Thread: FundSurfer account talk

Originally Posted by Afishegg

However... I enjoy this site and the info i recieve here because it...is...FREE..

When I see people start to privatize/commercialize/MONITIZE it (in other words, they get $$$ signs in their eyes) I get a little worked up. We live in a world that has become UBER greedy! and I HATE THAT! HOA's,parking fees,insurance fees,fine print traps,taxes for this and for that....EVERYONE wants a "piece" and I guess when I see these "pay for services" on this site by some it kinda struck a nerve with me, I understand these folks provide a service but it goes against what I thought this site was all about..."free advice"....Please understand I am not bitter and I am sorry for and if I offended anyone.. peace and please keep up the good work guys,... thanx
Peace -fish-

I appreciate the explanation. You had us worried.

We went through this x 10 back in 2007 with Ebb and Fred, and we have actually had premium services going back to 2005.

In 2007 we had the folks who were outraged that Ebb and Fred, and TSP Talk, would have the nerve to charge for a service that "should be free", as if it is one of our rights. Kind of like healthcare, I guess.

I'm not sure how much work you do each week for no pay, but some folks, like myself and Intrepid_Timer, do this for a living and it's hard to feed my family without a few bucks coming in.

But if you are interesting in providing a free service for TSP Talk, commentary, news, info, etc., I would gladly publish it.

Over the years we have had thousands of folks subscribe to a premium service. Many try a service and quit at the first sign of adversity, but the ones who have been with us, subscribing for years, are the ones that just don't understand the market, finance, etc., and have no real interest in learning. They trust that the services they follow will help them and believe they are better off than if they tried to wing it using their own ignorance, so to each their own.

Most of us here on the message board enjoy the challenge the market provides, but as I said, most people hate this stuff and don't want to devote the time needed. But when a service come along with a system / service that sems to give us an edge, people are curious and want in.

Just my 2 cents. And you have the right to your opinion, and there a lot of folks who feel the same way you do. It's cool. We have 1000's of people reading this site every day, and 100's who pay for more. Can't we all just get along.

Oh yeah we CAN get along ... I know alot read the messages on here but do not comment. I know I am one of the relatively few who actually have the cojones to speak my mind on here, My attitude is I don't care, I aint skeered, I'm an east Texas redneck and I'll speak up...sometimes though it can get me in trouble.......BUT...I mean no harm.......
thanx, fer understandin.......signed....a fellow gub-mint employee.

Originally Posted by Afishegg

...I guess when I see these "pay for services" on this site by some it kinda struck a nerve with me, I understand these folks provide a service but it goes against what I thought this site was all about..."free advice"....Please understand I am not bitter ....

(highlighting is mine..g)

-Hmmm - where, exactly, did you get the impression that you are getting advice, free or otherwise?? In truth, what you are getting is NOT advice - it is simply folks sharing what they know, what their charts & systems are telling them, and what they expect to do about it. And that is free. You make your own decisions. (I find it interesting that this whole conversation began when you jumped in to tell FundSurfer what he should do with his, yet you say you are here for Free Advice!) If your chosen funds take a fall & your account lessens, it is because of your free will to choose where & how much.

Bitter? what on earth is there to be bitter about on a 'talk site? ...that had to come from someplace in your spirit that must be barely hidden...
What is it to you what some of the rest of us do? Is that what drove you to rashly condemn something you were not a part of? You say you are getting your information for Free; why does it bother you that I might pay a fellow for swimming or trading or sky-diving lessons?

Originally Posted by Afishegg

Oh yeah we CAN get along ... I know alot read the messages on here but do not comment.

That is true, watch the bottom of the front page; besides noting how many members are signed in, it will also note how many readers are not signed in... Who knows how many of those are members of the board, and how many are not... I would imagine alot of members don't sign in just to read, as they are pushed for time.

I know I am one of the relatively few who actually have the cojones to speak my mind on here,...

-this comment probably has the least amount of truth in it than anything so far... You are not very `read up' if you think there aren't any `face-offs' here. And, actually, cojones aren't of any value in this particular thread. Commenting intelligently requires thinking in a more traditional area.

My attitude is I don't care, I aint skeered, I'm an east Texas redneck and I'll speak up....

-ahh, truth - you don't care. That does come across as arrogance, you know. And adding that you `mean no harm,' doesn't cover that up.
To excuse bad behavior by the part of the U.S. you live in is inexcusable - especially when you consider how many of the Board are either from East Texas, or have family there. And to use your beer drinking as rationale, just means you don't feel you can be held accountable, and that `speaking up' is therefore a freebie regardless of the harm.

Tom, the Administrator, gave you the benefit of the doubts some had; and described to you the history of the Premium Services - that HAVE been here for years, & were in place BEFORE you joined us.
Your reply Could have simply been a `thank you for that unknown information.'

Originally Posted by grandma

(highlighting is mine..g)

-Hmmm - where, exactly, did you get the impression that you are getting advice, free or otherwise?? In truth, what you are getting is NOT advice - it is simply folks sharing what they know, what their charts & systems are telling them, and what they expect to do about it. And that is free. You make your own decisions. (I find it interesting that this whole conversation began when you jumped in to tell FundSurfer what he should do with his, yet you say you are here for Free Advice!) If your chosen funds take a fall & your account lessens, it is because of your free will to choose where & how much.

Bitter? what on earth is there to be bitter about on a 'talk site? ...that had to come from someplace in your spirit that must be barely hidden...
What is it to you what some of the rest of us do? Is that what drove you to rashly condemn something you were not a part of? You say you are getting your information for Free; why does it bother you that I might pay a fellow for swimming or trading or sky-diving lessons?


That is true, watch the bottom of the front page; besides noting how many members are signed in, it will also note how many readers are not signed in... Who knows how many of those are members of the board, and how many are not... I would imagine alot of members don't sign in just to read, as they are pushed for time.

-this comment probably has the least amount of truth in it than anything so far... You are not very `read up' if you think there aren't any `face-offs' here. And, actually, cojones aren't of any value in this particular thread. Commenting intelligently requires thinking in a more traditional area.

-ahh, truth - you don't care. That does come across as arrogance, you know. And adding that you `mean no harm,' doesn't cover that up.
To excuse bad behavior by the part of the U.S. you live in is inexcusable - especially when you consider how many of the Board are either from East Texas, or have family there. And to use your beer drinking as rationale, just means you don't feel you can be held accountable, and that `speaking up' is therefore a freebie regardless of the harm.

Tom, the Administrator, gave you the benefit of the doubts some had; and described to you the history of the Premium Services - that HAVE been here for years, & were in place BEFORE you joined us.
Your reply Could have simply been a `thank you for that unknown information.'

Good and Truthful Information Grandma. I concur with your Statements and admire your willingness to share.

The majority of the members at tsptalk.com are considerate of each others feelings. And this means they care, share, and are helpful.

Anyone with a less Attitude doesn't fit in with the Chemistry here.

Paying for a service really may not just be that you don't understand the market or how to trade. If you get a service you trust with proven gains it's worth $20.00 a month. Look at what it does for you. It saves you one to two hours a day of watching the morning market to see if you should IFT today. It saves you from having to watch post market reports daily. You can buy and hold until you get a message or text to change your allocation. Let the service do the work and enjoy retirement. Check your email once a day for about 3 minutes and you're on your way. $20.00 was for me less than an hours work when I was working. Time is a very valuable asset when your retired and a service frees you time for fun.
My two cents.

Originally Posted by Afishegg

Hey just pick a fund a leave it! Last year the S fund returned %29 (sure beats PAYING someone who might or might not know what the hell they are doing based on some kinda amature system they follow), bah bah bah I gaurantee you this year will be the same, just stick it in and leave it and you will fare better than those who jump in and out and STILL end up on the bottom...SUNK! bah bah bah bah bah.......Oh by the way I'm starting a pay for system to dole out so-so information, just give me all your money and I'll e-mail you some so-so information to trade on..hehehehehe
(kidding)

How about 2008 when S fund lost (38.32%) you just took a good time frame. Look at FS join date. He may have been one of the famous 3000 that was making more than 40% a year with IFTing once a day and got bored with the two IFT system. He may have been watching EBBFLOW (I thihk that was his name) when he developed the EBBCHART. Which had high gains with the daily IFTs. Yes I did some lurking back then. I wish I had the time to do it back then but work kept me out of town too much and working late hours. I was rewarded well by watching these guys.

Originally Posted by grandma

(highlighting is mine..g)

-Hmmm - where, exactly, did you get the impression that you are getting advice, free or otherwise?? In truth, what you are getting is NOT advice - it is simply folks sharing what they know, what their charts & systems are telling them, and what they expect to do about it. And that is free. You make your own decisions. (I find it interesting that this whole conversation began when you jumped in to tell FundSurfer what he should do with his, yet you say you are here for Free Advice!) If your chosen funds take a fall & your account lessens, it is because of your free will to choose where & how much.

Bitter? what on earth is there to be bitter about on a 'talk site? ...that had to come from someplace in your spirit that must be barely hidden...
What is it to you what some of the rest of us do? Is that what drove you to rashly condemn something you were not a part of? You say you are getting your information for Free; why does it bother you that I might pay a fellow for swimming or trading or sky-diving lessons?


That is true, watch the bottom of the front page; besides noting how many members are signed in, it will also note how many readers are not signed in... Who knows how many of those are members of the board, and how many are not... I would imagine alot of members don't sign in just to read, as they are pushed for time.

-this comment probably has the least amount of truth in it than anything so far... You are not very `read up' if you think there aren't any `face-offs' here. And, actually, cojones aren't of any value in this particular thread. Commenting intelligently requires thinking in a more traditional area.

-ahh, truth - you don't care. That does come across as arrogance, you know. And adding that you `mean no harm,' doesn't cover that up.
To excuse bad behavior by the part of the U.S. you live in is inexcusable - especially when you consider how many of the Board are either from East Texas, or have family there. And to use your beer drinking as rationale, just means you don't feel you can be held accountable, and that `speaking up' is therefore a freebie regardless of the harm.

Tom, the Administrator, gave you the benefit of the doubts some had; and described to you the history of the Premium Services - that HAVE been here for years, & were in place BEFORE you joined us.
Your reply Could have simply been a `thank you for that unknown information.'

Hey lady, 1st off I already said my comment was NOT directed at ANYONE,.... can you read? 2nd, I think I out right apologized to anyone that was offended! sheesh.

Now this is the last time I will address this issue..... buggin out.....

OK folks this is Fundsurfer's Account Talk it's best to take this discussion elsewhere, PLEASE.

Originally Posted by Bquat

Paying for a service really may not just be that you don't understand the market or how to trade. If you get a service you trust with proven gains it's worth $20.00 a month. Look at what it does for you. It saves you one to two hours a day of watching the morning market to see if you should IFT today. It saves you from having to watch post market reports daily. You can buy and hold until you get a message or text to change your allocation. Let the service do the work and enjoy retirement. Check your email once a day for about 3 minutes and you're on your way. $20.00 was for me less than an hours work when I was working. Time is a very valuable asset when your retired and a service frees you time for fun.

Could not have said it better myself. Life changes have given me other priorities in terms of my time. I have been my own advisor for a long time and done well. My time has become more precious over the last few years. I was not even doing a good job keeping my auto-tracker account updated. I realized that if I wanted to continue to be aggressive with my account that I would benefit from paying someone else to do my homework for me.

In terms of a service, I tracked multiple pay services for several years. I found a service that matched my aggressive style and had a good track record. In terms of the cost, I am paying less than 0.1% for the service. I am very happy with my result so far.

In terms of Buy and Hold versus Active account management, that has been discussed multiple times and the two camps are well established. My personal view is that the market has evolved to a point where large hedge funds and other institutional investors manipulate the market in such a way that they harvest gains from the market at the expense of the buy and hold crowd. My goal is to minimize that affect on my account. So far, I've been successful. I accept higher risk than most investors. Each investor has to make that decision independantly.

Thanks and I do appolize for ranting on your thread.