daf307 Account Talk

**daf307** · 08-10-2009, 10:04 PM

My current allocations are:
G-10%
F-10%
C-25%
S-25%
I-30%
I went to these levels in mid April and had a decent return for the 2nd quarter.

**burrocrat** · 08-13-2009, 05:44 AM

Welcome to tsp talk, there is some good information and ideas here. I am new too, but have been reading the market commentary for a while. Get some posts in and check out the tracker.

What where your allocations before then and why did you decide on your current when you did?

**Medic72** · 08-13-2009, 11:53 AM

Welcome to the family!

lots and lots to read here to improve your knowledge base.

good luck and what a wonderful decision you have made coming here.

**nnuut** · 08-13-2009, 12:51 PM

Welcome to the MB daf307.
Best of luck
Norman

**daf307** · 08-20-2009, 08:55 PM

Does my distribution look ok, or should I move my funds around for a bigger gain?

**Birchtree** · 08-20-2009, 09:14 PM

You've got 20% not working in a bull market - are you saving it for a rainy day. If that is not the intention you would do better by building up your C fund. Large caps are ready to outperform the other sectors. At least that is what my adviser says and Mindylou is prescient.

**Steadygain** · 08-20-2009, 09:18 PM

Originally Posted by daf307

Does my distribution look ok, or should I move my funds around for a bigger gain?

You've done outstanding !!

Since you'll held this long you might 'hold on for just a little bit longer now baby' sorry I'm so in to music I can't help it

But seriously you made a great choice and stuck it out - and it paid off. At this point if you move your Funds it's probably more to keep the gains you've managed to obtain.

**nasa1974** · 08-20-2009, 11:41 PM

daf307,

I am guessing being in the Air Force and Wyoming is your location that you are stationed at FEW? I was stationed at FEW 8/71 to 4/74. Welcome to the MB.

**daf307** · 08-21-2009, 02:34 AM

Originally Posted by Birchtree

You've got 20% not working in a bull market - are you saving it for a rainy day. If that is not the intention you would do better by building up your C fund. Large caps are ready to outperform the other sectors. At least that is what my adviser says and Mindylou is prescient.

Are you refering to the 20% I have in G and F? So it would be better for me to move that 20 to the C fund?

**daf307** · 08-21-2009, 02:36 AM

Originally Posted by nasa1974

daf307,

I am guessing being in the Air Force and Wyoming is your location that you are stationed at FEW? I was stationed at FEW 8/71 to 4/74. Welcome to the MB.

Yes I am, I've been here since Jan 06 and have enjoyed it very much. I have lots of good friends here and have been able to the wonders of nature here. Thanks!

**Boghie** · 08-21-2009, 03:36 AM

Originally Posted by daf307

Are you refering to the 20% I have in G and F? So it would be better for me to move that 20 to the C fund?

daf307,

That is what BirchTree was talking about. However, don't forget the 'rainy day' reference. Also, one should take into account the years until your retirement funds must be used and the general trend of the market. Birch is a bull of bulls. And, we are in a bull market - or, maybe an internal bull in an overall bear. Either way, grab what you can when you can.

Personally, I would recommend reading some of Ric Edelman's books ('The Truth About Money', and 'The Lies About Money' among others) and Ray Lucia's books. That 20% laggard in G/F may give you offsetting gains during a downturn. It will soften a blow. However, how many once in a lifetime crashes does one expect in a lifetime???

Nothing but G helped in October, November, and March though...

**nasa1974** · 08-21-2009, 11:50 AM

Originally Posted by daf307

Yes I am, I've been here since Jan 06 and have enjoyed it very much. I have lots of good friends here and have been able to the wonders of nature here. Thanks!

I was a missile systems analyst specialist. I get on the FEW public website once in awhile to keep in touch. What is an AD?