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  1. Re: CSRS Voluntary Contributions roll over to Roth IRA or convert to annuity?

    The Federal Government is underwriting it. I'm on the old CSRS (not FERS). One perk of this system is the ability to put up to 10% of your lifetime earnings in what is termed a "voluntary...
  2. CSRS Voluntary Contributions roll over to Roth IRA or convert to annuity?

    I'm within a year of retirement on CSRS and am about to make a sizable after-tax contribution to the voluntary contributions program. My intent is to then transfer this to a Roth IRA I have at...
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    Re: coolhand's Account Talk

    By the way Coolhand, I'm sure I speak for many others who really enjoy your posts and your blog in saying thanks for all your efforts. I don't often post but I read you blog and your posts almost...
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    Re: coolhand's Account Talk

    Agree, Coolhand. We are in an almost unavoidable downward spiral any way you go. Since deficit spending is about 12% of the economy, the multiplier effect probably means it accounts for about 20% of...
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    Re: nnuut's Account Talk

    From the internet - seems reasonable:

    Materials Needed:

    rag
    baking soda
    white vinegar
    vacuum
    hot water
    2 mixing bowls
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    Re: Birchtree's Account Talk

    You forgot the rest of the paragraph:

    " I should also emphasize that the pattern is not "bet-the-farm" reliable. Bottom Line: The market is still medium-term oversold, but it continues to show...
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    Re: coolhand's Account Talk

    Happy Birthday, Coolhand! I enjoy reading your blog.
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    Re: fabijo's account talk

    I like his reasoning. Unfortunately, we don't have enough people in Congress like him.
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    Re: Show-me Account Talk

    Show,

    Although I don't have a lot of pity for the "Big 3", I don't really want to see them go under either. However, I have not seen them coming to Congress with a new business plan that will...
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    Re: Birchtree's account talk

    Birch,

    I understand that today's market prices will probably seem like bargains 3 to 5 years from now. But what makes you think that the economy is headed for such a quick turnaround - I see no...
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    Re: Corepuncher's Account Talk

    Best "approximate" rate of return calcs:

    today's balance - (12/31/07 beginning balance + YTD contributions) = net profit

    (net profit/(12/31/07 beginnning balance + 1/2 YTD contributions)) x...
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    Re: Corepuncher's Account Talk

    That's where you go now to get your pay stubs and change information about yourself, if you are a federal employee.
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    Re: nnuut's Account Talk

    I also smoked for about 25 years, but managed to quit "cold-turkey" about 11 years ago. Although I believe the really bad cravings went away after a couple of weeks, it was actually a couple of...
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    Re: nnuut's Account Talk

    I'm with you, Nnut - I don't have confidence in technical analysis of the markets in this environment.
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    Re: WIND HUNTER'S Account Talk

    I don't blame you, Hunter. This market is too unstable, in my opinion, to risk your hard-earned investment money. Looking back at the 2000-2003 downturn, we had a roughly 40% haircut off the...
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    Re: Birchtree's account talk

    Gotcha, Steady - Government workers were shifting into the G fund. Now it makes sense.

    Thanks.
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    Re: Birchtree's account talk

    Steady,

    I still don't understand what you meant by "The Government recently moved everything to G FUND" - what did they move?

    Thanks.
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    Re: Birchtree's account talk

    Steady,

    What do you mean "The Government recently moved everything to G FUND"? I agree with you move, by the way. I am already on the lilly pad - I may not catch the initial updraft at the start...
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    Re: fabijo's account talk

    That's "borax", not "clorox".
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    Re: 350zCommtech's Account Talk

    [quote=350zCommTech;188970]I wonder what makes Warren Buffet think this is the bottom? I know that his time frame is 5 to 10 years, but how in the world are we going to get out of this mess without...
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    Re: 12%ayear's Account Talk

    Another bad sign - Bernake is running his mouth again!
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    Re: Reactive1's Account Talk

    Congrats Reactive - way to navigate the market minefield! About Obama, I'm not so sure that stock investors will suddenly flood the market with money if he is elected (and it's looking like he...
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    Re: 12%ayear's Account Talk

    You know, maybe the government can come up with a new scheme - I just don't know. But I think they can't restore confidence any time soon and get people buying houses and cars and big tv's, etc. I...
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    Re: Birchtree's account talk

    I got tired of getting run over by the train. I had gotten out back in January with about a 9% loss and had fought my way back with a couple of good quick in-and-out trades to about even for the...
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    Re: BamaAF's Account Talk

    I made the jump back to the pad. Now it's official - the 1000 point rally will start tomorrow!
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