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Thread: Boghies Account Talk

  1. #637

    Join Date
    Mar 2006
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    Raleigh, NC
    Posts
    3,416

    Default Some Advice Folks...

    Never be on the wrong side of Mark Styn's pen...

    Hallelujah! In the old racist America, we had quadroons and octoroons. But in the new post-racial America, we have — hang on, let me get out my calculator — duoettrigintaroons!

    So, what is the pattern of this 4th Turning...
    Well, the old Culture War patterns are breaking down - excepting one!
    That would be government spending. And the righteousness of that government spending. Even CongressCritters that brag about bring the bacon home are getting challenged. That part of the 4th Turning conflict is progressing rapidly.
    Lookin' up at the 'G Fund'!!!

  2.  
  3. #638

    Join Date
    Mar 2006
    Location
    Raleigh, NC
    Posts
    3,416

    Lightbulb Market Looks Good...

    Folks,

    We may be in a true Boom Market rather than a humdrum...
    Our funds (to include the 'I Fund') are looking good on a day they should be aweful.

    I'm going to have to await Amoeba's review. Maybe the Fed or the Treasury or some Doomers are booming the market!!!
    Lookin' up at the 'G Fund'!!!

  4.  
  5. #639

    Join Date
    Mar 2006
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    Raleigh, NC
    Posts
    3,416

    Default Fade To Black...

    Lookin' up at the 'G Fund'!!!


  6.  
  7. #640

    Join Date
    Mar 2006
    Location
    Raleigh, NC
    Posts
    3,416

    Default Re: Fade To Black...

    How long will it take for Kalefornea to recover?

    Or, are we just a big Detroit?

    Actually, Detroit is kinda rebounding. Kalefornea, not so much...
    Lookin' up at the 'G Fund'!!!

  8.  
  9. #641

    Join Date
    Mar 2006
    Location
    Raleigh, NC
    Posts
    3,416

    Default State paid $22K each for Internet routers

    The sales agents recommended a smaller router -- with a list price of $487.

    Here is the ONLY reason for buying and installing a router capable of supporting thousands of connections for a site of four client machines...

    Because requesting, justifying, ordering, and buying equipment via baroque government purchasing processes is so inefficient that it subsumes the cost savings of right-sizing the purchase.

    For example, if it takes two years to properly size, request, justify, order, and install the gear it might be more efficient to initiate the process quickly and simplify the purchase. Oops, it took these goobers two years to buy and install the wrong gear.

    Question. My justification demonstrates something as well, what could it be?

    Yowser...
    Lookin' up at the 'G Fund'!!!

  10.  
  11. #642

    Join Date
    Jun 2004
    Location
    Boiled Peanut, Georgia, USA
    Posts
    76,391

    Default Re: State paid $22K each for Internet routers

    I think around 30% of our tax money is wasted in this same manner, those of us (all) that work or worked for the Government see it every day.
    The WASTE just has to STOP!
    stop.gif



  12.  
  13. #643

    Default Re: Yup, Amoeba - I'm taking some risk off the table for Summer

    Quote Originally Posted by Birchtree View Post
    I won't say a word.
    That is five words.

  14.  
  15. #644

    Join Date
    Mar 2006
    Location
    Raleigh, NC
    Posts
    3,416

    Default Re: Yup, Amoeba - I'm taking some risk off the table for Summer

    Hey folks,

    I think my two brain synapses zapped together with a reasonable explanation for escalating college tuition.
    It is rather simple. It follows the theory of Occam s Razor.

    How about this...

    • Early on only families of 'means' could send their children to college. It was sortof a rite of passage. Everybody gets into 'Skull and Bones' and things. Meet the future grandees of our country. Thus, university grades could reflect reality. Somebody could graduate with a 'C+' average and still have the connections for future employment. Additionally, High School teachers could properly grade their students since grades were not critically important for college admission.
    • Then, there was a big push for opportunities for the general public to attend college. In my case, the University of California and State Universities were developed. And, the State of California basically funded the tuition. I think that was prevalent elsewhere as well. So, the pricing of an education ceased being the coin of the realm. Merit measured by High School grades took the place of pricing. Now, High School teachers had pressure to increase grades - it being considered a good thing that people went to college.
    • Finally, we are at the point that High School grades mean nothing. The average GPA for admission to UCSD in 2011 was 4.09. Now, what actionable information does a High School GPA provide? Not much.


    Thus, price point is becoming the determinant factor again.

    Good, Bad, Indifferent...
    Lookin' up at the 'G Fund'!!!

  16.  
  17. #645

    Default Re: Boghies Account Talk

    ...
    Quote Originally Posted by Boghie View Post
    Hey Folks,

    Guessed wrongish on the market on 2011/09/23.
    Moved 40% into the 'F Fund' and got out of the horrible 'G Fund'.

    But, it is a nice feeling to be only part wrong. Kept 60% in the C/S. Yummy.

    Including the dump spotted in the remains of September I am about even (ie. about -0.39%).

    My crystal ball is as cloudy as ever, but at least I didn't put my full faith in it. 100% in the 'G Fund' would have resulted in a gain of $5. Guaranteed

    Should I be safe and make $5 a month - or take some risk?

    Oh, heart be still. I can't handle it
    Official Retirement Date: 06-31-2014!

  18.  
  19. #646

    Default Re: Yup, Amoeba - I'm taking some risk off the table for Summer

    And now, the cost of tuition mirrors what the student is able to borrow. The more loan money is available, the higher tuition will be. The higher tuition goes, the more loan money will be available. A very cozy relationship between schools and lenders. The primary lender now being the Federal Gov't, but also the private lenders who loan beyond even what the student and parents qualify for.

    Quote Originally Posted by Boghie View Post
    Hey folks,

    I think my two brain synapses zapped together with a reasonable explanation for escalating college tuition.
    It is rather simple. It follows the theory of Occam s Razor.

    How about this...

    • Early on only families of 'means' could send their children to college. It was sortof a rite of passage. Everybody gets into 'Skull and Bones' and things. Meet the future grandees of our country. Thus, university grades could reflect reality. Somebody could graduate with a 'C+' average and still have the connections for future employment. Additionally, High School teachers could properly grade their students since grades were not critically important for college admission.
    • Then, there was a big push for opportunities for the general public to attend college. In my case, the University of California and State Universities were developed. And, the State of California basically funded the tuition. I think that was prevalent elsewhere as well. So, the pricing of an education ceased being the coin of the realm. Merit measured by High School grades took the place of pricing. Now, High School teachers had pressure to increase grades - it being considered a good thing that people went to college.
    • Finally, we are at the point that High School grades mean nothing. The average GPA for admission to UCSD in 2011 was 4.09. Now, what actionable information does a High School GPA provide? Not much.


    Thus, price point is becoming the determinant factor again.

    Good, Bad, Indifferent...
    Official Retirement Date: 06-31-2014!

  20.  
  21. #647

    Join Date
    Mar 2006
    Location
    Raleigh, NC
    Posts
    3,416

    Cool I See an End...

    Re(1): "Bubble on the Potomac", Andrew Ferguson

    No End in Sight...

    Ah, be we Kaleforneans and Indiana'ans know the end.

    We know the end...

    The end...


    P.S. As proof that my state is in The End, I point to this point. I cannot hear the music video I posted above because I now use a timer to turn off unnecessary electrical appliances - to include the 2W/hr speakers on my computer. It all adds up in Kalefornea where we are starting to live as if we were in Norte California. Question: Would the rest of you sell us to Mexico to get out of national debt? Just asking...
    Lookin' up at the 'G Fund'!!!

  22.  
  23. #648

    Join Date
    Mar 2006
    Location
    Raleigh, NC
    Posts
    3,416

    Smile IFT - Last of the pre-summer IFTs to safety...

    My goal starting in March was to reduce risk for summer...

    To that end, this should be my last IFT before moving back into equities in October or November. This is close to my conservative allocation:

    G: 30% - Nice amount of cash to play a bounce.
    F: 30% - Hasn't failed yet, give it time. But failure will probably be slow
    C: 30% - The most stable of the equities funds, but gives some pop
    S: 10% - My pop holding
    I: 0% - Tired of watching the EuroTrash make our Congress/Administration look like superstar economists!!!

    It is nice to make the move when still 6%+ YTOD and on a potentially bump day...
    Lookin' up at the 'G Fund'!!!


  24.  
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