Thread: Help on explaining my TSP

Kajasmon,

Jimmy Crickets you again. Go 75% C fund and 25% I fund. If you ask why it will take an hour to explain. Suffice to say you are in accumulation mode- C is undervalued, I fund is going nowhere for the next 2 years, gives you plenty of time to buy without overpaying. Have your contributions the same percentages. Sit back and learn, you got a wonderful investing future ahead of you. Best Regards,

Dennis

Hi kajasmom. I'm not ssure what your question is but I formatted your data so it can more easily be read. Perhaps you can clarify your question and one of are more astutely knowledgeable members can further help you.

<sup>Current contribution: G FUND 30% F FUND 0% C FUND20% S FUND 20% I FUND 30%

20-May-05 Investment Fund SharesShare Price Balance Distribution

G FUND GOVERNMENT SECURITIES 696.24 $10.86 $7,561.19 62.65%

F FUND FIXED INCOME INDEX 86.99 10.55 917.78 7.61%

C FUND COMMON STOCK INDEX 106.31 12.76 1,356.58 11.24%

S FUND SMALL CAP STOCK INDEX 96.41 14.36 1,384.43 11.47%

I FUND INTERNATIONAL STOCK INDEX 56.35 15.05 848.07 7.03%

Total $12,068.05 100.00%</sup>

We have two different "allocation" change possibilities. One is for future contributions , money that is deposited from your pay bi-weekly, and the other is were you have your current monies allocated.

For future contributions, I personally have 100% going into G fund where it is safe so I don't "buy" high and possible lose some money the next day if the market is down trending.

For current deposits, you'll have to do a "interfund transfer" to move your money into whichever fund you choose. I'm currently sitting at 100% S but will transfer it out into something safer when the market starts to downtrend. The trick is catching these uptrends and downtrends. Still better than leaving your money sittingin stocks when the market drops all year like in the past.

Hope this helps.