Thread: Advantages of rolling to an IRA

mutton$ wrote:

Has anybody thought about just leaving their TSP where it is when they retire?

Would there be any advantages in doing this?

I would probably leave my tsp when i retire. Why? So that I can play this game. It is hard to do that with mutual funds. I assume that anyone pulling out their tsp will consider rolling it over to an IRA (regular) so that they will not pay taxes. Or they can roller it over to ROTH IRA, pay the taxes upfront and never have to worry about paying a penny on any gains they'll make.

Advantage? I can bring all my fund to g fund if I want to play it safe and transfer it to stox when i see that the market is going to go up. With all the moves I make, it is kind of hard to do that with mutual funds. I am not too knowledgeable with individual stocks yet.

If anything else, i'd move some of my money to buy real estate, especially when I see a bubble within that sector.