Thread: Pill's Account Talk

Welcome pill, and best of luck!

Tom

Thnks Tom.

Good thing about dollar cost averaging is when the market keeps doing what its doing I dont worry to much about it. I just keep buying share each payday!

I believe the bulls are going to run soon!

Making a move to get more spread out. IFT C 20, I 60, S 20. Isense the CS and I all should maintain there upward trend through the New Year. Any input would be great about which funds you are liking. Very new investor and still learning the ropes! Good luck to all.

OK its nice to be back on a computer. The market seems to be heading the right direction!

I just got married, so I have been out of the loop for a few days!

Dollar cost averaging 30 c, 30 s, 40 i! Seems to be working great.

I had to pull a 5k loan out of TSP for help with the wedding. Should have it paid back in three months.


Good luck to all and Merry Christmas!

Holding 30 C, 30 S, 40I.

RD pillow,

Dollar cost averaging into the I fund at 40% - exactly how low do you really want it to correct - something like $17.66. That's too conservative you buy more shares at $17.00

Dennis

Dennis,

My learing and understanding the market isnt coming along as fast I would like it to. I wish there was a class I could take. Reading this board is helping alittle but I end up basing my decisions off of respected members like your self. Right now all I know to do is just keep DCA. I'm basicly just pumping more money into the funds each pay period. I dont know when to pull my money out of a fund except when there seems to be a pull back. Looking at the share prices every thing seems high with potential to go higher. Should I take some profits? If so, where should I shift and when do I buy again? What should I do??
I would have just continued to ride along waiting for others to say there is going to be a pull back before moving my money.
So should I have my $$ going into a fund with a lower share price waiting for the other funds to drop? What does correct exactly mean? And does it always correct after a run up?
Sorry for all the questions but very curious and eager to understand and take charge of my retirement even though it seems so far away.
Thanks D and any other who feel like enlightening me.

pill,

I'll relate an experience I encountered today from another board as an example of possibilities and probable mistakes. There is a TSP participant who has been dollar cost averaging into the C fund for 12 years, but has now decided to go into the I fund at 100%. Not my idea of a smart move - but he may end up correct. You take your chances with the available information you research. IMHO the C fund is primed to outperform the other funds over the next five years for many reasons. So theoretically his move was premature looking for excitement - boring is always best - and painful corrections are even better. You'll have plenty of time to learn how to deal with losses and also take advantage of lower pricing. Time can be the healer of many mistakes. Learn as much as you can and be patient - you'll be surprised how quickly you'll reach the power account level - then you'll be educated and prepared to make some real money. When you can purchase a position equating to 40,000 shares of a fund you can begin to use your imagination as tothe potential. Take care. With what I know at this moment I'd be 75% C fund and 25% I fund with the same contribution allocations - and I would not dump my funds during any give back or corrections - they will not be that deep.

Dennis

Moving out of the S fund. IFT cob on the 12th.

65 C, 35 I.

Thnks D.

I fund seems to be getting alittle high for me not to take some off the top. Who knows what will continue. I would like to see keep growing but not going to stay to heavy in it. While c fund seems relatively low I am going to continue to dollar cost average and wait for this bull market I have only heard of but never been aboard because I just got started investing.
IFT cob 2/1 80 c and 20 i.
Good luck!

IFT going 65% C, 35% I Fund. Effective 2/13 cob