, when I make an allocation change (interfund transfer), that is usually what I think is the best short term allocation for me. So if you choose to do something different, it's hard for me to say that is good or bad because it might be best for you at this particular time.

That said, my longer term allocation (http://www.tsptalk.com/longer_term.html)"recommendation" for aggressive investors has been 35% C, 35% S and 30% I. You were pretty close, so if you consider yourself aggressive, you're on the right track. You can see the other allocations on that page for more moderate and conservative investors.

I hope this helps. Thanks for joining us!
Tom

coolhand wrote:

Think I'll morph into a Lemming today...:l.

- okay - I have forgotten what this is saying :dah:. The search didn't bring up lemming for me to review - Refresh my memory, please...

I think Show-me had the photo, but What Does It Mean??? Lemmings jump into the sea/C???

and, :xno comments!!!:x thank you -------------


And Welcome totsptalk,Richrob2

grandma wrote:

- okay - I have forgotten what this is saying :dah:. The search didn't bring up lemming for me to review - Refresh my memory, please...

I think Show-me had the photo, but What Does It Mean??? Lemmings jump into the sea/C???

and, :xno comments!!!:x thank you -------------


And Welcome totsptalk,Richrob2

Hi Grandma! Hope this doesn't scare you .

Main Entry: lem·ming
Pronunciation: 'le-mi[ng]
Function: noun
Etymology: Norwegian
: any of various small short-tailed furry-footed rodents (as genera Lemmus and Dicrostonyx) of circumpolar distribution that are notable for the recurrent mass migrations of a European form (L. lemmus) which often continue into the sea where vast numbers are drowned
- lem·ming·like /-"lIk/ adjective

grandma wrote:

And Welcome totsptalk,Richrob2

Richrob3 - either the syrup made my finger slip off the 3 & punch in the 2, or, maybe it was the peanut butter making me stick to the two - anway, I am correcting myself. so, again, Welcome........

Coolhand - I Knew Thato - I got lost on how you guys used that term when a couple of other fellows were posting............ thank you, tho. I know less than I know in this world of economics, and every posting helps me more!

coolhand wrote:

This may be a good day to do it Tom. Futures are up, dollar is little changed and overseas markets, although somewhatmixed,appear to be down modestly overall.

Think I'll morph into a Lemming today...:l.

Boy, "I" fund closed at 15.41 today; a .15 increase :shock:. Didn't expect that this morning.

coolhand wrote:

coolhand wrote:

This may be a good day to do it Tom. Futures are up, dollar is little changed and overseas markets, although somewhatmixed,appear to be down modestly overall.

Think I'll morph into a Lemming today...:l.

Boy, "I" fund closed at 15.41 today; a .15 increase :shock:. Didn't expect that this morning.

I'm afraid we might be a daylate? :shock: I hope I'm wrong and it just continues up.

We must be careful not to get caught in the (I) Fund web...:s

But it's looking rather promising right now.

God Bless:^

Rod,

I agree. It does still look promising. I wouldn't have moved to "I" yesterday if I didn't think it still had legs. Just need a little patience and luck.

For those whocaught this upturn though, I'm happy for you!