Health Insurance in Retirement

**haffey005** · 06-26-2008, 02:59 PM

My husband and I both work for USPS. I will be retiring 8 years before him. Right now we both have our own health insurance. Is there a problem with me switching over to his policy and making it a family policy. Would I have to do this 5 years before I retire. I know there is the 5 year rule as far as being with the same insurance before you retire. Any ideas?

**squalebear** · 06-26-2008, 03:26 PM

Haffey, have you every been on the USPS website and seen the
retirement videos. I don't work for the Postal Service, but when
I came across those videos, I found them most informative.

I believe you should keep your FEHB and find the cheapest one
for self. I forget why they said this. But the video definately did
cover that very same question. Here's the links;

http://www.connectlive.com/events/us...rectindex.html

http://uspsretirement.connectlive.com/

http://uspsretirement.connectlive.com/fers.html

**haffey005** · 06-26-2008, 03:32 PM

Thanks for the info, I will be looking into it.

**squalebear** · 06-26-2008, 03:36 PM

Originally Posted by haffey005

Thanks for the info, I will be looking into it.

I just went through some of the video and couldn't find the specific
section that I remembered covering Health Plan Benefits. If I got it
wrong, sorry, but if you never seen the videos, they still may be of
some help to you. Your Most Welcome !

**luv2read** · 06-26-2008, 05:18 PM

self only is cheaper than self and family. Both of my parents are retired feds, both are Medicare primary and BCBS secondary, self-only.

**Warrenlm** · 06-27-2008, 01:48 AM

Originally Posted by squalebear

Haffey, have you every been on the USPS website and seen the
retirement videos. I don't work for the Postal Service, but when
I came across those videos, I found them most informative.

I believe you should keep your FEHB and find the cheapest one
for self. I forget why they said this. But the video definately did
cover that very same question. Here's the links;

http://www.connectlive.com/events/us...rectindex.html

http://uspsretirement.connectlive.com/

http://uspsretirement.connectlive.com/fers.html

Thanks for these links. The first one worked for me and I found out some things new (to me) already. The second and third links won't work for me and I get a "not authorized" page