Page 1 of 2 12 LastLast
Results 1 to 12 of 21

Thread: Considering Premium Service

  1. #1

    Default Considering Premium Service

    Since I am sitting in the G fund and have been for most of the last two years due to being horrible at timing the market and losing money, I am considering one of the premium services. I have about 8 to 10 years until retirement and I need to start getting better than 2% returns each year. I would like one that basically gives me advise on when to stay in or get out. I tend to jump out at the wrong time only to have the market rise after I get out. Is there any one service better for my situation?


  2.  
  3. #2

    Join Date
    Apr 2005
    Location
    Gainesville, Florida, USA
    Posts
    24,244

    Default Re: Considering Premium Service

    There is no premium service for us buy and hold types - we buy sticky pants. Time in the markets can often times be more rewarding than timing the markets. My friends do let friends buy and hold - it works fine.

  4.  
  5. #3

    Default Re: Considering Premium Service

    Quote Originally Posted by Boomer01 View Post
    Since I am sitting in the G fund and have been for most of the last two years due to being horrible at timing the market and losing money, I am considering one of the premium services. I have about 8 to 10 years until retirement and I need to start getting better than 2% returns each year. I would like one that basically gives me advise on when to stay in or get out. I tend to jump out at the wrong time only to have the market rise after I get out. Is there any one service better for my situation?
    Look at the returns of all of the premium systems on this site and pick one.
    Is today Saturday again?

  6.  
  7. #4

    Join Date
    Jul 2012
    Location
    Honolulu, Hawaii
    Posts
    1,823

    Default Re: Considering Premium Service

    intrepid timer and sentiment survey are probably the most active and have a good track record as far as i know

  8.  
  9. #5

    Join Date
    Aug 2008
    Location
    Pensacola, FL
    Posts
    6,312

    Default Re: Considering Premium Service

    Invest in C, S, I and lose your your password. No premium service needed. Dave Ramsey recommends 80/10/10 or 60/20/20 in C/S/I respectively.
    https://www.daveramsey.com/index.cfm...tItemId=125684

  10.  
  11. #6

    Join Date
    Mar 2009
    Location
    Colorado
    Posts
    1,827

    Default Re: Considering Premium Service

    research them all and choose one, or more than one, that work for you. The services here are among the finest out there IMHO.

  12.  
  13. #7

    Join Date
    Aug 2007
    Posts
    12,621
    Blog Entries
    143

    Default Re: Considering Premium Service

    Quote Originally Posted by jpcavin View Post
    Invest in C, S, I and lose your your password. No premium service needed. Dave Ramsey recommends 80/10/10 or 60/20/20 in C/S/I respectively.
    https://www.daveramsey.com/index.cfm...tItemId=125684
    Good traders trade, bad traders write books and do talk shows. If Mr. Ramsey recommends a buy and hold approach, then why does he also state: "Even though Dave is an experienced investor, he values the advice of his own investing advisor. “I want someone in my corner every day who lives, eats, and breathes this stuff,” he said".

    Yes, You Can Make 12% With Your Mutual Funds - daveramsey.com

    FYI, averaging 12% outside of TSP is nothing.............in my opinion of course.

  14.  
  15. #8

    Default Re: Considering Premium Service

    To be honest, I would be very happy to make 12% per year. After sitting in the G fund, 12% sounds really good.

  16.  
  17. #9

    Join Date
    Aug 2008
    Location
    Pensacola, FL
    Posts
    6,312

    Default Re: Considering Premium Service

    Maybe Dave's comment is coming from his advisor. 12% is better than what you get in the G fund anyway. I simply provided one of many options available without a premium service. When I first started out, I had very little money invested. Needless to say, most of ther earnings were eaten up by the premium service fees. On bad months, I actually paid out more than I took in. I suppose if you have a lot of money invested, the premium service fees won't make much of a dent.


  18.  
  19. #10

    Join Date
    Aug 2007
    Posts
    12,621
    Blog Entries
    143

    Default Re: Considering Premium Service

    Quote Originally Posted by jpcavin View Post
    Maybe Dave's comment is coming from his advisor. 12% is better than what you get in the G fund anyway. I simply provided one of many options available without a premium service. When I first started out, I had very little money invested. Needless to say, most of ther earnings were eaten up by the premium service fees. On bad months, I actually paid out more than I took in. I suppose if you have a lot of money invested, the premium service fees won't make much of a dent.
    Good point. Since Boomer has 8-10 years left, hopefully that's not an issue. Of course, if he's earning 2% every year, maybe it is.

  20.  
  21. #11

    Default Re: Considering Premium Service

    It looks like the premium service is about $200 a year. if I got 12% return, that would be well worth it. Is there more to it than the $200/yr.

  22.  
  23. #12

    Default Re: Considering Premium Service

    I signed up for a Premium Service last month after trying to do it on my own. I knew nothing about the market before 2009 and have religiously followed this site. In 5 years I've done well but I feel I can do better.
    I, unlike you, have 25 years to retirement so my stomach for risk most likely will be stronger than yours. The services I've signed up for have been very good at guiding me. I take that info and implement it in a way that works for me.
    Try it on a monthly basis if you don't want to commit.

  24.  
Page 1 of 2 12 LastLast

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
S&P500 (C Fund) (delayed)
Considering Premium Service
(Stockcharts.com Real-time)
DWCPF (S Fund) (delayed)
Considering Premium Service
(Stockcharts.com Real-time)
EFA (I Fund) (delayed)
Considering Premium Service
(Stockcharts.com Real-time)
BND (F Fund) (delayed)
Considering Premium Service
(Stockcharts.com Real-time)

Yahoo Finance Realtime TSP Fund Tracking Index Quotes