"I watch the current loan interest rate to determine the current rate that the G fund is paying.
Let's say it is currently 4.875%. That means it's paying .0134% per day
(4.875% / 365).
With the G fund currently 11.77, that means we make .00158 cents a day.
Divide a penny by .00158 and you get 6.33.
That means we should be getting the penny every 6.33 calendar days on
average, until the loan rate changes again."
Retired, 10G/90C_ BLOG: Stats for April, 2024 Stats
He's referring to the loan rate offerred by TSP. If you take a loan out of your account, you still pay an interest rate.
http://tsp.gov/curinfo/data.html
Shows a loan rate of 2.75% as of today. Ouch!
THIS IS WHERE I WOULD PUT SOMETHING TO REPRESENT MY THINKING, BUT THEN THEY SHOW UP!
Tracker = Check my position
thanks for the explanation. So if my math is right, that means a penny every 10.41 days.
Wow. I just retired and my estimates were all based on something like 3.75% annual rate of return in the G fund. Hmmm. Time for some rethinking there. Along with some returns in the C, S & I. But mostly G.
Is todays's G fund increase an error? It is up .0015 today.
I will take the extra money gladly.
Corvette
retired 2007
Is it just me or has the G-fund rate gone down?
It appears to have paid out just .0015 over the last three days.
Retired, 10G/90C_ BLOG: Stats for April, 2024 Stats
Just a note: It would appear that the Fund Managers have made a change
(possibly temporary) on how they are paying out the (G) Fund. On Friday
the (G) paid out 0.0015 TSP Cents instead of its traditional .0007-.0008
TSP Cents. Today, the (G) Fund paid out 0.0015 TSP Cents as well, in lieu
of its traditional 0.0022-.0023 TSP Cents.
Current Loan Rate remains at 2.125% and I'm sure the figures will result in
the same (G) Fund payout overall. But this is something different then the
norm and I wanted it to be brought to your attention. Maybe this was a
move to change the status quo and avoid timing of the Monday's normally
higher return. Anyway, I thought you'd like to know.
Retired, 10G/90C_ BLOG: Stats for April, 2024 Stats
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