Thread: Boghies Account Talk

It is a tough crowd. I see you are up over 27% for the year and that only gets you to #28 on the list for the year. Amazing.

I see love-to-bike is beating the C-fund by almost 9% since Oct 1 (3rd qtr), the I-fund by over 9%, and the S-fund by 12.5%. That's some fancy footwork.

Originally Posted by Boghie

It isn't everyday when one gains 1.75% and loses market share

Only on TSPTalk

You guys are a tough crowd. And, now I hear BirchTree racing his engine and honking his horn. I’m thinking he’s from Boston or New York or some hell hole turd world country. So rude

Love and Kisses everybody :toung:

Back at you, big guy

This year doing good...

Last year didn't completely collapse...

Still minus after all these years I just entered all my transactions to the returns spreadsheet since the high on October 9, 2007. I have a marvelous two year return of -4.26%.

Looking at the patterns:

• I seem to be pretty good at limiting my losses.
• Not so good at maximizing the gains.

I almost never beat the return of the 'C Fund' during an up trend

After all the 'sturm an drang' of the past two years I have beat a 20% holding in G/F/C/S/I by 7%. Seven percent over two years. Was it worth the effort?

Investing purely in the 'G Fund' would have resulted in a 7.53% gain.
Investing purely in the 'F Fund' would have resulted in a 15.56% gain.

Lately, I have tried to take a more moderate tone on trading. Tried to slow down. It may not seem like it, but look at the allocation changes from mid May through October. It seems to have helped.

We have already survived the 'once in a lifetime crash' - haven't we...

This is my FIRST try at Haiku...

Kalefornea is great
Was it 1998
Partied like 1999; in 2009
by Kalefornea is Broke

Calculated Risk's 'Soylent Green is People' - my Haiku god - must be writing and editing the finest three lines ever to be published. Certainly, the fall of Kalefornea will bring out his/her best...

My recommendation to those that don't live in the Fools Gold State:

When we come to you, palms up.

Make a simple and direct statement.

Drop Dead Kalefornea

TAXAFORNIA

Originally Posted by nnuut

TAXAFORNIA

NNuut,

Come to Kalefornea

It's not just taxes bro. We've got:

• Crappy schools that consume more than 40% of our budget and teach in every language under the sun and moon and have an administrative staff from hell.
• Highway infrastructure built in the 60s and 70s - but with modern bus lanes and empty rail lines waiting for your subsidized riding pleasure.
• Beautiful Delta Smelts (little sardine fishes) that require us to vacation in Mexico to bathe and import our food from the Okies.
• A medical system built around the Tower of Babble and supporting citizens from a myriad of countries
• A shrinking tax base as the Evil Rich move the eight miles to the Nevada side of Lake Tahoe
• An income tax bracket scheme that puts middle class families in the next to top bracket
• And, a safety net so plush everybody jumps aboard and grabs a juicy piece.

There are so many goodies I cannot list them in order of yumminess.

Originally Posted by Boghie

I just entered all my transactions to the returns spreadsheet

Are you using the one by Scout in the Utilities section of this site? I've been meaning to try that one day.

My PIP on the TSP website finally turned positive this month, but i think it's wrong somewhere, i'm not sure i've been doing that good.

For no real reason other than we have had a few flat to down days...

And, I will be on vacation starting Wednesday...

Figure I have to add a bit of risk for a bit of return till the day I go Granny Lilly Pad on you all. This is my final IFT for the month - both forward moves. I have an infinite number of bailouts to G. Why sit around. Plus, the market looks like it has reached a stabalizing point.

G: 10%
F: 10%
C: 50%
S: 15%
I: 15%

:toung:

Originally Posted by Boghie

NNuut,

Come to Kalefornea

It's not just taxes bro. We've got:

• Crappy schools that consume more than 40% of our budget and teach in every language under the sun and moon and have an administrative staff from hell.
• Highway infrastructure built in the 60s and 70s - but with modern bus lanes and empty rail lines waiting for your subsidized riding pleasure.
• Beautiful Delta Smelts (little sardine fishes) that require us to vacation in Mexico to bathe and import our food from the Okies.
• A medical system built around the Tower of Babble and supporting citizens from a myriad of countries
• A shrinking tax base as the Evil Rich move the eight miles to the Nevada side of Lake Tahoe
• An income tax bracket scheme that puts middle class families in the next to top bracket
• And, a safety net so plush everybody jumps aboard and grabs a juicy piece.

There are so many goodies I cannot list them in order of yumminess.

How about a quickly growing population and rapidly shrinking water supply

That'll put a nice taste in yer mouth.

I don't see anything real negative coming.

However, I don't want to be thinking of losing a year's retirement income while munching on Lieutenant Dan's San Felipe shrimp. Last year shocked me. This year was juicy. But, unlike diamonds, market gains ain't forever...

G: 45%
F: 10%
C: 20%
S: 15%
I: 10%

Anyway, this is a defensive move to avoid large losses while eating the bounty of the Gulf of California. Who wants to be sitting around with the potential of 5%+ declines/day matched with the potential of 1%+ gains/day.

My Quicken thingy tells me I am reducing expected annual return from 8% to 5% while reducing risk from 11% to 6%. Risk is some form of standard deviation and is thus a variance. Thus, the 11% (or 6%) could also be a market gain. Therefore, I am using the casino's money right now anyway.

There are only two/three light trading days anyway in the American market anyway.

Before the great shrimp fest I searched for a way to reduce risk in my TSP account.

This was the result:

Originally Posted by Boghie

I don't see anything real negative coming.

However, I don't want to be thinking of losing a year's retirement income while munching on Lieutenant Dan's San Felipe shrimp. Last year shocked me. This year was juicy. But, unlike diamonds, market gains ain't forever...

G: 45%
F: 10%
C: 20%
S: 15%
I: 10%

Anyway, this is a defensive move to avoid large losses while eating the bounty of the Gulf of California. Who wants to be sitting around with the potential of 5%+ declines/day matched with the potential of 1%+ gains/day.

My Quicken thingy tells me I am reducing expected annual return from 8% to 5% while reducing risk from 11% to 6%. Risk is some form of standard deviation and is thus a variance. Thus, the 11% (or 6%) could also be a market gain. Therefore, I am using the casino's money right now anyway.

There are only two/three light trading days anyway in the American market anyway.

I have just found another!!!

Lose money in your equities funds

My Quicken thingy tells me I now have a risk of 5% rather than 6%!!! I've never been happier in my life - not