Page 23 of 36 FirstFirst ... 13212223242533 ... LastLast
Results 265 to 276 of 432
Like Tree78Likes

Thread: Last Month's Best Fund Method Strategy

  1. #265
    Rifleman's Avatar
    Rifleman is offline Rookie Reputation: 130
    Likes received: 2
    Likes given: 20
    AutoTracker

    Join Date
    Mar 2012
    Location
    Ashland, KY
    Posts
    14

    Default Re: Last month best fund method

    I think I might follow this method. Does the switch need to be exactly on the 1st day of the month?

  2.  
  3. #266
    matrix452's Avatar
    matrix452 is offline Newbie Reputation: 0
    Likes received: 0
    Likes given: 0
    AutoTracker

    Join Date
    Jul 2011
    Posts
    6

    Default Re: Last month best fund method

    On the first of the month I wasn't able to make the transfer in time. It would have been on the second, so I deviated from the LMBF method and kept my stuff in the S Fund because I didn't like what the I fund was doing. I know we still have a week before the next transfer, but I'm glad I did! While it's looking like the April's transfer will be to the C Fund, the S Fund isn't doing too bad.

  4.  
  5. #267
    James48843's Avatar
    James48843 is online now Hall of Fame Reputation: 6391
    Likes received: 1039
    Likes given: 577
    AutoTracker

    Join Date
    Apr 2005
    Posts
    10,921
    Blog Entries
    7

    Default Re: Last month best fund method

    Quote Originally Posted by Rifleman View Post
    I think I might follow this method. Does the switch need to be exactly on the 1st day of the month?
    This thread tracks data based on the end of the month, yes. You can do it whatever date you want, and your results will vary. Your decision on where to put your money is yours- no one else knows you, your risk tolerance, your future goals, or what you would like to do with your money. That's purely up to you.
    Rifleman likes this.

  6.  
  7. #268
    Rifleman's Avatar
    Rifleman is offline Rookie Reputation: 130
    Likes received: 2
    Likes given: 20
    AutoTracker

    Join Date
    Mar 2012
    Location
    Ashland, KY
    Posts
    14

    Default Re: Contribution Allocation Questions

    I have another question, please remember my Newbness, will it mess things up if I keep like 30 in the G fund and then move my other 70 around doing to last months best fund? Or am I over thinking it?

  8.  
  9. #269
    Sensei's Avatar
    Sensei is offline Club TSP Reputation: 1874
    Likes received: 407
    Likes given: 366
    AutoTracker

    Join Date
    Jan 2011
    Location
    Okinawa, Japan
    Posts
    1,340

    Default Re: Contribution Allocation Questions

    Quote Originally Posted by Rifleman View Post
    I have another question, please remember my Newbness, will it mess things up if I keep like 30 in the G fund and then move my other 70 around doing to last months best fund? Or am I over thinking it?
    That would be a more conservative way to handle your account. The 30% in G would always be safe from losses, but wouldn't make any money for you either. As far as whether it would "mess things up", you would probably think so if the LMBF was making money, but wouldn't think so if it was losing. You would end up with a different return, yes.

    After getting frustrated by the market last year, I thought I might follow this system this year. Others suggested I use it as an indicator to consider when making my own decisions. That's how I use this and the Sentiment Survey now. I don't follow them exactly, but take them into account when deciding what to do with my money. I also look at whether the market is bull or bear, and where the S&P's daily price is in relation to the major moving averages (20, 50, & 200 days). It's a lot to think about when you're new. Good luck!
    Mapper and Rifleman like this.

  10.  
  11. #270
    Mapper's Avatar
    Mapper is offline Team TSP Reputation: 923
    Likes received: 120
    Likes given: 95
    AutoTracker

    Join Date
    Mar 2011
    Location
    Utah, Wasatch Front
    Posts
    891

    Default Re: Contribution Allocation Questions

    Rifleman, if you keep some money in G it means that money is not in equities, "out of risk". If markets move up, you'll make less (about 30% less given your example). If markets move down, you'll lose less (again, about 30%). The G fund is considered a cash equivalent and will keep your value in real $$s.
    Rifleman likes this.
    I don't know much...but I try hard. In 2013 I played it "safe", too safe.
    2011: 12.73%; 2012: 16.44 %, 2013: 17.46%: ; Past 12 months 6.23% as of 10/31/2014



  12.  
  13. #271
    James48843's Avatar
    James48843 is online now Hall of Fame Reputation: 6391
    Likes received: 1039
    Likes given: 577
    AutoTracker

    Join Date
    Apr 2005
    Posts
    10,921
    Blog Entries
    7

    Default Re: Contribution Allocation Questions

    LAST MONTH BEST FUND: for March 31, 2012

    Well, we HAD been in the "I" fund in March, as a result of February's data. Once again it shows that chasing return isn't always the best path. But we did get a positive return for the month, although only a small one.

    For March, it turns out "C" was the best performer, earning over 3%, so we will initiate an IFT to move from the "I" fund to the "C" fund, and we'll hope for some more positive stuff.
    month-03-2012.jpg
    Be careful out there.

  14.  
  15. #272
    James48843's Avatar
    James48843 is online now Hall of Fame Reputation: 6391
    Likes received: 1039
    Likes given: 577
    AutoTracker

    Join Date
    Apr 2005
    Posts
    10,921
    Blog Entries
    7

    Default Re: Contribution Allocation Questions

    Well, this isn't very nice. The "Last Month Best Fund" method didn't look so good in April after all.

    For April we finish up with a falling C fund, and that means we slip back at bit.

    The best fund for April was the "F" fund. So...of course, we'll move INTO "F" effective at the close of business tomorrow.

    A IFT trade then out of "C" fund, and into "F" fund is called for.

    lmfmarch.jpg

    Moving to the "F" fund before noon tomorrow, effective COB tomorrow afternoon.

    Good luck.

    (LMBF method return for 2012 right now is positive +5.74% for the year)

  16.  
  17. #273
    Rifleman's Avatar
    Rifleman is offline Rookie Reputation: 130
    Likes received: 2
    Likes given: 20
    AutoTracker

    Join Date
    Mar 2012
    Location
    Ashland, KY
    Posts
    14

    Default Re: Contribution Allocation Questions

    What is the best way to see the best performing fund for the month of May? I keep pulling up 1day, 5day, then 3 month or yearly, I have a feeling I am not looking in the right place, it shouldn't be this hard...

  18.  
  19. #274
    ILoveTDs's Avatar
    ILoveTDs is offline Team TSP Reputation: 777
    Likes received: 182
    Likes given: 176
    AutoTracker

    Join Date
    Oct 2011
    Location
    Utah
    Posts
    820

    Default Re: Contribution Allocation Questions

    F Fund was best fund in May at 0.91%
    100% F Fund COB 2 October 2014

  20.  
  21. #275
    RealMoneyIssues's Avatar
    RealMoneyIssues is online now TSP Guru Reputation: 5481
    Likes received: 1330
    Likes given: 2362
    AutoTracker

    Join Date
    Feb 2011
    Location
    Virginia
    Posts
    7,743

    Default Re: Contribution Allocation Questions

    Quote Originally Posted by Rifleman View Post
    What is the best way to see the best performing fund for the month of May? I keep pulling up 1day, 5day, then 3 month or yearly, I have a feeling I am not looking in the right place, it shouldn't be this hard...
    TSP Share Prices
    Rifleman likes this.
    Rules:
    - Trade what you see, not what you believe
    - Don't put stuff in your signature that a Mod doesn't like

    "Government exists to protect all people’s rights, not some people’s feelings." - A. Barton Hinkle

    Great Tools:
    http://www.CreditKarma.com
    http://www.Mint.com
    http://www.SaveUp.com/r/nmJ

  22.  
  23. #276
    James48843's Avatar
    James48843 is online now Hall of Fame Reputation: 6391
    Likes received: 1039
    Likes given: 577
    AutoTracker

    Join Date
    Apr 2005
    Posts
    10,921
    Blog Entries
    7

    Default Re: Contribution Allocation Questions

    Foregive me Father for I have sinned, and failed to post the LAST MONTH BEST FUND results for May before the noon deadline.

    That's ok, because this time there is NO CHANGE.

    For May, the "F" fund once again was the best of the pack. Meaning NO IFT this month, and continued success using the LAST MONTH BEST FUND method.


    Stays put in "F" - no IFT needed.

    Enjoy.

    6-01-2012.JPG

    Sorry I wasn't paying close attention. I SHOULD be following this myself. Instead. I suckered myself into thinking the S fund was good, so I'm personally a bit bloody right now. I have GOT to get myself some LMBF discipline!



    LMBF method return for 2012 right now is positive +7.43% for the year and on a roll! )

  24.  
Page 23 of 36 FirstFirst ... 13212223242533 ... LastLast

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
S&P 500 (C fund)
[Chart]
Dow Completion (S fund)
[Chart]
EFA (I fund)
[Chart]
Bonds (F fund)
[Chart]