Thread: L Fund Updates

Obviously they weren't updating the website info for a few days.

I will be very interested to compare the L-funds at the end of the year to my total asset allocation with and without TIAA Real Estate. Right now I have 18.5% cash/savings, 43.5% US Equity, 17.5% Intl Equity, 4.5% bond, 16% real estate.

It will also be interesting to compare the TSP L-funds to similar funds at Vanguard, etc.

L Funds Continue to Grow

Greetings All,

The number of TSP investors with money in the relatively
new lifecycle funds and the amount of money in those funds
continues to grow, including about 8 percent of FERS
system investors and 6 percent of CRSR system investors--
and more than $11 billion in account balances--as of the
end of April. The L funds, which were introduced last
August, are designed to help put investing on a form of
automatic pilot and maintain a desired risk/reward
balance according to the expected withdrawal date. Among
FERS investors, the most popular L fund is the 2020
fund, with 42 percent of their total L fund investments,
while among CSRS investors the most popular fund is the
2010 fund, with 49 percent of their total L fund
investments. The difference reflects the generally higher
age--and thus, shorter withdrawal timeframe--of CSRS
employees.

SWSOP

Since 2004 the markets have been quite difficult to time if you ask me. It makes sense that more and more people would throw in the towel and stop trying to time it. I don't talk about the L funds much because they are not for me, but I do believe most TSP'ers should be in them. Most of us here have a passion for the challange of managing our own accounts. I'm sure we are the exception, however.