Re: Post Your Total Annualized Rate of Return
Cactus,
Personally, I was an idiot before 1994. It was actually the Great Grandee Clinton tax code change that woke my lethargic butt up. I got promoted, had a very special - and expensive wet-down - where I spent my take home pay increase, and actually lost $50. That is what President Clinton did to me!!! I was so happy I learned how to play the tax game - and it has done me well in my TSP account...
Anyway, if you were anything like me, than your first years were a waste. I didn't even contribute. The only thing going into my TSP account for my first five years was the 1% the gubmint dumps into their 'G Fund' slush fund. So, should I - probably we - include those years we were not really investing in the equation. Me not think so. My guess is your returns are significantly better once you took things seriously...
But, lest anyone gets too happy, I think the 'Your Contributions' number does not include the match. The difference between this year's number and last year's seems to be my personal contribution. So, for most of us (those that contribute at least 5%) you will have to multiply that number by 1.5. Oh well. Not certain though...
Lookin' up at the 'G Fund'!!!
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