Mostro,
It sounds like you are pretty risk adverse. Nobody can give you an answer that will guarantee that you will make a lot of money or that you won't lose money. There are several subscriptions that I believe do make recommendations for their subscribers that you can use to make better decisions based on your risk tolerance but I have no personal experience with any of these. I would suggest you read and learn about different investment strategies so you can make informed investment decisions, even if you choose to subscribe to a service you should understand why you make any moves in your retirement account. You can also watch what others have done or are doing in the AutoTracker and see what those with higher rates of return are doing. Good Luck & Welcome to the forum!
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