Thread: NSurf9 Account Talk

Originally Posted by nsurf9

Don't look for any IFT from me for a while. I'm now in "I" 110% because I'm apparently permanently relegated to IFTs (4 trades in Jan/Feb) by mail. Luckily, I believe the markets are in for a little upswing, unless more cracks in the whole Wallstreet machine manifest.

Bro, I'm in the same boat ! I believe they stated in their letter, that we
will be on snail mail status "until (at minimum) May". That's their estimated
time they plan on implimenting the automated 3 Limit software. Then, we
will be able to do Electronic Transfers as before. Of coarse, only with the
3 Limit Restriction being in place.

Originally Posted by squalebear

Bro, I'm in the same boat ! I believe they stated in their letter, that we
will be on snail mail status "until (at minimum) May". That's their estimated
time they plan on implimenting the automated 3 Limit software. Then, we
will be able to do Electronic Transfers as before. Of coarse, only with the
3 Limit Restriction being in place.

Strikes me as silly to restrict your access for a single month... why not hold off until the software is installed to limit everyone's access?

Are they bluffing everyone perhaps?

Originally Posted by Asylum

Strikes me as silly to restrict your access for a single month... why not hold off until the software is installed to limit everyone's access?

Are they bluffing everyone perhaps?

After getting an e-mail from Emswiler, IMO, they are going to restrict me
until the software can control my horid behavior. That $3.55 cost per year
is enough to take away everyones rights! I don't think there bluffing. From
your mouth to God's ear, I can only hope they are !

By The Way, Didn't Dr. Emswiler get shot in the X-Files.

Does anyone have an estimate on how much an IFT cost is per fund, per dollar or share? What's the source?

Staying 100% G.

Lots of potential risk and reward this week - but markets are already up at 12pm, 3/31/08. Although the day is not over, I will look to send in a transfer next week (by US Mail) and await its "processing as received" - if, this week shows an upward trend.

Hopefully, an injunction will stay the new 2 per month IFT limit or someone will exercise some good (even a little) common sense.

As a matter of note, the reason I got in to moving TSP funds was that I noticed every summer, my TSP fund would take a beating. I didn't know why. So, I stacked all of the returns for Jan, Feb ... Dec on a spreadsheet, graphed it, and then started slicing and dicing the data.

From this, I found that "if, I just put everything in G from May to October, I would have been 67% better off. I had never heard of the "Sell in May and go away, come back in September (or October)" lymric. And, back then, IFTs had to be mailed by midnight on the 15th of the month and funds would be reinvested on the 1st of the next month. Unfortunately, I believe that, that lymric has lost a lot of its validity in todays global market, however, but nontheless still believe I (and you) can fashion a stategy that does better than the equity individual funds - even with the 2 move per month limit.

nsurf9,

Are you going to try an IFT through the web and see if it works or the Thrift Board is just bluffing everyone they sent a letter to.

I am betting that an electronic IFT will still go through.

Originally Posted by Gumby

nsurf9,

Are you going to try an IFT through the web and see if it works or the Thrift Board is just bluffing everyone they sent a letter to.

I am betting that an electronic IFT will still go through.

You'd be wrong on that...

http://www.tsptalk.com/mb/showpost.p...90&postcount=8

Originally Posted by Gumby

nsurf9,

Are you going to try an IFT through the web and see if it works or the Thrift Board is just bluffing everyone they sent a letter to.

I am betting that an electronic IFT will still go through.

Remember, we were told that instead of the Transaction Completed
Screen, we would be redirect to a Request for a TSP-50 Form page.
Even if that doesn't occur and the transaction "appears" to have gone
through, I suspect the processors will have "us" flagged and the IFT
will not be processed due to restrictions. Heck, they might even send
"us" a confirmation email explaining such.

Originally Posted by Asylum

You'd be wrong on that...

http://www.tsptalk.com/mb/showpost.p...90&postcount=8

Wouldn't be the first time!
I thought there would bluff until the rule became finalized. I guess the rule is final in their minds.

Originally Posted by nsurf9

Staying 100% G.

Lots of potential risk and reward this week - but markets are already up at 12pm, 3/31/08. Although the day is not over, I will look to send in a transfer next week (by US Mail) and await its "processing as received" - if, this week shows an upward trend.

Hopefully, an injunction will stay the new 2 per month IFT limit or someone will exercise some good (even a little) common sense.

As a matter of note, the reason I got in to moving TSP funds was that I noticed every summer, my TSP fund would take a beating. I didn't know why. So, I stacked all of the returns for Jan, Feb ... Dec on a spreadsheet, graphed it, and then started slicing and dicing the data.

From this, I found that "if, I just put everything in G from May to October, I would have been 67% better off. I had never heard of the "Sell in May and go away, come back in September (or October)" lymric. And, back then, IFTs had to be mailed by midnight on the 15th of the month and funds would be reinvested on the 1st of the next month. Unfortunately, I believe that, that lymric has lost a lot of its validity in todays global market, however, but nontheless still believe I (and you) can fashion a stategy that does better than the equity individual funds - even with the 2 move per month limit.

NSurf9,

You don't need a paid service that's for sure, but many folks do follow some sort of STS.

Sy does have a pretty good one. His YTD return is currently around (-6%). Maybe some things in his system you can apply towards your own.

Take Care!

Robo


Our break-through Seasonal Timing Strategy™ (STS).

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Those are silly observations, apparently given with no thought or analysis



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