I refi'd a few years ago at 15/yr @ 4 7/8%. I thought they couldn't go any lower.
The interest is so low that I don't even itemize on my taxes anymore.
wish i could get that rate. i just did a home equity this morning at 15 yrs and 4.25% , which may be adjusted in 3 yrs. no closing and at anytime i could convert to a conventional loan if things get too high in regards to arm rate. this was a 2nd home down at wilmington,nc 15 minutes from beach and same to the city. looking toward retirement in 2.5 yrs.2.375% dammmmmmmm gurl you got it like that! keep on keepin on....
I refi'd a few years ago at 15/yr @ 4 7/8%. I thought they couldn't go any lower.
The interest is so low that I don't even itemize on my taxes anymore.
Tom
Market Commentary | My Blog | TSP Talk Plus | |
I am not a Registered Investment Advisor and this is not investment advice. Please do your own due diligence.
What's the deal with the HARP program. It was on cnbc this morning. Apparently, there are reduced fees? Not sure.
100 G
RSI - Relative Strength Indicator DMA - day moving average
In 2008 I went back to a 30yr fixed at 5.7% after being on an ARM for about 5 years to help fund my kid's college. I am now looking into a 15yr fixed at 3.7%. They want one point and will charge $1k. The payment would increase by about $250. But I also just got a break on my windstorm insurance worth $140/mo so I am really attracted to this.
I will decide in Feb 12 after I get my annual escrow statement. Rates are at their low for the previous 12 months, it looks like, so I can hope for 3.5% if they continue to slide. The home would have to appraise, though, to abate PMI.
I got these numbers from PHH who owns my current note.
S&P500 (C Fund) (delayed) (Stockcharts.com Real-time) |
DWCPF (S Fund) (delayed) (Stockcharts.com Real-time) |
EFA (I Fund) (delayed) (Stockcharts.com Real-time) |
BND (F Fund) (delayed) (Stockcharts.com Real-time) |
||
Yahoo Finance Realtime TSP Fund Tracking Index Quotes |
Bookmarks