Thread: I Fund down 1.164:>(.....

I know no one is really complaining hard about gaining .05 vs. losing .18 in the I fund, but a good short term investor is really getting taken to the cleaners when the funds adjust themselves seemingly randomly like this. Yesterday is a prime example:

Bonds (F fund) tracked on this board closed at 103.00, down .01 (-0.01%). With the F fund valued at 10.66, it's a no-brainer that there should be no change. However, it goes down .01. Costly at that level, but we can say, 'Maybe the F fund was actually at 10.655 and the .01% dropped it just far enough to make it drop a penny.'

Since we all know what the I fund did (+.05 when it should have -.18), today, with Japan up 1+% and the European markets looking fairly strong, should be a strong gain for the I fund...but will the TSP funds reflect this? Does an investor have to figure in whether or not the TSP funds will reflect their respective market activities? :%

Should they have to? No.

The point is, based on the market activity, switching from the F fund to the I fund in this instance, should be a good move. But based on TSP, it very well may not be. It seems like what we need is a TSP sentiment indicator :end:instead of the EAFE, S&P 500, Bonds and Wilshire 4500 market trackers.

I agree. Index funds should track the index. The creative accounting and anti-timing stuff is BS.

You are like the seventh person who first post is complaining about the I fund.

It seems, Tom is controlling it to drum up business :P.

I just can not invest in the I fund anymore because it is not an investment it is a roll of the dice now.

They adjust it now two or three times a week.

Before it was Thursdays from my tracking.

I tried to time it this week and bail on Wednesday and got burned.

They must be getting a lot of complaints. I called yesterday and I could see the eyes rolling back in their heads through the phone line.

Just be a sheep, I guess. :?

You have to ask yourself. Do you want your social security account in this scheme.

Because pensions will be a distant memory when we are set to retire.:shock:

EFA was a 3:1 stock split yesterday....see Yahoo.....

BArREttLEEMAKINIT wrote:

I know no one is really complaining hard about gaining .05 vs. losing .18 in the I fund, but a good short term investor is really getting taken to the cleaners when the funds adjust themselves seemingly randomly like this. Yesterday is a prime example:

Bonds (F fund) tracked on this board closed at 103.00, down .01 (-0.01%). With the F fund valued at 10.66, it's a no-brainer that there should be no change. However, it goes down .01. Costly at that level, but we can say, 'Maybe the F fund was actually at 10.655 and the .01% dropped it just far enough to make it drop a penny.'

Since we all know what the I fund did (+.05 when it should have -.18), today, with Japan up 1+% and the European markets looking fairly strong, should be a strong gain for the I fund...but will the TSP funds reflect this? Does an investor have to figure in whether or not the TSP funds will reflect their respective market activities? :%

Should they have to? No.

The point is, based on the market activity, switching from the F fund to the I fund in this instance, should be a good move. But based on TSP, it very well may not be. It seems like what we need is a TSP sentiment indicator :end:instead of the EAFE, S&P 500, Bonds and Wilshire 4500 market trackers.

For all interested, it turned out to be a bad move:

F fund went down .01:{ when it should not have changed,
I fund went down .08:{ when it should have gone up .01:}.

As investors, we're already taking a risk on what we think the market is going to do. And in bringing those investment options to us, TSP shouldget something.:^ But when that begins skewing the returns on a regular basis (at least in this case 3 days in a row), making the investor blind as to how the fund will perform, something's not right.:U