Thread: Dividend Paying Funds for Roth or IRA

Hey, I think we should all post our tickers for our holdings and keep track of them in our account talk's. I know posting my holdings/returns forces me to keep on top of everything and tweak accordingly, about once/quarter. This is also a great way we can compound our reserch through sharing information/different eyes/broaden our knowledge.

re: the topic. I believe dividend-paying mutual funds are still subject to regular income tax rats and not the reduced capital gains rates, correct?

Basically, you don't want to put tax-advantaged investments (like long-term stocks)into a tax-advantaged account such as an IRA; it would be overlapping effort.

I think that was some good advice about the Buffalo Funds in general. I've owned BUFSX (Buffalo Small Cap)for three years now and it's been my best fund overall. I just rolled it over to BUFBX( Buffalo Balanced Fund) because I believe it's going to be tough for small cap growth funds to continue on top. I feel large caps are coming back into favor at present. Good thing about Buffalo is that they do have safe haven funds to hide in if the market takes a dive. Not as good as our "G" fund but better than stock funds. Bad new's is that you have to be in them 60 days before making a changeor there's a 2% penality. T. Rowe has some excellent conservitive funds that can be rolled over without time limit or penalty. I own PRNEX which has never had a loosing year in the past 15 years. (Hope I don't jinx it).

Opps, Correction, I meant to say PRWCX (Capitol Appreciation Fund) that had the 15 year straight positive run. I own both of them, but since the PRNEX Fund is an energy and natural resources fund, it's a lot more volitle and would need to be monitored more closely. Sorry for the mix up.