Thread: Cactus' Account Talk

Originally Posted by Cactus

I had wanted to enter December in the market but both C & S still look top heavy right now. I Fund looks like it has room to rise but can't seam to get over the 200 DMA.

I was toying with the F Fund but it looks like it's headed back down. Maybe I'll forget about it and stay in G until I can get a better entry point.

That's a smart move Cactus. Since I've remained in S, F and L2050 since August, I will ride F out a little longer. Figure it can't et worse, but we will see.

Interesting article and comments for those interested in maxing out their TSP contribution in the last year before retirement: http://www.fedsmith.com/2017/01/26/c...70-and-a-half/

I think that if at that point in your career you can max it out in 6 months time and use "savings money" to pay bills, and every day expenses, that's a great idea to get 1 more year of benefits and a boost to your 401K at the last minute. Because in all actuality you can turn right around and start withdrawing the money ASAP so it's basically right in your bank account anyway, and tax-deferred (for a bit longer).

Originally Posted by Cactus

Interesting article and comments for those interested in maxing out their TSP contribution in the last year before retirement: Can I 'Double Up' My TSP Contributions If I Retire During the Year I Turn 70 and a Half? : FedSmith.com

Except there is NO WAY I am working to 70 1/2 !!
But there is another article that is more appropriate for those of us retiring closer to 62.
Should I Put My TSP Into an IRA So I Can Retire When I Want? : FedSmith.com
I may leave some in TSP, but the majority will probably go to my Vanguard IRA.

Originally Posted by uscfanhawaii

Except there is NO WAY I am working to 70 1/2 !!
But there is another article that is more appropriate for those of us retiring closer to 62.
Should I Put My TSP Into an IRA So I Can Retire When I Want? : FedSmith.com
I may leave some in TSP, but the majority will probably go to my Vanguard IRA.

You must be doing better than I am with your retirement investing then. As for me, it looks like I will be working past 62 but I hope not to 70 1/2. It all depends on what happens to our retirement and health care coverage between now and then.

I just received this email purportedly from TSP. Instead of comming from a .gov address it came from: tsp@public.govdelivery.com.

I was wondering if anyone else got it.

TSP News Header


Updated Privacy Policy

Dear Participant:

Thank you for providing this email address to the TSP.

We recently updated our privacy policy. In addition to sending confirmation notices for certain online transactions and communicating with you about your TSP account, we may also provide periodic educational outreach and information.

Below is our updated privacy policy:

"We are asking for your personal contact information, including your phone number and email address for the following reasons:"


* "To send confirmation notices to you about online transactions"
* "To communicate with you in the future about your TSP account"
* "To conduct periodic outreach"
* "To share educational information"

"We use and retain your personal information only for this purpose and only as long as is needed, as authorized by law. We will not share your email address or other personal information you provide to us other than as provided by law.If you do not wish to provide your email address, you may still receive confirmation notices and other communications from us via regular mail."

"FRTIB is authorized to collect and store this information pursuant to 5 U.S.C. 8474. This information is accessed and maintained as defined in the Federal Retirement Thrift Investment Board's System of Records Notice, FRTIB-1, Thrift Savings Plan Records."

In addition to this email list, there are other ways to stay informed about the TSP. You can find us on:

Facebook: fb.com/tsp4gov

Twitter: twitter.com/tsp4gov

YouTube: youtube.com/tsp4gov

TSP.gov: Check out tsp.gov/whatsnew [ https://www.tsp.gov/whatsnew/index.html ] for the latest Plan News announcements. You can also receive an email when there is new or updated information on the website for items of interest to you by visiting tsp.gov/email [ https://www.tsp.gov/PlanParticipatio...ilUpdates.html ].



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Not me.
Sounds a little fishy.

I just got this. I think it's just informational.

Yeah, I can't see anything dangerous in the links, but I also thought it sounded kind of fishy.

This would be the first time they emailed anything unsolicited. Everything else I have them snail-mail to me.

I just received it too.

I got it on my personal and .mil email. Deleted both immediately.