Here is an article on FedSmith talking about the 27 paydays if you're still wondering if this affects you.
Will You Have an Extra Pay Day in 2015? : FedSmith.com
My agency- for payroll deductions, you have to sign up separately for the regular than for the catchup, but can sign up for both at same time. when I sign up for the catch-up, it asks me if I think I will be able to put the full regular 18 in also by end of year. I say yes, spreading the 18 out across all 26-27 pp to get the full match. The catchup doesn't get matching. so I'd be worried that if you max out the regular contributions 18K in say the first 20 pp, you may not get the match for those last payperiods of the pay year, even if you are putting in the catchup still. I'm not sure the catchup, since its separate, is programmed to treat those as regular for matching purposes, if you already told payroll to max out the regular contributions earlier than that. I may be totally offbase, but I'd rather spread both sets of contributions across the entire pay year, just to make sure I don't mess it up at the end big time by maxing regular contributions too early.
"life can only be understood backwards, but it must be lived forwards" - soren kierkegaard
Here is an article on FedSmith talking about the 27 paydays if you're still wondering if this affects you.
Will You Have an Extra Pay Day in 2015? : FedSmith.com
Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2025
Past Returns: 2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%
Here is a follow-up article to the previous one by the same author on the 27 paydays.
Will I Get an Extra Pay Day in 2015… Or Not? : FedSmith.com
Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2025
Past Returns: 2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%
Emotions should never play a role in one's investing strategy!
No to Greed...No to Fear!
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Does anyone know, if you front load your contributions, will you get full matching funds?
A guy I work with plans to retire in May this year. He is going to put all $18,000 into the TSP by the time he retires and believes that he will get the full matching funds on his contributions.
I thought that if you accelerate your contributions like that, you would miss out on matching fund.
Anybody know what the case is?
Weatherweenie's Account Talk
Teddy Roosevelt: Patriotism means to stand by the country. It does not mean to stand by the president or any other public official. Retired on November 30, 2023 with 30+ years of service.
Weatherweenie's Account Talk
Teddy Roosevelt: Patriotism means to stand by the country. It does not mean to stand by the president or any other public official. Retired on November 30, 2023 with 30+ years of service.
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