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Thread: Can a Hybrid 401(k) Save Retirement?

  1. 02-09-2009, 11:15 AM #1
    CountryBoy's Avatar
    CountryBoy
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    Default Can a Hybrid 401(k) Save Retirement?

    Interesting read. Barclays seem to be leading the way and has appeared to have been in contact with Congress to some small degree. Combo annuity and savings. Wave of the future?

    http://www.businessweek.com/magazine...100_page_2.htm

    CB
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  2. 02-09-2009, 11:44 AM #2
    ChemEng
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    Default Re: Can a Hybrid 401(k) Save Retirement?

    They wouldn't be pushing it if they didn't think they could make more money of it...

    More money for them = less money for us.
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  3. 02-09-2009, 02:52 PM #3
    CountryBoy's Avatar
    CountryBoy
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    Default Re: Can a Hybrid 401(k) Save Retirement?

    Quote Originally Posted by ChemEng View Post
    They wouldn't be pushing it if they didn't think they could make more money of it...

    More money for them = less money for us.
    Chem Eng,

    That was my first impression also, I figure I'm going to get lucky and miss this improvement to our retirement package. But mid year and longer employees could be impacted, especially if it'll save the feds $$$. I know NSPS with the DOD is hurting our high 3's.

    Thanks,
    CB
    “Most men and women will grow up to love their servitude and will never dream of revolution.” - Huxley’s Brave New World
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  4. 02-10-2009, 01:02 AM #4
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    Default Re: Can a Hybrid 401(k) Save Retirement?

    I must be confused. Sounds very similar to our FERS 1% (annuity) plus TSP (savings). How is what they are proposing different in concept?
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