It's a wonderful home ... thank you.
Best advice - when it's an obvious BEAR MARKET think safety and mainly just build up your biweekly contributions. G Fund gets little to no glory - but is the only one guaranteed to never lose.
Don't be afraid to do your own thing - regardless of what everyone else is doing - but consider your RISK FACTOR. I got majorly burned last year - so my RISK FACTOR is basically zero.
Focus on the more meaningful things - the bonds and friendships that will dominate your life the more you interact on this MB - and let that supercede everything else.
The competitive aspect is impossible to avoid early on - but after awhile it becomes more and more trivial.
Try not to let things going on throughout the world 'get to you' because you're totally powerless - so focus instead on the good things - your health, your family and friends, a nice warm home, dependable transportation.... and be grateful for all the wonderful things you have to enjoy.
Strive to be a positive addition - but be openminded and willing to share how you see things - even if it doesn't sound good.
Always be you - and be as real and transparent as possible



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Hello and Welcome to everyone who enters this thread and all advice, taken or given, is gratefully accepted.




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