Kam PM'd me, thought I'd be a little more clear. I have a tendency to babble
What I was getting at is to take a TSP loan just before separation with the intent of not repaying, a small chunk of change, and just let the TSP report it as a distribution to get around them withholding the predetermined 20% tax as when withdrawn after separation in a lump (but not all) sum. Could then pay later at my adjusted tax rate next tax year. 20% is a big hit. If a loan is open at separation, they state there can be delays making further withdraws, want to know what kind of delays they are talking about time wise.
Cheers
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