JE: FYI -- I'm outta IFTs too; shifted 30% more from G to C,S,I at beginning of month, then pulled it back a few days later on a market drop. However, using the "<1% balancing" I've moved 8-10% to equities again in just 3 of those IFT's. I haven't gotten what I would have if I'd not pulled those funds back to G, but I'm getting something more, assuming no major correction at this moment.
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