Pick an actual date. Be honest with that date. Which day of what month would you have actually chosen to get out of the S fund and into the g fund? I am backtesting november 10 the Marine Corps birthday.
November 12 is closest to it. There is only one day after that i could buy back in at a lower price. Which means you had to buy back in on that day or today, three years later, you would still be waiting. But a day will come when the S fund goes below november 12 2013. And another day will come when it goes back over your buy back price.
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