Thread: Can you post the Wilshire 4500 completion index on your site?

For some reason the Dow and S&P 500 charge $1200 a year each to use their quotes. The Wilshire is also not available from Bar Chart. I do puta link to the S&P 500, Wilshire, EFA and AGGon every page... TSP fund index quotes. It's the best I can do for now.

I enjoy your site, just wish there was some way to get valid information from where ever that explained more about the posting dates for the different kinds of employees.

Try contacting http://www.TSP.gov. They have given me hell over the last couple of months over this site. Someone needs to get on their case.

tsptalk wrote:

Try contacting http://www.TSP.gov. They have given me hell over the last couple of months over this site. Someone needs to get on their case.

Oh well, they'll just have to live with it because you're here to stay!

Ther're just a bunch of whiners...:P

tsptalk wrote:

Try contacting http://www.TSP.gov. They have given me hell over the last couple of months over this site. Someone needs to get on their case.

I'm hoping someone from the TSP reads this because they really gripe me. I'm not much of a Libertarian but I sound like one when I talk about the TSP.

A little background... I am not a sophisticated investor but I know enough of the basics to have done well in the TSP since my participationstarted in the late 80's. I toleraterisk well and have always (judiciously) invested in the riskiest fund available to me as longas the fund was doing well. When the C tanked (when was that, 2000?) I knewenough to go the F fund. I not only preserved my capital,I prospered. Many of us at work did this. In 2003 F seemed to be stalling so after watching them for a while, I went to the I and S funds. I doubled my net salary for that year in the S and I funds. This year it has been tough to make money, I parked in the G for months but I've done a little better since I found this site. I am meeting my goals for my TSP fund despite the fact that I've taken out over $40k in loans since 1996. I have about $17k to pay back.Currently I have two outstanding loans and I think I've had a total of five over the years. Although I don't recommend borrowing against your retirement, thank God the money was there to borrow because in the 90's, I got sued twice and finally sued back and recovered a percentage of my litigation expenses of the first two trials (which I won but were costly). Suing back finally stopped the madness. Without the ability and flexibility of the loan program, I'd have lost my house and marriage. Now TSP wants to do my thinking for me (and others) and limit participants to one loan declaring, "It's not a savings account". How patrition! How condescending! To the TSP I say, 1) no one is twisting my arm to participate in this site, 2) I participate at my own risk (it is mine to take) 3) leave the loan program alone and 3) if you’re looking for something to do, go fix Social Security and leave my TSP alone. Don’t Tread On Me!

Timer wrote:

if you’re looking for something to do, go fix Social Security and leave my TSP alone.

<applause>

The wholeletter was good, but I really liked the parting thought. We would all be better off if they just replaced Socialism Security with a TSP program. Oh! Wait, Barclays can't invest with IOU's. :?


Reducing the frequency of loan availability will only force people to borrow the max, "just in case" rather than only what they need at the time.

Government "solutions" are problems in and of themselves.

They wanted a safety net for retirement, so they created social security; now most people seem to be using it as their entire retirement funding plan. Not good. Then the government proceeds to increase benefits. *sigh*

If I could go back in history, I'd just like the opportunity to slap every politician that came up with a "solution" to a societal "problem". We are all paying through the nose for these solutions now, and we will pay even more in the future. I face the very real prospect of working 40+ years paying over 6% of my income off the top into a program that won't exist when I'm done working. In fact, as the prospect of insolvency grows with this program, I fully expect the FICA rate to go up. God forbid the government would ever cut benefits. Way to go, AARP... protect your members at the expense of everyone else. Thanks.

:X

Hey Tom, what has the TSP been saying to you? I'm curious. It also doesn't make any sense. If anything, I'd think this site tends to encourage more aggressive / involved investing strategy - which is something I thought the government wanted, as illustrated by that ill-advised higher fee L fund that is coming down the pike soon. Ugh.

Mike wrote:

Hey Tom, what has the TSP been saying to you? I'm curious. It also doesn't make any sense. If anything, I'd think this site tends to encourage more aggressive / involved investing strategy - which is something I thought the government wanted, as illustrated by that ill-advised higher fee L fund that is coming down the pike soon. Ugh.

I better not say anything now. I'll tell you about once it is resolved.

Rolo wrote:

Reducing the frequency of loan availability will only force people to borrow the max, "just in case" rather than only what they need at the time.

Eggxatly.

Tom, Is there a possibility of a shut down by the TSP. If it is, the possibility of just changing the name from TSP.TALk to something else that does not include the letters TSP in it. Word of mouth will still get the people to your site.

Frizz B. wrote:

Tom, Is there a possibility of a shut down by the TSP. If it is, the possibility of just changing the name from TSP.TALk to something else that does not include the letters TSP in it. Word of mouth will still get the people to your site.

No. I don't think they'll shut it down.

Frizz B. wrote:

Tom, Is there a possibility of a shut down by the TSP. If it is, the possibility of just changing the name from TSP.TALk to something else that does not include the letters TSP in it. Word of mouth will still get the people to your site.

This isn't the old Soviet Union, there is nothing they can do except whine in a letter. TSPGetBentNYAH.com would also have been an acceptible answer.

Or how about: Lfundisforlosers.com