Thread: On Travel 7/23 thru 7/30

I'm staying put at 75% S, 25% I fund. I don't foresee any major changes in that over the next week. Maybe a minor tweak if something comes along.

Cheapshot..... not sure if you are aware of thisbut you can call in to the TSP line and make changes to your account.... although no 800 toll free number is availalbe, for a few cents one can make changes..... the TSP number is: 504.255.8777

it is almost as easy as the using theinternet....

Pepper

Great ideaPepper. :i

I haven't used the phone for so long I had forgotten about it.

There is a toll free number for TSP: 1-TSP-YOU-FRST (1-877-968-3778). This was effective 1 July.

Well its about time! Thanks

Who would have thunk it. A telephone call.

Thanx

Phones? Oh ya, we do still have those, huh.

Welcome, EWGuy!


To answer the question, I would stick with an S/C mix, heavier in S.


(Edit: I said S/I mix, I meant S/C mix.)

Rolo wrote:

To answer the question, I would stick with an S/C mix, heavier in S.

:^

Responding to both Rolo and Mlk_Man

"To answer the question, I would stick with an S/C mix, heavier in S."

Why the S fund over C?

My calculations are indicating that the C fund will continue to perform better than the S fund for a few more days, maybe 5-10. (as it has been since July 2nd).

I also see the I fund performing worse than the C or S over the next several days (maybe 2 weeks).

I've been 100% C, but I also thought the market was turning up a week ago - my bad.

CJ

The current prices for C and S funds are 11.56 and 12.52. The 63-day moving average for the C and S funds are 11.83 and 12.88. If you bought into the funds right now, and cash them in just when they get back to their 63-day average, you stand to make 27 cents per share for the C, a 2.34% increase, and 36 cents per share for the S, a 2.80% increase. Whcih would you like more? That's the beauty of the S fund. It falls farther and gains more than the C.

You have to pay attention to how many shares you have and not only account balance. If you look at account balance, sure you would think the C is outperforming the S right now because it hasn't lost as much. But, you're still gonna gain back more when everything goes back up with the S.

Remember, only on paper are we "losing" money right now. The only actual time you will either lose or gain money is when you sell your shares. It all depends on how much you paid for them and how much you sell them for. You don't lose any of your shares when the market goes down only value. AND, the value will come back up eventually. So if you're in the S fund right now, do yourself a favor and hold on till the prices come back up. And if your not, I'd buy into the S soon if not now, you stand to make moremoney on your shares than you would with the C.

Just my humble opinion. :h

That is why I like volatility, and S is more volatile.

Also, the upside/downside ratio appears to be better for S. When the market takes a hit, C does not seem to be that much more stable than S, but it seems far less volatile during major moves upward.