Thread: Stoplight's Account Talk

Originally Posted by nasa1974

Stoplight, congrats on 700 plus posts.

Thanks, Nasa ! It was our mutual retirement threads that go me really going !

Stoplight...

Posted this in my "Retirement" thread, but an interesting "Reader's Digest" read on the pros and cons of rolling your TSP over into an IRA brokerage account, as I've done !

"Just as an aside...there have also been a lot of discussions on the Forum about the pros and cons of just leaving your TSP balance with TSP...there happened to be an article in USA Today this weekend, that talked about this issue...link here :

Retirees and 401(k)s: Big money, big decisions

I moved my balance, for all the reasons they cite !!! "Different strokes for different folks", though..."


Stoplight...

Stoplight, Ravensfan and Bazinga(t); condolences on the furry friends. Been there and they surely do become part of your family.

Stop, congrats on the 700 posts and thanks for sharing all the retirement info.

PO

Good read. Thanks Stoplight

Hey Stoplight congratulations on the 700 posts. That's awesome!

Hope that Orioles flag is flying high! Fans up here in good ol Balmer are all in a frenzy! O's are nine games up on the Stankee's! Woohoo!!!

Originally Posted by Stoplight

UPDATE :

So, my previous strategy holding 20% cash in the sweep FDIC-insured Money Market fund paid me ~$1/month interest...no, that's not a typo ! Specifically, I made $7.73 YTD (through end of July).

I bought into the 2 Funds on 15 Jul. So how did the "new" strategy work ?

Stoplight...

UPDATE for the end of August :

USGNX posted a dividend of $43.65 for the month
PRULX posted a dividend of $119.70 for the month


Dang...was I really that stupid to let my cash sit there like I did ???? I'm embarrassed...


Stoplight...

Don't beat yourself up too bad Stop. I still have two old IRAs that are earning next to nothing I keep forgetting about. One is a CD that rolls over Tuesday. Thanks for prodding my old memory.

PO

Originally Posted by PessOptimist

Don't beat yourself up too bad Stop. I still have two old IRAs that are earning next to nothing I keep forgetting about. One is a CD that rolls over Tuesday. Thanks for prodding my old memory.

PO

PO,

That reminds me, too !!! ...the Wife still has a tiny 403(b) account from before she met me !!! We're talking 1980's here ! We once tried to get the paperwork to roll it over to her retirement IRA, but those Companies DO NOT want to turn over that money...they make it difficult !!! I'm motivated to try again

UPDATE for the end of Sept :

USGNX posted a dividend of $64.40 for the month
PRULX posted a dividend of $106.29 for the month

So I'll quit posting my updates on my "new" strategy of parking my cash in 2 long term bond funds. I've made my point to myself, and hopefully others !

Yes, it may be riskier than a money market sweep fund, but I'll accept that risk...considering 1 month of dividends (they both post monthly) is about 10 years of returns on the MM sweep fund !

Good investing to all of you !!!


Stoplight...

Sooo...my Wife is a peach !

I've been grumbling and moaning how our investments are losing money, and how my trading, and "buy-and-hold" portfolio, are sinking the last 2 months...she keeps saying : "It'll come back !" and "It's not a loss until you sell it !" I guess she listened to me in the past !

So today, she goes out to lunch with a British Friend of hers, and comes back with a poster :

Keep Calm.jpg




So here's the Wikipedia explanation of the poster's origin :

Keep Calm and Carry On - Wikipedia, the free encyclopedia


Gotta love that Woman !!!


Stoplight...

Yep when they're right they're right!

So I go away for a long weekend, and came back to find all my investments have continued to go bonkers !!!

Once I got back, I collected a few dividends, got caught in a stock split I didn't see coming, sold some stuff, bought some stuff, and whined about the general state of affairs for my "buy-and-hold" stocks...

OTOH...I took 2 high school age relatives to "The Swamp" in Gainesville to see their first UF Gator game (although we were humiliated by Missouri )...those Boys had a BLAST anyway ! Spent some time with my Big Brother and his Wife, in Jacksonville... We ALSO got to see our Grand-Niece, who came down from KY to pet/house sit for us while we were gone...

Ya know ? Retirement is wonderful, and there is stuff that's WAY MORE IMPORTANT than how much money I made or lost today...I learned an important lesson...

I hope all y'all keep things in perspective, too...



Stoplight...