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Thread: nasa1974's Account Talk

  1. #3961

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    Default Re: nasa1974's Account Talk

    May the force be with us.

  2.  
  3. #3962

    Join Date
    Aug 2014
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    Pennsylvania, USA
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    Default Re: nasa1974's Account Talk

    Quote Originally Posted by nasa1974 View Post
    Happy Thanksgiving!
    Happy thanksgiving back to ya!

  4.  
  5. #3963

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    Default Re: nasa1974's Account Talk

    Yesterday was a good day for those in the "I" fund. Just a small loss for those in the "C & S" funds.

    Everyone have a safe and fun Thanksgiving and weekend. Enjoy family and friends.
    May the force be with us.

  6.  
  7. #3964

    Join Date
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    Boiled Peanut, Georgia, USA
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    Default Re: nasa1974's Account Talk

    A happy one to all!! I'm about to put the Turkey in the oven, gonna smell GREAT I can't wait!
    turkey.jpg



  8.  
  9. #3965

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    Default Re: nasa1974's Account Talk

    Yesterday was an interesting day. It looks like the market reacted to the N. Korea missile launch and then to the tax bill moving forward. Putting on a fresh pair of sticky pants.

    Good luck everyone.
    May the force be with us.

  10.  
  11. #3966

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    Default TSP investing

    From Govexec.com
    TSP Participants Are Leaving Money on the Table, Fund Changes, and More - Pay & Benefits Watch - Pay & Benefits - GovExec.com


    TSP Participants Are Leaving Money on the Table, Fund Changes, and More




    "Officials at the federal government’s 401(k)-style retirement savings plan said Tuesday that some employees are actually investing too much of their paychecks, and as a result they’re leaving money on the table.

    Geoffrey Nieboer, the Thrift Savings Plan’s chief of business intelligence, told members of the Federal Retirement Thrift Investment Board, which governs the TSP, that every year, several thousand federal workers cease contributing to their accounts because they have hit their annual cap on pre-tax investments..."
    May the force be with us.

  12.  
  13. #3967

    Default Re: Mesmerizing NASA Simulation

    Part of that problem of people investing too much into TSP and maxing out before the end of the year is due to the government separating catch-up contributions from regular contributions instead of just increasing the limit for people over 50 as is done with IRAs. If you are a seasonal employee you can't make catch-up contributions while making regular contributions that only max out at the end of the year because you may be furloughed by then and not able to reach the cap. If you don't reach the cap by the end of the year your catch-up contributions are returned to you lump sum. It's a real Rube Goldberg setup trying to maximize your contribution while also maximizing your matching. I wish they would just increase the limit the way IRAs are handled.
    Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2025
    Past Returns:
    2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%

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  15. #3968

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    Default Re: nasa1974's Account Talk

    Nice finish for the month of November. Let's hope that the week can end on a positive note.
    May the force be with us.

  16.  
  17. #3969

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    Default Re: nasa1974's Account Talk

    I have attached the monthly returns for December. There have been some really good years and some bad years. No real pattern.

    Will we see a Santa Rally? I hope so but not real confident.

    Too much happening in Washington to give me a big warm fuzzy, Tax reform, budget ceiling, government shutdown and how far down the road are they going to kick the can this time.

    I think we all need some luck this month.






    December.xlsx
    May the force be with us.


  18.  
  19. #3970

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    Apr 2008
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    Default Re: Net Neutrality

    So with 2018 looming in the background what are your plans for investing in the TSP?

    2017 hasn't been a bad year for the "Buy and Hold" folks (no IFT's).

    The "I" fund is the winner so far at 23.44% but is in the middle as far as increase dollars per share. It started the year at $24.6018 per share and so far it is at $30.369 per share. An increase of $6.7672 per share.

    The "C" fund is sitting at 20.49% but has had the lowest per share increase so far. It started at $30.8727 and ended November at $37.1975. An increase of $6.3248 per share.

    The "S" fund is sitting at 17.67% so far but has had the largest dollar per share increase compared to "C" & "I". The "S" fund started at $40.996 per share and ended November at $48.2398 per share. That's an increase of $7.2438 per share.

    So what are you to do?

    However, if you look at the AutoTracker top 300 there are folks that have not made an IFT for the year and are not 100% "I" or "C". These folks have varied percentages in "GCS&I" in different combinations. Yet their annual percentage is 18.69% to 22.65%. The majority in the top 300 have not made any IFT's for the year and yet aren't much better or worse than those that have made double digit IFT's for the year.

    What does it mean? I don't know? We all have our comfort zone and maybe a little bit of luck. So who is taking the biggest risk? The person that has made 23 IFT's for the year or the one that decides they are comfortable and has let it ride for the year.

    I just thought it was interesting to look at how varied our investing has been for the year.
    May the force be with us.

  20.  
  21. #3971

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    Default Re: nasa1974's Account Talk

    Dang I keep forgetting to change the title line. The last one came up "Net Neutrality" and had nothing to do with it.

    Guess I will have to try and pay more attention to my posts.
    May the force be with us.

  22.  
  23. #3972

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    Default Re: nasa1974's Account Talk

    Unless we get a rally this afternoon I will be giving everything I made in November back today. So much for starting off the month on a positive note. ;swear
    May the force be with us.

  24.  
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