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Just mine, far as I know. But there are numerous other ones that can easily be applied to the situation. Over the long run it is time in the market that counts, not timing the market. Glance...

Thank you for being concerned about my children. I worry about them being cripples from getting hit by a car, not from learning a sensible investing philosophy. Only a fool would believe that buying...

Hmmm....doesn't look like this recent change will affect my investing strategy negatively at all. In fact, it seems to me that the savings they get from not letting you all trade 20 times a month...

Mostly because I like to think I have an open mind about market timing and if it can be done profitably anywhere, it would be within the TSP. (The monkey study)

Plus there is the fascination...

Ahhh...the Beardstown Ladies method of return calculation.

You guys are going to get a kick out of this, but it does go to show my intentions.

I was wrong.

I did not notice that the...

Now that, is the first fair comeback on the thread. Everyone IS playing by the same rules (including those pesky monkeys that keep winning.) But if there were a better set of rules to play by,...

Perhaps you would be so kind as to explain where my reasoning is wrong rather than simply calling it ignorant.

Tom, the TSP does not track its return the same way the tracker does. The TSP...

Unfortunately for those counting on the TSPTalk.com returns tracker to accurately track their investment returns, it turns out the tracker doesn't adjust for gains, investment account contributions,...

Rowr! You make one little light-hearted comment and everyone gets all hot and bothered. Personally, I think the weekly tallies are kind of silly. Monthly? All right, I'll buy monthly. But...

Why stop there? Why not a daily tally?

Mad-dog's formula?

asdfsad

I'll only be in the military to make 5 years worth of TSP contributions (4 years of actual service.) But that last year I'll be in a higher tax bracket than I probably will be in retirement. So it...

You make money in one of two ways. You either stay the course and earn the yield (if there is no change in interest rates) or you try to time it so you are in the fund when interest rates drop and...

That's correct.

These two factors are inherently difficult to study. The "Monkey Benchmark" can be adjusted to allow for a more conservative investor, for example by making it twice as likely for the investor to be...

Hey Fabijo, great spreadsheet. I modified it a bit (and corrected an error that kept the monkeys in the G fund waaaay too much) so I could use it to fairly compare y'all against. I then compared...

Well, I'll check back in in a few months or a few years or whenever I get around to checking my account balances again. Until then, have a great time!

Interesting concept. Might I suggest a different three legs to provide a more solid base for your stool. How about maximizing savings, minimizing taxes, and asset allocation (a shifting asset...

Not being rude at all. In fact, your responses are some of the only civil ones, not to mention intelligent ones.

Nevertheless, what you make sound very easy to do (be in the market when its...

Amen to real education.

But I've got to tell you guys. No agenda. Seriously. No agenda. Not selling anything. Don't work for Wall Street. Don't work for "those TSP folks." Just a regular...

No, actually my opinions are all free.

And yes, I stay debt free. My only significant debt is a 15 year mortgage on which I put 20% down.

I tried that once. That thread still has one post on it. (mine)

Good for you, seriously. People really need that kind of help. But please do him a favor and don't stop by every week to advise him about which fund he should jump into. He'll do just fine staying...

You draw different conclusions from similar data. That is your right. I think this side study is seriously skewed by the atypical data from 96-03. I bet if we widened it out to include the entire...