You only have the one option under TSP. You can transfer all or part to an IRA and use the 72t amoritization method.
A couple of things to consider. The TSP SEPP is the same as minimum distribution method of a 72t (IRA rule for SEPP's). It starts out lower, but increases yearly because of the way they calculate it. So its sort of like a COLA. The 72t rule is a lot higher at the start, but is set in stone until age 59 1/2. 72t allows a one time change to the minimum method (In case you balance is in danger of running out).
So the question becomes, can you afford the minimum method now? Do you want your money now or later?
I have the same question. I will also take a ATC early out 25 years at any age. I will be 49 1/2. If I use the amoritization method, inflation will eat away at my buying power some but my take home will be the same the first year. Your FERS ret. has a cola, but not the ss supplement.
I could go on and on.
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