Originally Posted by
mikekellyonline
My wife and I are currently widdling away at our debt. We have a few more debts to clear out then we will have an open way towards opening an IRA. We are looking at a Roth IRA. Still looking at where to go for it, however. Right now Vanguard is topping the list considering low-costs and availability of index mutual fund investments for retirement. I have many family members who invest through Fidelity and Lincoln Financial. We haven't decided yet which we will invest through.
Here is what the markets are showing me. We will be investing approx 15% net pay into a separate retirement account. We will be investing into index funds, not individual stocks. We are looking to put down enough to secure a mutual fund account with a 5-Year avg of 8% or more. Pipe dream? I don't think so.
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