Tally - December 2005

**FundSurfer** · 01-01-2006, 06:07 AM

Dec Nov Oct Qtr 6 mon 2005 Total
Dakota 2.51% 4.01% -1.45% 5.06% 12.07% 14.01%
Show-me 2.65% 1.96% 0.98% 5.68% 13.92% 13.43%
Rolo 4.64% 2.44% -2.90% 4.08% 13.36% 11.28%
Neirbod 3.43% 3.13% -2.07% 4.46% 13.98% 10.16%
Pyriel 0.37% 4.85% -2.30% 2.82% 8.73% 7.89%
Skip 0.26% 4.21% 2.80% 7.40% 7.43% 7.69%
Systemtrade 3.18% 3.46% -2.09% 4.52% 7.66% 7.62%
Rod 1.29% 4.91% 1.09% 7.42% 8.60% 7.56%
DrD 2.55% 1.40% -1.27% 2.66% 8.45% 6.95%
TSPgo 0.87% 2.43% -1.53% 1.74% 5.84% 6.22%
Mike 1.29% 3.76% 0.44% 5.57% 6.38% 5.21%
Safetyguy -0.44% 2.75% -0.37% 1.92% 3.00% 3.94%
Beavis 1.02% 4.19% 0.02% 5.28% 12.26% #N/A
Milkman 4.56% 2.49% 1.85% 9.14% 11.61% #N/A
TennisGuy 0.83% 2.82% 2.39% 6.15% 10.37% #N/A
Cowboy 2.03% 2.72% -0.43% 4.35% 8.37% #N/A
Smine 1.58% 1.78% 0.19% 3.59% 7.79% #N/A
Faustus 0.45% 2.68% 0.66% 3.83% 6.19% #N/A
Tekno 0.29% 1.73% -1.51% 0.48% 6.05% #N/A
Gritz 0.64% 4.13% -2.35% 2.33% 5.90% #N/A
Birchtree 0.07% 3.75% -1.66% 2.11% 5.78% #N/A
Bassplayer 0.22% 0.22% -0.43% 0.01% 4.92% #N/A
Dave 0.88% 2.65% -1.29% 2.21% 4.87% #N/A
Asian 1.99% 3.52% -2.36% 3.09% 4.83% #N/A
Spaf 0.45% 4.42% -0.74% 4.11% 4.13% #N/A
Biggdog 1.42% 3.42% -2.87% 1.87% 4.02% #N/A
Citizen -0.18% 2.28% -1.77% 0.29% 3.88% #N/A
Nnut 2.70% 2.23% -2.03% 2.87% 2.99% #N/A
Aggie76 0.71% 0.88% 0.17% 1.77% 2.33% #N/A
CSI 0.45% 0.36% 0.36% 1.18% 2.29% #N/A
Namor 0.43% 1.43% -2.94% -1.13% -0.10% #N/A
Roman777 -0.18% 0.29% -2.73% -2.62% -0.15% #N/A
Grandma 0.05% 3.05% 2.19% 5.36% #N/A #N/A
ATCJeff 2.59% 2.89% -0.37% 5.16% #N/A #N/A
Jovarn 0.34% 5.02% -0.52% 4.82% #N/A #N/A
GGal 1.36% 3.91% -0.57% 4.72% #N/A #N/A
Phlames 3.17% 3.56% -2.26% 4.43% #N/A #N/A
TSP_Elvis 2.10% 3.58% -2.62% 2.99% #N/A #N/A
Ron 1.20% 2.33% -1.23% 2.27% #N/A #N/A
mfm6376 0.07% 3.75% -1.66% 2.11% #N/A #N/A
OU81200 0.62% 4.35% #N/A #N/A #N/A #N/A
oldschool 1.19% 3.00% #N/A #N/A #N/A #N/A
soldat 5.56% #N/A #N/A #N/A #N/A #N/A
Master 2.15% #N/A #N/A #N/A #N/A #N/A
RDPillow 1.99% 3.16% #N/A #N/A #N/A #N/A

G-fund 0.45% 0.36% 0.36% 1.18% 2.29% 4.49%
F-fund 0.95% 0.38% -0.75% 0.57% -0.09% 2.40%
C-fund 0.07% 3.75% -1.66% 2.11% 5.78% 4.96%
S-fund 0.37% 4.72% -2.33% 2.65% 8.18% 10.45%
I-fund 4.64% 2.44% -2.90% 4.08% 14.82% 13.63%
20% Ea Fund 1.30% 2.33% -1.46% 2.15% 6.16% 7.29%

Note: Compounding is not included in these percentage gains. This is done since everyone did not start on the same date. If you have calculated these numbers yourself, you will get a slightly different answer (usually lessthan a couple hundreths of a percent but can be higher especially toward the end of the year if you started in January.)

You had to have started posting in November to be added to this Tally.

This Tally brought to you courtesy of Milk_man who has compiled these numbers. All I have done is print the result. Thanks Milkman for the service!

If you find an error in your spreadsheet, let milkman or myself know so we can correct the spreadsheet. Milkmane-mails the speadsheet to those who ask. There are a lot of numbers entered and mistakes do happen. Hopefully one day we will get this completely automated, but that hasn't happened yet.

**Mike** · 01-01-2006, 06:21 AM

I beat the G and C fund? Wow, I guess I'm not a total idiot after all. :P

Dakota w/ a 14% return... that's very impressive with this year's unusual market action (bad January / good September :shock

.

Edit: Happy New Year! :P

**mlk_man** · 01-02-2006, 08:01 AM

Fundsurfer, this tally didn't post as nicely as the others. Any chance of cleaning it up or posting it again?

BTW, Dakota had the highest yearly return(14.01%), I had the highest quarter(9.14%) and soldat had the highest month(5.56%).

My personal belief is that if you are able to beat the 20% in each fund scenerio then you had a great year because this is what I believe the average TSP participate who doesn't manage their account should be doing.

If you were able to beat the G fund then I think it'd be considered an good year. Anything less is not too good.

Of course one's own goal is the ultimate assesser.

Good luck this year,

M_M

**FundSurfer** · 01-02-2006, 02:25 PM

The post was good before being imported. I'll have to figure out the best way to post the Tally. The size limitation won't let me post a jpg file with the tally and for some reason this board deletes spaces..

I'm attaching a simple text file.

**mlk_man** · 01-02-2006, 08:26 PM

These are the averages for everyone that has been posting at TSPtalk.com:

Yearly average per participant:

8.50%

6-month average per participant:

6.80%

3-month average per participant:

3.40%

**neirbod** · 01-03-2006, 03:47 PM

Mlk_Man,

In my personal tracker my 2005 return is around 8.4 %, not as good as what you posted. Can you send me your spreadsheet so I can look for the discrepancy. I hope the error is in my calculation, not yours!

Thanks,

Dave

**mlk_man** · 01-03-2006, 04:39 PM

Originally Posted by neirbod

Mlk_Man,

In my personal tracker my 2005 return is around 8.4 %, not as good as what you posted. Can you send me your spreadsheet so I can look for the discrepancy. I hope the error is in my calculation, not yours!

Thanks,

Dave

Dave, the returns we show are actually componded. ie, based on a "real balance" so they will most likely be a little higher than if done otherwise.

I can still send you the tracker but I need some place to send it to.............

**neirbod** · 01-03-2006, 06:06 PM

Mlk, Can you PM me with an attachment? If that doesn't work, please email the file to: [Edit]

Thanks!

Dave

Edit by Spaf: [Info recieved, covered ur e-mail from trollers. Mlk can use ur e-mail via a PM!]

**mlk_man** · 01-03-2006, 06:14 PM

Just sent you the tracker. Looking through quickly, I found a mistake from early Sept. This was before my time.

I'll go through it right quick.

**mlk_man** · 01-03-2006, 06:19 PM

Originally Posted by neirbod

Mlk_Man,

In my personal tracker my 2005 return is around 8.4 %, not as good as what you posted. Can you send me your spreadsheet so I can look for the discrepancy. I hope the error is in my calculation, not yours!

Thanks,

Dave

Looks like it was your Sept. 2nd transfer. The tracker had it on Sept. 9th instead. Now have you at 8.91% for last year.

**FundSurfer** · 01-03-2006, 08:54 PM

I actually took out compounding effect to put all numbers on equal footing month to month. That way someone who starts in November will have monthly totals comparable to someone who has started in January and had an incredible year.

Milk_man if you do any changes e-mail me the updated sheet. I'll be preparing a new sheet for 2006 this week. I'll hold over monthly totals so the rolling quarter and 6 month numbers will still be given. We need the space for another year, especially for our more active traders.