Thread: I WILL ASK AGAIN

Wonder Woman wrote:

PS My tendency is to retreat to G

"Mmmmm,G-fund"

WW,

It depends on how soon you need the $$$. Historically, stocks have outperformed bonds over 5+ year periods. You haven't lost anything unless you sell - you still have all of your shares. If you're retiring in a year or two and need the income, you might consider cutting some of your losses. If you're retiring in 10-20 years, relax, stay where you are (assuming you're well diversified and not 100% in one fund), and buy more stocks.They're cheap compared to last year. Of course, if you can reach your investment goals with a 5-6% return, you should have been 100% in the G Fund all along.

If you sell now - you've bought high and are selling low! Not a recipe for investing success!

Finally, if anyone claims to know where the stock market is going, they don't.....run! :^

WW...Greg
Some thoughts!
TSP is made up of index funds. They are not single funds or sector funds that can turn bad within themselves. TSP funds ie the C fund will follow the S&P. The TSP funds C and S will come back up. I is dependent on the intnl mkt + the dollar, and is the more risky of the 3. The F-fund is floundering along with the raising of rates.
G fund pays 0.01 about every 6 days.

Daily charts and talk can be hypnotic, and bum sentiment doesn't help either. I'm 15C, 15S and 10I. I will not sell low. So I'll wait till the market finds a bottom (where ever) and starts back up (I Assume in a bear cycle) Add some money and wait for the cycle to run out of steam, and sell high (hopefully).

It's not as bad as it seems! Look at some weekly / yearly charts. Remember the funds are following the market, they are index funds.

I will never sell low unless the fund is a dog, in which case it was a bad sellection in the first place.

Hang in there, Cool A bud helps! Spaf

greg wrote:

Wonder Woman wrote:

PS My tendency is to retreat to G

"Mmmmm,G-fund"Greg, I don't understand your cryptic response and attachment. Could you be more concrete or elaborate?

Greg, I don't understand your cryptic response and attachment. Could you be more concrete or elaborate?

Spaf and Rokid, Thank you for your thougtful responses. They willhelp me in clarify my position.

Wonder Woman wrote:

greg wrote:

Wonder Woman wrote:

PS My tendency is to retreat to G

"Mmmmm,G-fund"Greg, I don't understand your cryptic response and attachment. Could you be more concrete or elaborate?

Greg, I don't understand your cryptic response and attachment. Could you be more concrete or elaborate?

I think the G-fund is the way to go until it is clear that the market is no longer going down.

Wonder Woman wrote:

Spaf and Rokid, Thank you for your thougtful responses. They willhelp me in clarify my position.

Well did U try the BUD Light?

greg wrote:

I think the G-fund is the way to go until it is clear that the market is no longer going down.

Thanks for your trouble Greg.....

Spaf wrote:

Well did U try the BUD Light?

I knew I forgot something.... but I can't seem to......

I Knew it! Can't even stay up with the bartender!Us "GUYS" could catch that Bud Light. See there!! The secret is in the bottom of the glass!

Thats impossible,if your paying attention.I guess if you had two million in TSP,it would be easy though.Thats allot of money to loose,so let me send you my condolances.