Risk Tolerance @#)($*#)#(!!!!!.....!

**Lacy** · 03-22-2005, 08:06 PM

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I get frustrated always hearing the disclaimers and the jabber about one's "risk tolerance". But that is the norm whether on this site or just simply talking with a trusted friend about market advice. I guess the reason it bothers me so is because I am just never satisfied. If I go conservative, I obsess that I'm losing out, If I go moderate, I obsess that I' being too cautious, and if I go aggressive, I obsess that I'm throwing it all away (considering my luck). And as far as the disclaimers, most anyone with any good sense who would engage in such converstions, must be aware that this is all speculation and opinion at best.....most based on good judgment of course, but nonetheless, speculative and non-binding. Does anyone else out there feel like I do? I want to be aggressive actually, I want to GO for it, but I'm just not "comfortable" in any scenario. I want the best that I can get and I want to retire early. Oh well, I'm a dunce:dah:but at least I'm not spending all my earnings on lotto tickets as many of my coworkers are.

**Spaf** · 03-22-2005, 09:11 PM

Simply stated, risk tolerance is a measure of the potential loss you are willing to accept in exchange for the potential gains you seek. An individual's risk tolerance can depend on the goals he or she is investing for, as well as his or her personality in making investment decisions. The objective is to develop an investment plan that will help you meet your financial goals and allow you to sleep at night.

I like the part about sleep at night. I sometimes over sleep and snor when in the G-fund.

**Lacy** · 03-22-2005, 09:30 PM

I get it Spaf, but don't you see???...I'm not at ease with ANY scenario. It's just my personality I guess....one that cannot be pegged. I'm not satisfied with any investment scenario. How can I settle INTO one? Is that possible? I guess I just want it all. Sure, I could sleep and snore in the G-fund, but if stocks took off and I was sleeping in the G, I'd want to slap myself silly! I'm just never where I SHOULD be at the right time. I have read the 'suggested' long term buy-and-hold allocations, and I guess I lean more towards that scenario...aggressively....but, alas, I still obsess. .......hmmm, there is no emoticon that expresses my frustration now.

**Spaf** · 03-22-2005, 09:54 PM

Lacy wrote:

I have read the 'suggested' long term buy-and-hold allocations, and I guess I lean more towards that scenario...aggressively....but, alas, I still obsess. .......hmmm, there is no emoticon that expresses my frustration now.

Suggested long term buy-and-hold allocations became my problem when the theory did not fit the reality. Thus I've come to the relm of position trading. Trying to understand the movements within the market and try and take a profitable position.

I understand your frustration. Ya got to find a way to get the toothpaste back into the tube!

**Lacy** · 03-22-2005, 10:00 PM

:h

Are you saying I'm mentally deficient? That's okay, but explain the toothpaste back into the tube thing, please.

03-22-2005, 11:08 PM

Lacy wrote:

.......hmmm, there is no emoticon that expresses my frustration now.

Here you go Lacy. I bet you find one here:
http://www.websmileys.com/crazy.htm
http://www.websmileys.com/mad.htm
http://www.websmileys.com/evil.htm
http://www.websmileys.com/aliens2.htm Wonder_Woman

**cowboy** · 03-23-2005, 12:21 AM

LoL! I love the one where the smiley is flushing himself down the toilet!! I guess we can say that for all of us that were in today. Seriously though maybe this is what the market needs though this will flush everyone bear and then it will reverse.

This is only one day and tomorrow is another you have to look at it that way. The others that were G did a good job but they will try to guess when to jump in and the minute that happens they go back to making mistakes just like the rest of us.

**Brewnet** · 03-23-2005, 12:23 AM

Lacy wrote:

:h

, but explain the toothpaste back into the tube thing, please.

Last night on the TV show Two and a Half Men there was a discussionusing this very quote. Had meROFL :l

I'm sure it has a lot of meanings and can be used in various situations.

**Spaf** · 03-23-2005, 12:40 AM

Lacy.... I stay away from the market and money when flustrated. You got to get it back in the tube, take control of the money, read, listen, learn. Understand todays market changed in 2000. Its not the same. Understand The Dow Theory. Read books like Trading for Dummies, Mutual Funds for Dummies. A little education about the market and how you take charge of your funds can go a very long way. In the end you will be pleased that you took control over the situation!

Rgds

Spaf

**Rolo** · 03-23-2005, 01:35 AM

I don't know why anyone would want to put toothpaste back in the tube either.

I mean, this isn't after you've brushed your teeth, is it?

**Spaf** · 03-23-2005, 05:51 AM

Rolo wrote:

I don't know why anyone would want to put toothpaste back in the tube either.

I mean, this isn't after you've brushed your teeth, is it?

No Rolo before!

Haven't you seen the rear cap on the tooth paste where you can put it back in! Sorry, that brand was discontinued!

Damit I miss my PT. Gotta get me a nudder one. That low front end was great for picking up road kill in the country. We got some big skunks in Oklahoma. Whew! Wkew! But a great car!