Thread: Squalebear's Account Talk

Mini Cooper's are bad @$$...

Originally Posted by BigJohn

I think we are genetically programed against anything that starts out with "mini".

Well we can't call it a Maxyvan either. Because if you ever slept in your van, it could be called a Maxypad

Originally Posted by JTH

Dude. I own a minivan. I'm not proud of it and I definitly don't drive it to work. The older I get, the less I want to be seen it it. I have dreams of owning a manly jeep and driving down the road with the top off, wind running though my thinning hair... .

ROTFLMAO, Your the best !

Originally Posted by BigJohn

I was on the mini-van brink almost a year ago; had the mini-van dealer given me another $500 for my old SUV I would've caved. The heaven's parted and I now own a monsterous SUV...and I don't mind the low mileage or the cost to fill up. I think we are genetically programed against anything that starts out with "mini".

You see, Size does matter !

Originally Posted by JTH

Well we can't call it a Maxyvan either. Because if you ever slept in your van, it could be called a Maxypad

Dude, your so right ! Its a CUSTOMIZED CONVERSION VAN !
Fur covered Water Bed, Mirrors on the ceiling and Air Brushed
Exterior. Don't forget the Custom Rims and wide tires. After
all, the chics wouldn't go in it, if it didn't look good from the
outside. Wow, de ja vue !

Originally Posted by KevinD

Mini Cooper's are bad @$$...

TONKA-TOYS !

Here we are again, in the "Black" not seen too often area of the O/D
Tracker. Should this continue, I'll need to adjust the Tracker to reflect
"Its Goal Is Met" within the black. We are once again at the threshhold
of a Reversal to the Deficit side. But you know what happend last time.
Thats right, straight up to the Red. Its wait and see again !

YTD O/D FOR ALL TSP FUNDS

(C) Fund vs. the SPX = 0.2220 TSP Cent Overpayment or +1.60%
(S) Fund vs. DWCPF. = 0.3829 TSP Cent Overpayment or +2.21%
(I). Fund vs. the EFA = 0.1412 TSP Cent Overpayment or +0.73%

DAILY (I) FUND VS. EFA O/D TRACKING RESULTS:

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(8/25/08) +0.7622% -0.4063 tsp cents
(8/26/08) -0.4230% -0.3220 tsp cents
(8/27/08) -0.5610% -0.2106 tsp cents
(8/28/08) +0.3609% -0.2877 tsp cents
(8/29/08) +0.2044% -0.3291 tsp cents
WEEKLY +0.3435% +0.0730 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(9/01/08) FEDERAL HOLIDAY
(9/02/08) +0.6546% -0.4584 tsp cents
(9/03/08) -0.8790% -0.2772 tsp cents
(9/04/08) +0.6018% -0.3826 tsp cents
(9/05/08) -0.5642% -0.2717 tsp cents
WEEKLY -0.1868% -0.0574 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(9/08/08) +0.1989% -0.3171 tsp cents
(9/09/08) +0.0157% -0.3098 tsp cents
(9/10/08) -0.1535% -0.2831 tsp cents
(9/11/08) -0.1739% -0.2491 tsp cents
(9/12/08) -0.3907% -0.1778 tsp cents
WEEKLY -0.3685% -0.0939 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(9/15/08) +0.8638% -0.3323 tsp cents
(9/16/08) -0.2278% -0.2873 tsp cents
(9/17/08) +0.8268% -0.4262 tsp cents
(9/18/08) -2.0361% -0.0642 tsp cents
(9/19/08) -0.4960%+0.0283 tsp cents
WEEKLY. -1.4600% -0.1495 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(9/22/08) +2.5382% -0.4628 tsp cents
(9/23/08) -0.8997% -0.2822 tsp cents
(9/24/08) -0.2518% -0.2347 tsp cents
(9/25/08) -0.5076% -0.1412 tsp cents

THE KEY:
------------------------------------------------- WE OWE THEM ----
- .6000 thru -.4000 High Overpayment (Rarely Goes Higher)
- .4000 thru -.3000 Meduim Overpayment, (Flip A Coin)
- .3000 thru -.2000 Low Overpayment (Goal is Met)
- .2000 thru -.1000 (Not Seen Too Often)
- .1000 thru -.0000 (??????????????????)
-------------------------------------------------- THEY OWE US ----
+.0000 thru+.1000 Low Deficit (Goal is Met)
+.1000 thru+.1500 Medium Deficit (Flip A Coin)
+.1500 thru+.2500 High Deficit (Rarely Goes Lower)
+.2500 thru+.3000 Windfall Coming !
---------------------------------------------------------------------

YTD IDX returns: YTD TSP returns: YTD SB current returns:
SPX= -17.65%.....C=...-16.29%....-04.96% (my figures)
DW.= -14.11%.....S=.. -12.26%....
EFA= -23.07%......I=...-22.30%...
AGG= -01.94%.....F=...+01.44%...
...........................G=...+02.81%...

MTD IDX returns: MTD TSP returns: MTD SB current returns:
SPX= -05.25%.....C=...-05.10%....-05.51% (my figures)
DW.= -06.36%.....S=.. -05.69%....
EFA= -04.31%.....I=....-05.19%...
AGG= -01.51%.....F=.. -00.71%...
...........................G=...+00.26%..

Originally Posted by JTH

Dude. I own a minivan. I'm not proud of it and I definitly don't drive it to work. The older I get, the less I want to be seen it it. I have dreams of owning a manly jeep and driving down the road with the top off, wind running though my thinning hair... .

I have a full size conversion van and proud of it. urgh! urgh! urgh!

May the force be with us.

2009 FEHB Premium Rates
September 25, 2008

According to the Office of Personnel Management (OPM), enrollees with self-only coverage will pay, on average, $4.83 more each pay period (about $125 per year) next year.

Family coverage will cost an average $11.12 more per pay period. FEHB enrollees pay - on average - 30 percent of the total cost of a plan's premium, while the government pays 70 percent. Premiums, including the government share and the enrollee share, will increase an average 7.0 percent next year. Overall, the average enrollee share of the premium will increase 7.9 percent. Twenty percent of FEHB enrollees would see their share of premiums rise by less than 5.0 percent, based on 2008 enrollment data, states OPM. OPM also notes that enrollees in the Blue Cross Blue Shield Standard Option, the most popular FEHB plan choice, would see their share of the premium increase 12.9 percent for self-only coverage and 13.4 percent for self and family coverage.

"I appreciate the tough environment in which the FEHB Program currently operates," said Nancy Kichak, OPM's Associate Director for Strategic Human Resources Policy. "While we worked very hard to contain premium costs -- and we were more successful with some health plans than with others -- federal employees and retirees can take comfort in knowing they are enrolled in a solid program that provides outstanding benefits and customer service." Enrollees in Coventry Healthcare of Kansas (standard option, self and family plan) will see their premium share drop by 49.5 percent; others will see increases up to 173 percent.

"One hallmark of the FEHB Program is 'choice', meaning employees and retirees can use the Open Season to shop among plans and, perhaps, move to one that better meets their medical and financial needs," said Kay Ely, OPM's Associate Director for Human Resources Products and Services.
OPM conducts an annual Open Season to give federal employees and retirees the opportunity to select a new health plan; during the Open Season, current federal employees who are not enrolled may elect FEHB coverage. The Open Season also gives employees and retirees the chance to select supplemental dental and/or vision coverage. The 2009 Federal Benefits Open Season begins on Monday, November 10, 2008, and runs through Monday, December 8, 2008.

The Open Season also gives employees the opportunity to elect coverage under a tax-deferred Flexible Spending Account (FSA) for health care and/or dependent care, or to adjust an existing FSA. Current FSA enrollees must re-enroll for coverage in 2009 during the Open Season. In 2007, nearly 246,000 individuals had a Flexible Spending Account. By law, retirees are not eligible for FSA benefits.

The Open Season also can be used by employees and retirees to enroll in supplemental dental and/or vision insurance coverage. In 2008 -- in its second year of availability -- the Federal Employees Dental and Vision Insurance Program (FEDVIP) had more than 1 million enrollments.
In early November, OPM will provide more information that will help enrollees to compare the costs and benefits of different plans, plus details on the dental and visions plans.

http://www.myfederalretirement.com/public/280.cfm

SB,

Thanks for the "Public Service Announcement".

Wish I was sitting on the lilly pad right now, but I got to play the hand I dealt myself at the beginning of the month.

May the force be with us.