Actually, you don't have to stop the election. It automatically stops contributions once you hit the limit, and then starts back up in January. I was able to hit the limit for a couple of years (2003&2004). They didn't have catch up contributions back then, though. The military knows how old you are but I'm not sure if that info is fed into the pay system. Test it out again and see if it works. There's so few people in the military eligible for catch up, I doubt they modified the system for it.



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