This will be the first month in a year where I didn't use an IFT. 100%G
Waiting for better news in the market. Might have to wait til the holidays to get a seasonal bump.
Sure wish TSP would let you rollover unused IFT's to the next month!
Rules:
- Trade what you see, not what you believe
- Don't put stuff in your signature that a Mod doesn't like
"Government exists to protect all people’s rights, not some people’s feelings." - A. Barton Hinkle
Great Tools:
http://www.CreditKarma.com
http://www.Mint.com
http://www.SaveUp.com/r/nmJ
Opinion: Stock investors haven’t been this bearish in 15 years
Stock investors haven
Bear market or no if the I-fund cracks 55 I'll 'have' to get a piece of that. Not 100% but something.
Bears are roaring.
Nikkei up 2% already...Sheesh!
'Panic buying'?
Yeah, it's taken off straight up like a rocket! You know what happens next. The engine cuts out and you plunge into the drink deeper than you started.
Yep, looks like that's started already.
Allocations as of COB Dec 28 : 100% S. | Retirement Date:Dec 2025
Past Returns: 2020 31.85%,2019 27.97%,2018 -3.36%,2017 13.10%, 2016 -1.79%, 5Yr Avg 12.61%
FWIW:
What to Buy in Next Recession as BofA Sees Massive Policy Shift
https://finance.yahoo.com/news/buy-n...092201324.html
What's a good snow tire? Was leaning toward Nokian WRG3, excellent reviews but too many people said they're noisy on dry pavement.
EXN: We own Michelin All Weather which does a great job in the snow for our jaunts up to Flagstaff in the winter. We don't actually own a snow tire living in Phoenix. I wonder if there is anyone on the forum from FARGO.
FS
FogSailing
Try to learn something about everything and everything about something.
my experience has been that it is less the tire and more the driver that determines whether or not you end up in the ditch.
beyond that, 3 simple rules seem to help:
1, replace tires before they are bald,
2, carry an emergency kit in case you end up in the ditch,
3, embrace the variety and change life sometimes presents - especially when you find yourself in a ditch.
100g
Hi exnavyew. I don’t know where you are located at right now or what your winter driving experiences have been. All snow tires are going to make more noise than all-weather tires.
I also don’t know what your intentions are for winter driving.
I also don’t know what you drive and how you drive. If it is sporty car and you spend a lot of time making extreme maneuvers to get first in the line, good luck under slippery conditions.
Read burro’s rules if you drive in areas less populated. Four wheel or all-wheel drive only allows you to eventually get deeper in to the ditch or snow bank if you believe it enables you to drive as you might normally do under dry conditions.
If you are worried about occasionally driving in snow or ice conditions, FS has good advice. I will add you can buy some “cable snow chains” for traction conditions where you might need them. The best advice I ever heard about chains of any kind was “don’t put them on until you need them to back out of where you got yourself stuck”.
Maybe someone from Fargo or some other northern area like Detroit or Minneapolis or Buffalo will answer. I think burrocrat may know something about driving in the snow and in less populated areas.
All “snow” tires will make more noise on dry roads than other types of tires. Handling will be impacted some. Tire wear too.
Good luck and be safe.
PO
also it pays to keep in mind newton's third law of motion: 4 wheel drive does not equal 4 wheel stop.
100g
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